{"id":11701,"date":"2019-10-28T11:19:32","date_gmt":"2019-10-28T10:19:32","guid":{"rendered":"http:\/\/skippay.cz\/blog\/?post_type=encyclopedia&amp;p=991"},"modified":"2019-10-28T11:19:32","modified_gmt":"2019-10-28T10:19:32","slug":"psd2","status":"publish","type":"pojem","link":"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-p\/psd2\/","title":{"rendered":"PSD2"},"content":{"rendered":"\n<p> PSD2 neboli Payment Services Directive je druh\u00e1 sm\u011brnice Evropsk\u00e9 unie, kter\u00e1 upravuje <a href=\"https:\/\/skippay.cz\/platba-online\">platby na internetu<\/a>. Evropsk\u00fd parlament ji schv\u00e1lil v&nbsp;listopadu roku 2015 a \u00fa\u010dinnosti nabyla v&nbsp;roce 2018. Jej\u00edm c\u00edlem bylo <strong>zv\u00fd\u0161it ochranu spot\u0159ebitel\u016f a z\u00e1rove\u0148 usnadnit inovace v&nbsp;oblasti finan\u010dn\u00edch slu\u017eeb<\/strong>. D\u00edky tomu, \u017ee banky mohly nov\u011b zp\u0159\u00edstupnit data o sv\u00fdch klientech t\u0159et\u00edm stran\u00e1m, se otev\u0159el prostor pro nov\u00fd zp\u016fsob bankovnictv\u00ed \u2013 multibanking. V&nbsp;z\u00e1vislosti na tom se klade v\u011bt\u0161\u00ed d\u016fraz na siln\u00e9 ov\u011b\u0159en\u00ed klienta (SCA) a bezpe\u010dnost komunikace mezi v\u0161emi stranami. 3D Secure syst\u00e9m poskytovatel\u00e9 platebn\u00edch karet nahradili zabezpe\u010den\u00edm 3D Secure 2.0.<\/p>\n\n\n\n<p>V&nbsp;praxi to znamen\u00e1 nap\u0159\u00edklad zjednodu\u0161en\u00ed placen\u00ed \u2013 z\u00e1kazn\u00edk nemus\u00ed p\u0159episovat jednor\u00e1zov\u00fd k\u00f3d z&nbsp;SMS, ale platbu m\u016f\u017ee <strong>ov\u011b\u0159it pomoc\u00ed biometrick\u00fdch \u00fadaj\u016f<\/strong> (nap\u0159\u00edklad otisk prstu) nebo speci\u00e1ln\u00edho PINu. U bezkontaktn\u00edch plateb je nutn\u00e9 po p\u011bti jdouc\u00edch pokusech za sebou, vlo\u017eit kartu do termin\u00e1lu a zadat PIN.  <\/p>\n","protected":false},"template":"","tags":[28],"pismeno":[3265],"class_list":["post-11701","pojem","type-pojem","status-publish","hentry","tag-platba-online","pismeno-pismeno-p","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>PSD2 | Skip Pay<\/title>\n<meta name=\"description\" content=\"PSD2 neboli Payment Services Directive je druh\u00e1 sm\u011brnice Evropsk\u00e9 unie, kter\u00e1 upravuje platby na internetu. Evropsk\u00fd parlament ji schv\u00e1lil v listopadu roku 2015 a \u00fa\u010dinnosti nabyla v roce 2018.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-p\/psd2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PSD2 | Skip Pay\" \/>\n<meta property=\"og:description\" content=\"PSD2 neboli Payment Services Directive je druh\u00e1 sm\u011brnice Evropsk\u00e9 unie, kter\u00e1 upravuje platby na internetu. 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