{"id":11686,"date":"2019-10-27T07:59:08","date_gmt":"2019-10-27T06:59:08","guid":{"rendered":"http:\/\/skippay.cz\/blog\/?post_type=encyclopedia&p=970"},"modified":"2026-06-03T13:33:57","modified_gmt":"2026-06-03T11:33:57","slug":"dluznik","status":"publish","type":"pojem","link":"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-d\/dluznik\/","title":{"rendered":"Dlu\u017en\u00edk"},"content":{"rendered":"\n

Dlu\u017en\u00edk je osoba \u2013 fyzick\u00e1 \u010di pr\u00e1vnick\u00e1 \u2013 kter\u00e1 m\u00e1 finan\u010dn\u00ed z\u00e1vazek v\u016f\u010di jin\u00e9mu subjektu<\/strong>. Dlu\u017e\u00ed sv\u00e9mu v\u011b\u0159iteli, kter\u00fd m\u00e1 naopak v\u016f\u010di dlu\u017en\u00edkovi tzv. pohled\u00e1vku. Obvykle se dlu\u017en\u00edk se sv\u00fdm v\u011b\u0159itelem p\u0159ed poskytnut\u00edm \u00fav\u011bru dohodne na podm\u00ednk\u00e1ch p\u016fj\u010dky<\/a>. Dluh pot\u00e9 spl\u00e1c\u00ed ve spl\u00e1tk\u00e1ch, kter\u00e9 jsou \u00faro\u010den\u00e9. Dlu\u017en\u00edk m\u00e1 povinnost splatit v\u011b\u0159iteli cel\u00fd dluh v\u010detn\u011b \u00farok\u016f, tedy nav\u00fd\u0161en\u00ed, kter\u00e9 v\u011b\u0159iteli plat\u00ed za poskytnutou slu\u017ebu.<\/p>\n\n\n\n

Pokud m\u00e1 dlu\u017en\u00edk probl\u00e9my se spl\u00e1cen\u00edm dluhu, m\u016f\u017ee se s\u00a0poskytovatelem p\u016fj\u010dky dohodnout na posunut\u00ed \u010di odlo\u017een\u00ed spl\u00e1tek<\/a><\/strong> \u2013 pokud to vz\u00e1jemn\u011b dohodnut\u00e9 podm\u00ednky umo\u017e\u0148uj\u00ed. Jestli\u017ee se dlu\u017en\u00edk dostane do jednoho \u010di v\u00edce dluh\u016f, kter\u00e9 nen\u00ed schopn\u00fd splatit, m\u016f\u017ee doj\u00edt a\u017e k\u00a0exekuci. \u0158e\u0161en\u00edm nezvl\u00e1dnut\u00e9 finan\u010dn\u00ed situace subjektu m\u016f\u017ee b\u00fdt vyhl\u00e1\u0161en\u00ed bankrotu<\/a>.<\/p>\n","protected":false},"template":"","tags":[17,23],"pismeno":[3266],"class_list":["post-11686","pojem","type-pojem","status-publish","hentry","tag-odlozena-platba","tag-pujcka","pismeno-pismeno-d","entry"],"acf":[],"yoast_head":"\nDlu\u017en\u00edk | Skip Pay<\/title>\n<meta name=\"description\" content=\"Dlu\u017en\u00edk je osoba, kter\u00e1 m\u00e1 finan\u010dn\u00ed z\u00e1vazek v\u016f\u010di jin\u00e9mu subjektu. 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