{"id":11687,"date":"2019-10-27T08:02:36","date_gmt":"2019-10-27T07:02:36","guid":{"rendered":"http:\/\/skippay.cz\/blog\/?post_type=encyclopedia&amp;p=971"},"modified":"2019-10-27T08:02:36","modified_gmt":"2019-10-27T07:02:36","slug":"konsolidace-pujcek","status":"publish","type":"pojem","link":"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-k\/konsolidace-pujcek\/","title":{"rendered":"Konsolidace p\u016fj\u010dek"},"content":{"rendered":"\n<p>Konsolidace p\u016fj\u010dek ozna\u010duje <strong>slou\u010den\u00ed v\u00edce p\u016fj\u010dek do jedn\u00e9<\/strong>. Splacen\u00edm tohoto jednoho zast\u0159e\u0161uj\u00edc\u00edho \u00fav\u011bru dos\u00e1hne dlu\u017en\u00edk splacen\u00ed v\u0161ech p\u016fvodn\u00edch <a href=\"https:\/\/skippay.cz\/pujcky\">p\u016fj\u010dek <\/a>dohromady. D\u00edky konsolidaci z\u00edsk\u00e1 nad sv\u00fdmi \u00fav\u011bry v\u011bt\u0161\u00ed p\u0159ehled a kontrolu, p\u0159i\u010d\u00edt\u00e1 se mu jeden \u00farok a spl\u00e1c\u00ed jedn\u00e9 instituci. Konsolidac\u00ed p\u016fj\u010dek obvykle tak\u00e9 dojde ke sn\u00ed\u017een\u00ed v\u00fd\u0161e <a href=\"http:\/\/skippay.cz\/slovnik-pojmu\/pismeno-s\/splatka\/\">spl\u00e1tek<\/a> a prodlou\u017een\u00ed doby spl\u00e1cen\u00ed.<\/p>\n\n\n\n<p>Podm\u00ednky konsolidace bankovn\u00ed \u010di nebankovn\u00ed instituce nastavuj\u00ed individu\u00e1ln\u011b podle \u00fadaj\u016f klienta. Ten si m\u016f\u017ee nab\u00eddky porovnat a ov\u011b\u0159it tak\u00e9 v&nbsp;dostupn\u00fdch online kalkula\u010dk\u00e1ch <a href=\"https:\/\/skippay.cz\/pujcky\">konsolidac\u00ed p\u016fj\u010dek<\/a>.<\/p>\n\n\n\n<p>Aby mu\nposkytovatel vy\u0161el p\u0159i slou\u010den\u00ed \u00fav\u011br\u016f vst\u0159\u00edc, mus\u00ed dlu\u017en\u00edk\nspl\u0148ovat tyto podm\u00ednky:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>M\u00edt <strong>v\u00edce ne\u017e dv\u011b p\u016fj\u010dky<\/strong><\/li>\n\n\n\n<li>V&nbsp;sou\u010dtu dlu\u017eit <strong>minim\u00e1ln\u011b 50&nbsp;000<\/strong> a <strong>maxim\u00e1ln\u011b 2&nbsp;500&nbsp;000 korun<\/strong> (ka\u017ed\u00e1 banka si nicm\u00e9n\u011b horn\u00ed limit ur\u010duje sama)<\/li>\n\n\n\n<li>M\u00edt nastavenou dobu <strong>spl\u00e1cen\u00ed dluh\u016f na del\u0161\u00ed dobu ne\u017e p\u016fl roku \u010di rok<\/strong><\/li>\n<\/ul>\n\n\n<figure class=\"wp-block-image size-large d-md-none\"><a href=\"https:\/\/skippay.cz\/karta\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" style=\"border-radius: 16px; max-width: 690px; box-shadow: 0 5px 30px 0 rgba(0, 0, 0, 0.1);\" src=\"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2025\/03\/skip-pay_karta_kdyz-platebni-kartu_690px.png\" alt=\"Kdy\u017e platebn\u00ed kartu, tak nabitou v\u00fdhodami\"><\/a><\/figure>\n<figure class=\"wp-block-image size-large d-none d-md-block\"><a href=\"https:\/\/skippay.cz\/karta\" target=\"_blank&quot;\" rel=\"noopener noreferrer\"><img decoding=\"async\" style=\"border-radius: 16px; max-width: 919px; box-shadow: 0 5px 30px 0 rgba(0, 0, 0, 0.1);\" src=\"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2025\/03\/skip-pay_karta_kdyz-platebni-kartu_919px.png\" alt=\"Kdy\u017e platebn\u00ed kartu, tak nabitou v\u00fdhodami\"><\/a><\/figure>","protected":false},"template":"","tags":[23],"pismeno":[3260],"class_list":["post-11687","pojem","type-pojem","status-publish","hentry","tag-pujcka","pismeno-pismeno-k","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Konsolidace p\u016fj\u010dek | Skip Pay<\/title>\n<meta name=\"description\" content=\"Konsolidace p\u016fj\u010dek ozna\u010duje slou\u010den\u00ed v\u00edce p\u016fj\u010dek do jedn\u00e9. 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