{"id":11731,"date":"2019-10-28T18:07:44","date_gmt":"2019-10-28T17:07:44","guid":{"rendered":"http:\/\/skippay.cz\/blog\/?post_type=encyclopedia&amp;p=1024"},"modified":"2019-10-28T18:07:44","modified_gmt":"2019-10-28T17:07:44","slug":"nepovoleny-debet","status":"publish","type":"pojem","link":"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-n\/nepovoleny-debet\/","title":{"rendered":"Nepovolen\u00fd debet"},"content":{"rendered":"\n<p> Nepovolen\u00fd <a href=\"https:\/\/skippay.cz\/kontokorent\">debet<\/a> neboli nepovolen\u00e9 p\u0159e\u010derp\u00e1n\u00ed \u00fa\u010dtu je stav, kdy se bankovn\u00ed klient dostane na sv\u00e9m b\u011b\u017en\u00e9m \u00fa\u010dtu <strong>tzv. do m\u00ednusu<\/strong> a nem\u00e1 p\u0159itom sjednan\u00fd kontokorent, tedy povolen\u00fd debet. Tato situace m\u016f\u017ee nastat, pokud nev\u00ed, \u017ee na \u00fa\u010dtu ji\u017e nem\u00e1 dostate\u010dn\u00fd disponibiln\u00ed z\u016fstatek a u obchodn\u00edka platba projde.  <\/p>\n\n\n\n<p>Banky si za\np\u0159e\u010derp\u00e1n\u00ed z\u016fstatku obvykle \u00fa\u010dtuj\u00ed pom\u011brn\u011b vysok\u00e9 \u00faroky,\nkter\u00e9 <strong>dosahuj\u00ed i 30 %.<\/strong> Z\u00e1rove\u0148 na p\u0159e\u010derp\u00e1n\u00ed mnohdy\nneupozorn\u00ed, tak\u017ee pokud si klient nekontroluje z\u016fstatek na \u00fa\u010dtu,\nm\u016f\u017ee se mu debet zvy\u0161ovat. Krom\u011b \u00farok\u016f pak \u010dasto zaplat\u00ed tak\u00e9\nn\u011bkolik stovek za upom\u00ednky nebo poplatek u\u017e jen za to, \u017ee\nnepovolen\u00fd debet vznikl.<\/p>\n\n\n\n<p><strong>Jak se\nvyvarovat nepovolen\u00e9ho debetu?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Nech\u00e1vejte\n\tsi na \u00fa\u010dtu v\u017edy rezervu\n\t<\/li>\n\n\n\n<li>Pravideln\u011b\n\tkontrolujte stav sv\u00e9ho \u00fa\u010dtu\n\t<\/li>\n\n\n\n<li>Nechte si\n\tzas\u00edlat v\u00fdpisy e-mailem \u010di SMS\n<\/li>\n<\/ul>\n","protected":false},"template":"","tags":[47],"pismeno":[3271],"class_list":["post-11731","pojem","type-pojem","status-publish","hentry","tag-kontokorent","pismeno-pismeno-n","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Nepovolen\u00fd debet | Skip Pay<\/title>\n<meta name=\"description\" content=\"Nepovolen\u00fd debet neboli nepovolen\u00e9 p\u0159e\u010derp\u00e1n\u00ed \u00fa\u010dtu je stav, kdy se bankovn\u00ed klient dostane na sv\u00e9m b\u011b\u017en\u00e9m \u00fa\u010dtu tzv. do m\u00ednusu a nem\u00e1 p\u0159itom sjednan\u00fd kontokorent, tedy povolen\u00fd debet.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-n\/nepovoleny-debet\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Nepovolen\u00fd debet | Skip Pay\" \/>\n<meta property=\"og:description\" content=\"Nepovolen\u00fd debet neboli nepovolen\u00e9 p\u0159e\u010derp\u00e1n\u00ed \u00fa\u010dtu je stav, kdy se bankovn\u00ed klient dostane na sv\u00e9m b\u011b\u017en\u00e9m \u00fa\u010dtu tzv. do m\u00ednusu a nem\u00e1 p\u0159itom sjednan\u00fd kontokorent, tedy povolen\u00fd debet.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-n\/nepovoleny-debet\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/slovnik-pojmu\\\/pismeno-n\\\/nepovoleny-debet\\\/\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/slovnik-pojmu\\\/pismeno-n\\\/nepovoleny-debet\\\/\",\"name\":\"Nepovolen\u00fd debet | Skip Pay\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#website\"},\"datePublished\":\"2019-10-28T17:07:44+00:00\",\"description\":\"Nepovolen\u00fd debet neboli nepovolen\u00e9 p\u0159e\u010derp\u00e1n\u00ed \u00fa\u010dtu je stav, kdy se bankovn\u00ed klient dostane na sv\u00e9m b\u011b\u017en\u00e9m \u00fa\u010dtu tzv. do m\u00ednusu a nem\u00e1 p\u0159itom sjednan\u00fd kontokorent, tedy povolen\u00fd debet.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/slovnik-pojmu\\\/pismeno-n\\\/nepovoleny-debet\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/skippay.cz\\\/blog\\\/slovnik-pojmu\\\/pismeno-n\\\/nepovoleny-debet\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/slovnik-pojmu\\\/pismeno-n\\\/nepovoleny-debet\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Slovn\u00edk pojm\u016f\",\"item\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/slovnik-pojmu\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Nepovolen\u00fd debet\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/\",\"name\":\"Blog Skip Pay - 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