{"id":11685,"date":"2019-10-27T07:54:21","date_gmt":"2019-10-27T06:54:21","guid":{"rendered":"http:\/\/skippay.cz\/blog\/?post_type=encyclopedia&amp;p=969"},"modified":"2019-10-27T07:54:21","modified_gmt":"2019-10-27T06:54:21","slug":"disponibilni-zustatek","status":"publish","type":"pojem","link":"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-d\/disponibilni-zustatek\/","title":{"rendered":"Disponibiln\u00ed z\u016fstatek"},"content":{"rendered":"\n<p>Disponibiln\u00ed z\u016fstatek je <strong>\u010d\u00e1stka, kterou m\u00e1 klient na \u00fa\u010dtu<\/strong> <strong>v&nbsp;dan\u00e9 chv\u00edli k&nbsp;dispozici<\/strong>. Krom\u011b disponibiln\u00edho z\u016fstatku vid\u00ed u\u017eivatel ve sv\u00e9m <a href=\"http:\/\/skippay.cz\/slovnik-pojmu\/pismeno-i\/internetove-bankovnictvi\/\">internetov\u00e9m bankovnictv\u00ed<\/a> tak\u00e9 \u00fa\u010detn\u00ed z\u016fstatek, kter\u00fd m\u016f\u017ee b\u00fdt o n\u011bco vy\u0161\u0161\u00ed z&nbsp;d\u016fvodu je\u0161t\u011b neza\u00fa\u010dtovan\u00fdch plateb. P\u0159i platb\u011b toti\u017e v\u017edy doch\u00e1z\u00ed nejprve k&nbsp;blokaci pen\u011bz, kter\u00e9 se k&nbsp;obchodn\u00edkovi ode\u0161lou se zpo\u017ed\u011bn\u00edm n\u011bkolika dn\u00ed. Disponibiln\u00ed z\u016fstatek m\u016f\u017ee b\u00fdt z\u00e1rove\u0148 nav\u00fd\u0161en\u00fd o <a href=\"https:\/\/skippay.cz\/kontokorent\">kontokorent<\/a>, tedy o pen\u00edze nav\u00edc, kter\u00e9 klient m\u016f\u017ee \u010derpat od banky a n\u00e1sledn\u011b je mus\u00ed splatit.<\/p>\n\n\n\n<p>U\u017eivatel m\u016f\u017ee zkontrolovat disponibiln\u00ed z\u016fstatek ve sv\u00e9m internetov\u00e9m bankovnictv\u00ed, kde tak\u00e9 vid\u00ed prob\u011bhl\u00e9 za\u00fa\u010dtovan\u00e9 i neza\u00fa\u010dtovan\u00e9 platby. Ty b\u00fdvaj\u00ed obvykle specificky vyzna\u010den\u00e9 \u2013 nap\u0159\u00edklad \u0161ediv\u011b podbarven\u00e9 \u2013 aby bylo patrn\u00e9, jak\u00fd je stav platby.<\/p>\n\n\n<figure class=\"wp-block-image size-large d-md-none\"><a href=\"https:\/\/skippay.cz\/karta\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" style=\"border-radius: 16px; max-width: 690px; box-shadow: 0 5px 30px 0 rgba(0, 0, 0, 0.1);\" src=\"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2025\/03\/skip-pay_karta_kdyz-platebni-kartu_690px.png\" alt=\"Kdy\u017e platebn\u00ed kartu, tak nabitou v\u00fdhodami\"><\/a><\/figure>\n<figure class=\"wp-block-image size-large d-none d-md-block\"><a href=\"https:\/\/skippay.cz\/karta\" target=\"_blank&quot;\" rel=\"noopener noreferrer\"><img decoding=\"async\" style=\"border-radius: 16px; max-width: 919px; box-shadow: 0 5px 30px 0 rgba(0, 0, 0, 0.1);\" src=\"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2025\/03\/skip-pay_karta_kdyz-platebni-kartu_919px.png\" alt=\"Kdy\u017e platebn\u00ed kartu, tak nabitou v\u00fdhodami\"><\/a><\/figure>","protected":false},"template":"","tags":[47,28],"pismeno":[3266],"class_list":["post-11685","pojem","type-pojem","status-publish","hentry","tag-kontokorent","tag-platba-online","pismeno-pismeno-d","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Disponibiln\u00ed z\u016fstatek | Skip Pay<\/title>\n<meta name=\"description\" content=\"Disponibiln\u00ed z\u016fstatek je \u010d\u00e1stka, kterou m\u00e1 klient na \u00fa\u010dtu v dan\u00e9 chv\u00edli k dispozici. Krom\u011b disponibiln\u00edho z\u016fstatku vid\u00ed u\u017eivatel ve sv\u00e9m internetov\u00e9m bankovnictv\u00ed tak\u00e9 \u00fa\u010detn\u00ed z\u016fstatek, kter\u00fd m\u016f\u017ee b\u00fdt o n\u011bco vy\u0161\u0161\u00ed z d\u016fvodu je\u0161t\u011b neza\u00fa\u010dtovan\u00fdch plateb.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-d\/disponibilni-zustatek\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Disponibiln\u00ed z\u016fstatek | Skip Pay\" \/>\n<meta property=\"og:description\" content=\"Disponibiln\u00ed z\u016fstatek je \u010d\u00e1stka, kterou m\u00e1 klient na \u00fa\u010dtu v dan\u00e9 chv\u00edli k dispozici. Krom\u011b disponibiln\u00edho z\u016fstatku vid\u00ed u\u017eivatel ve sv\u00e9m internetov\u00e9m bankovnictv\u00ed tak\u00e9 \u00fa\u010detn\u00ed z\u016fstatek, kter\u00fd m\u016f\u017ee b\u00fdt o n\u011bco vy\u0161\u0161\u00ed z d\u016fvodu je\u0161t\u011b neza\u00fa\u010dtovan\u00fdch plateb.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-d\/disponibilni-zustatek\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/slovnik-pojmu\\\/pismeno-d\\\/disponibilni-zustatek\\\/\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/slovnik-pojmu\\\/pismeno-d\\\/disponibilni-zustatek\\\/\",\"name\":\"Disponibiln\u00ed z\u016fstatek | Skip Pay\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#website\"},\"datePublished\":\"2019-10-27T06:54:21+00:00\",\"description\":\"Disponibiln\u00ed z\u016fstatek je \u010d\u00e1stka, kterou m\u00e1 klient na \u00fa\u010dtu v dan\u00e9 chv\u00edli k dispozici. 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