{"id":11669,"date":"2019-10-26T19:38:15","date_gmt":"2019-10-26T18:38:15","guid":{"rendered":"http:\/\/skippay.cz\/blog\/?post_type=encyclopedia&#038;p=951"},"modified":"2026-01-22T14:10:35","modified_gmt":"2026-01-22T13:10:35","slug":"pujcka-bez-dolozeni-prijmu","status":"publish","type":"pojem","link":"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-p\/pujcka-bez-dolozeni-prijmu\/","title":{"rendered":"P\u016fj\u010dka bez dolo\u017een\u00ed p\u0159\u00edjm\u016f"},"content":{"rendered":"\n<p>Podobn\u011b jako u nahl\u00ed\u017een\u00ed do registr\u016f by instituce p\u0159i poskytov\u00e1n\u00ed <a href=\"https:\/\/skippay.cz\/pujcky\">p\u016fj\u010dky<\/a> m\u011bly po \u017eadateli cht\u00edt tak\u00e9 dolo\u017een\u00ed pravideln\u00fdch p\u0159\u00edjm\u016f. D\u00edky n\u011bmu mohou l\u00e9pe posoudit klientovu schopnost p\u016fj\u010dku spl\u00e1cet. N\u011bkdy v\u0161ak \u017eadatel m\u016f\u017ee b\u00fdt v\u00a0komplikovan\u00e9 situaci a pot\u0159ebovat p\u016fj\u010dit, i kdy\u017e pravideln\u00fd p\u0159\u00edjem nem\u00e1. Pak se m\u016f\u017ee obr\u00e1tit na <strong>nebankovn\u00ed instituce<\/strong>, kter\u00e9 mu sice p\u016fj\u010dku bez dolo\u017een\u00ed p\u0159\u00edjm\u016f mohou poskytnout, podle novely z\u00e1kona o spot\u0159ebitelsk\u00fdch p\u016fj\u010dk\u00e1ch v\u0161ak nesou za klientovu schopnost spl\u00e1cet zodpov\u011bdnost, a proto sv\u00e9 podm\u00ednky tak\u00e9 zp\u0159\u00eds\u0148uj\u00ed a zdaleka nep\u016fj\u010duj\u00ed v\u0161em. (Zdroj: <a href=\"https:\/\/www.arecenze.cz\/nebankovni-pujcky\/\" type=\"link\" id=\"https:\/\/www.arecenze.cz\/nebankovni-pujcky\/\">Arecenze.cz<\/a>)<\/p>\n\n\n\n<p>Pokud v\u00edte, \u017ee nem\u00e1te bonitu (tedy nejste dostate\u010dn\u011b d\u016fv\u011bryhodn\u00ed) odpov\u00eddaj\u00edc\u00ed podm\u00ednk\u00e1m poskytov\u00e1n\u00ed p\u016fj\u010dek, a p\u0159esto pot\u0159ebujete pen\u00edze na nenad\u00e1l\u00e9 v\u00fddaje, m\u00e1te k&nbsp;dispozici alternativu, kterou je <a href=\"https:\/\/skippay.cz\/odlozena-platba\">odlo\u017een\u00e1 platba<\/a>. Ta umo\u017e\u0148uje klient\u016fm <strong>nakoupit ihned a zaplatit a\u017e za 30 dn\u00ed<\/strong>, a to bez poplatk\u016f a bez \u00farok\u016f.<\/p>\n\n\n<figure class=\"wp-block-image size-large d-md-none\"><a href=\"https:\/\/skippay.cz\/karta\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" style=\"border-radius: 16px; max-width: 690px; box-shadow: 0 5px 30px 0 rgba(0, 0, 0, 0.1);\" src=\"http:\/\/skippay.cz\/blog\/wp-content\/uploads\/2025\/03\/skip-pay_karta_az-100000-kc-na-necekane-vydaje_690px.png\" alt=\"A\u017e 100 000 K\u010d na ne\u010dekan\u00e9 v\u00fddaje\"><\/a><\/figure>\n<figure class=\"wp-block-image size-large d-none d-md-block\"><a href=\"https:\/\/skippay.cz\/karta\" target=\"_blank&quot;\" rel=\"noopener noreferrer\"><img decoding=\"async\" style=\"border-radius: 16px; max-width: 919px; box-shadow: 0 5px 30px 0 rgba(0, 0, 0, 0.1);\" src=\"http:\/\/skippay.cz\/blog\/wp-content\/uploads\/2025\/03\/skip-pay_karta_az-100000-kc-na-necekane-vydaje_919px.png\" alt=\"A\u017e 100 000 K\u010d na ne\u010dekan\u00e9 v\u00fddaje\"><\/a><\/figure>","protected":false},"template":"","tags":[116,17,23],"pismeno":[3265],"class_list":["post-11669","pojem","type-pojem","status-publish","hentry","tag-bonita","tag-odlozena-platba","tag-pujcka","pismeno-pismeno-p","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - 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p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-22T13:10:35+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/slovnik-pojmu\\\/pismeno-p\\\/pujcka-bez-dolozeni-prijmu\\\/\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/slovnik-pojmu\\\/pismeno-p\\\/pujcka-bez-dolozeni-prijmu\\\/\",\"name\":\"P\u016fj\u010dka bez dolo\u017een\u00ed p\u0159\u00edjm\u016f | Skip Pay\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#website\"},\"datePublished\":\"2019-10-26T18:38:15+00:00\",\"dateModified\":\"2026-01-22T13:10:35+00:00\",\"description\":\"Podobn\u011b jako u nahl\u00ed\u017een\u00ed do registr\u016f by instituce p\u0159i poskytov\u00e1n\u00ed p\u016fj\u010dky m\u011bly po \u017eadateli cht\u00edt tak\u00e9 dolo\u017een\u00ed pravideln\u00fdch p\u0159\u00edjm\u016f.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/slovnik-pojmu\\\/pismeno-p\\\/pujcka-bez-dolozeni-prijmu\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/skippay.cz\\\/blog\\\/slovnik-pojmu\\\/pismeno-p\\\/pujcka-bez-dolozeni-prijmu\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/slovnik-pojmu\\\/pismeno-p\\\/pujcka-bez-dolozeni-prijmu\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Slovn\u00edk pojm\u016f\",\"item\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/slovnik-pojmu\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"P\u016fj\u010dka bez dolo\u017een\u00ed p\u0159\u00edjm\u016f\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/\",\"name\":\"Blog Skip Pay - 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