{"id":11661,"date":"2019-10-26T18:25:55","date_gmt":"2019-10-26T17:25:55","guid":{"rendered":"http:\/\/skippay.cz\/blog\/?post_type=encyclopedia&amp;p=908"},"modified":"2019-10-26T18:25:55","modified_gmt":"2019-10-26T17:25:55","slug":"pojisteni","status":"publish","type":"pojem","link":"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-p\/pojisteni\/","title":{"rendered":"Poji\u0161t\u011bn\u00ed"},"content":{"rendered":"\n<p> Poji\u0161t\u011bn\u00ed <a href=\"https:\/\/skippay.cz\/platba-kartou\">platebn\u00ed karty<\/a> v\u00e1m m\u016f\u017ee u\u0161et\u0159it zna\u010dn\u00e9 starosti p\u0159i ztr\u00e1t\u011b nebo odcizen\u00ed karty. Na z\u00e1kladn\u00ed od\u0161kodn\u011bn\u00ed p\u0159i zneu\u017eit\u00ed karty m\u00e1 ka\u017ed\u00fd dr\u017eitel n\u00e1rok ze z\u00e1kona, za nadstandardn\u00ed poji\u0161t\u011bn\u00ed si ale mus\u00edte p\u0159iplatit. Hlavn\u00ed podm\u00ednkou pro uplatn\u011bn\u00ed od\u0161kodn\u011bn\u00ed je nahl\u00e1sit ztr\u00e1tu \u010di odcizen\u00ed karty <strong>ihned pot\u00e9<\/strong>, co se to stalo.<\/p>\n\n\n\n<p>Jak\u00e9 faktory\nsledovat p\u0159i sjedn\u00e1v\u00e1n\u00ed poji\u0161t\u011bn\u00ed platebn\u00ed karty?<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>V\u00fd\u0161e\n\tlimitu kryt\u00ed\n\t<\/li>\n\n\n\n<li>Rozsah\n\tp\u0159\u00edpad\u016f, kter\u00e9 poji\u0161t\u011bn\u00ed kryje\n\t<\/li>\n\n\n\n<li>Zn\u011bn\u00ed\n\tsmlouvy\n\t<\/li>\n\n\n\n<li>Poplatky\n<\/li>\n<\/ul>\n\n\n\n<p>Poji\u0161t\u011bn\u00ed\nkarty za\u010d\u00edn\u00e1 zhruba na <strong>120 korun\u00e1ch<\/strong>, kryt\u00ed ale u t\u00e9to\nnejlevn\u011bj\u0161\u00ed varianty obvykle nep\u0159es\u00e1hne 30&nbsp;000 K\u010d. Pokud\nzvol\u00edte komplexn\u011bj\u0161\u00ed variantu, m\u016f\u017eete z\u00edskat ochranu a\u017e <strong>do\nv\u00fd\u0161e 500&nbsp;000 K\u010d<\/strong>. \n<\/p>\n\n\n\n<p>Podobn\u011b jako u jin\u00fdch poji\u0161t\u011bn\u00ed se ani zde nevyplat\u00ed sledovat pouze cenu poji\u0161t\u011bn\u00ed. Obzvl\u00e1\u0161\u0165 v&nbsp;tomto p\u0159\u00edpad\u011b je d\u016fle\u017eit\u00e9 si <strong>d\u016fsledn\u011b p\u0159e\u010d\u00edst smlouvu i s&nbsp;dodatky<\/strong>, kter\u00e9 mohou p\u0159\u00edpady kryt\u00ed zna\u010dn\u011b zu\u017eovat. Nejrizikov\u011bj\u0161\u00ed je ochrana proti kr\u00e1de\u017ei \u00fadaj\u016f platebn\u00ed karty p\u0159i <a href=\"https:\/\/skippay.cz\/platba-online\">platb\u011b online<\/a>, proto\u017ee v&nbsp;t\u011bchto p\u0159\u00edpadech je mnohdy zneu\u017eit\u00ed t\u011b\u017ek\u00e9 dok\u00e1zat. I proto je d\u016fle\u017eit\u00e9 db\u00e1t na bezpe\u010dnostn\u00ed pravidla p\u0159i placen\u00ed.<\/p>\n","protected":false},"template":"","tags":[42],"pismeno":[3265],"class_list":["post-11661","pojem","type-pojem","status-publish","hentry","tag-pojisteni","pismeno-pismeno-p","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Poji\u0161t\u011bn\u00ed | Skip Pay<\/title>\n<meta name=\"description\" content=\"Poji\u0161t\u011bn\u00ed platebn\u00ed karty v\u00e1m m\u016f\u017ee u\u0161et\u0159it zna\u010dn\u00e9 starosti p\u0159i ztr\u00e1t\u011b nebo odcizen\u00ed karty.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-p\/pojisteni\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Poji\u0161t\u011bn\u00ed | Skip Pay\" \/>\n<meta property=\"og:description\" content=\"Poji\u0161t\u011bn\u00ed platebn\u00ed karty v\u00e1m m\u016f\u017ee u\u0161et\u0159it zna\u010dn\u00e9 starosti p\u0159i ztr\u00e1t\u011b nebo odcizen\u00ed karty.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-p\/pojisteni\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/slovnik-pojmu\\\/pismeno-p\\\/pojisteni\\\/\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/slovnik-pojmu\\\/pismeno-p\\\/pojisteni\\\/\",\"name\":\"Poji\u0161t\u011bn\u00ed | Skip Pay\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#website\"},\"datePublished\":\"2019-10-26T17:25:55+00:00\",\"description\":\"Poji\u0161t\u011bn\u00ed platebn\u00ed karty v\u00e1m m\u016f\u017ee u\u0161et\u0159it zna\u010dn\u00e9 starosti p\u0159i ztr\u00e1t\u011b nebo odcizen\u00ed karty.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/slovnik-pojmu\\\/pismeno-p\\\/pojisteni\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/skippay.cz\\\/blog\\\/slovnik-pojmu\\\/pismeno-p\\\/pojisteni\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/slovnik-pojmu\\\/pismeno-p\\\/pojisteni\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Slovn\u00edk pojm\u016f\",\"item\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/slovnik-pojmu\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Poji\u0161t\u011bn\u00ed\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/\",\"name\":\"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#organization\",\"name\":\"Skip Pay\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/11\\\/Logo-MALL_1200x440.png\",\"contentUrl\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/11\\\/Logo-MALL_1200x440.png\",\"width\":1200,\"height\":440,\"caption\":\"Skip Pay\"},\"image\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Poji\u0161t\u011bn\u00ed | Skip Pay","description":"Poji\u0161t\u011bn\u00ed platebn\u00ed karty v\u00e1m m\u016f\u017ee u\u0161et\u0159it zna\u010dn\u00e9 starosti p\u0159i ztr\u00e1t\u011b nebo odcizen\u00ed karty.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-p\/pojisteni\/","og_locale":"en_US","og_type":"article","og_title":"Poji\u0161t\u011bn\u00ed | Skip Pay","og_description":"Poji\u0161t\u011bn\u00ed platebn\u00ed karty v\u00e1m m\u016f\u017ee u\u0161et\u0159it zna\u010dn\u00e9 starosti p\u0159i ztr\u00e1t\u011b nebo odcizen\u00ed karty.","og_url":"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-p\/pojisteni\/","og_site_name":"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-p\/pojisteni\/","url":"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-p\/pojisteni\/","name":"Poji\u0161t\u011bn\u00ed | Skip Pay","isPartOf":{"@id":"https:\/\/skippay.cz\/blog\/#website"},"datePublished":"2019-10-26T17:25:55+00:00","description":"Poji\u0161t\u011bn\u00ed platebn\u00ed karty v\u00e1m m\u016f\u017ee u\u0161et\u0159it zna\u010dn\u00e9 starosti p\u0159i ztr\u00e1t\u011b nebo odcizen\u00ed karty.","breadcrumb":{"@id":"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-p\/pojisteni\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-p\/pojisteni\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-p\/pojisteni\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/skippay.cz\/blog\/"},{"@type":"ListItem","position":2,"name":"Slovn\u00edk pojm\u016f","item":"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/"},{"@type":"ListItem","position":3,"name":"Poji\u0161t\u011bn\u00ed"}]},{"@type":"WebSite","@id":"https:\/\/skippay.cz\/blog\/#website","url":"https:\/\/skippay.cz\/blog\/","name":"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz","description":"","publisher":{"@id":"https:\/\/skippay.cz\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/skippay.cz\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/skippay.cz\/blog\/#organization","name":"Skip Pay","url":"https:\/\/skippay.cz\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/skippay.cz\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2019\/11\/Logo-MALL_1200x440.png","contentUrl":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2019\/11\/Logo-MALL_1200x440.png","width":1200,"height":440,"caption":"Skip Pay"},"image":{"@id":"https:\/\/skippay.cz\/blog\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/pojem\/11661","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/pojem"}],"about":[{"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/types\/pojem"}],"wp:attachment":[{"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/media?parent=11661"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/tags?post=11661"},{"taxonomy":"pismeno","embeddable":true,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/pismeno?post=11661"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}