{"id":11725,"date":"2019-10-28T17:41:50","date_gmt":"2019-10-28T16:41:50","guid":{"rendered":"http:\/\/skippay.cz\/blog\/?post_type=encyclopedia&p=1018"},"modified":"2019-10-28T17:41:50","modified_gmt":"2019-10-28T16:41:50","slug":"povoleny-debet","status":"publish","type":"pojem","link":"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-p\/povoleny-debet\/","title":{"rendered":"Povolen\u00fd debet"},"content":{"rendered":"\n

Povolen\u00fd debet neboli kontokorent<\/a> umo\u017e\u0148uje majiteli b\u011b\u017en\u00e9ho \u00fa\u010dtu \u010derpat pen\u00edze, i kdy\u017e u\u017e nem\u00e1 dostatek vlastn\u00edch financ\u00ed. M\u016f\u017ee si ho z\u0159\u00eddit u sv\u00e9 banky ka\u017ed\u00fd, kdo m\u00e1 zalo\u017een\u00fd b\u011b\u017en\u00fd \u00fa\u010det a spl\u0148uje podm\u00ednky, kter\u00e9 si ka\u017ed\u00e1 banka ur\u010duje individu\u00e1ln\u011b. Ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f je nutn\u00e9, aby bylo \u017eadateli v\u00edce ne\u017e 18 let, m\u011bl pravideln\u00fd p\u0159\u00edjem a dobrou platebn\u00ed mor\u00e1lku.<\/p>\n\n\n\n

Po \u017e\u00e1dosti\nbanka stanov\u00ed individu\u00e1ln\u00ed limit<\/strong>, do kter\u00e9ho m\u016f\u017ee klient\n\u010derpat. Ten se obvykle odv\u00edj\u00ed od v\u00fd\u0161e pravideln\u00e9ho p\u0159\u00edjmu\n\u017eadatele. Pen\u00edze lze \u010derpat opakovan\u011b, u n\u011bkter\u00fdch bank bez\n\u010dasov\u00e9ho omezen\u00ed, u jin\u00fdch mus\u00ed klient \u00fav\u011br splatit do ur\u010dit\u00e9\ndoby \u2013 obvykle do t\u0159\u00ed m\u011bs\u00edc\u016f, p\u016fl roku nebo do roka.<\/strong><\/p>\n\n\n\n

V\u00fdhodou\nkontokorentu neboli povolen\u00e9ho debetu je, \u017ee klient nen\u00ed v\u00e1zan\u00fd\nfixn\u00edmi spl\u00e1tkami a pen\u00edze m\u00e1 k dispozici kdykoli. Nev\u00fdhodou\nje naopak vysok\u00fd \u00farok<\/strong>, kter\u00fd se pohybuje i okolo 20 % a\npo\u010d\u00edt\u00e1 se za celou dobu \u010derp\u00e1n\u00ed kontokorentu.<\/p>\n\n\n\n

Pot\u0159ebujete v\u011bd\u011bt v\u00edc o tom, jak povolen\u00fd debet funguje a kolik stoj\u00ed? P\u0159e\u010dt\u011bte si n\u00e1\u0161 p\u0159ehled<\/a>.<\/p>\n","protected":false},"template":"","tags":[47,122],"pismeno":[3265],"class_list":["post-11725","pojem","type-pojem","status-publish","hentry","tag-kontokorent","tag-skip-pay","pismeno-pismeno-p","entry"],"acf":[],"yoast_head":"\nPovolen\u00fd debet | Skip Pay<\/title>\n<meta name=\"description\" content=\"Povolen\u00fd debet neboli kontokorent umo\u017e\u0148uje majiteli b\u011b\u017en\u00e9ho \u00fa\u010dtu \u010derpat pen\u00edze, i kdy\u017e u\u017e nem\u00e1 dostatek vlastn\u00edch financ\u00ed.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-p\/povoleny-debet\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Povolen\u00fd debet | Skip Pay\" \/>\n<meta property=\"og:description\" content=\"Povolen\u00fd debet neboli kontokorent umo\u017e\u0148uje majiteli b\u011b\u017en\u00e9ho \u00fa\u010dtu \u010derpat pen\u00edze, i kdy\u017e u\u017e nem\u00e1 dostatek vlastn\u00edch financ\u00ed.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-p\/povoleny-debet\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog Skip Pay - 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