{"id":11738,"date":"2019-10-28T18:31:15","date_gmt":"2019-10-28T17:31:15","guid":{"rendered":"http:\/\/skippay.cz\/blog\/?post_type=encyclopedia&amp;p=1031"},"modified":"2019-10-28T18:31:15","modified_gmt":"2019-10-28T17:31:15","slug":"fixni-urokova-sazba","status":"publish","type":"pojem","link":"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-f\/fixni-urokova-sazba\/","title":{"rendered":"Fixn\u00ed \u00farokov\u00e1 sazba"},"content":{"rendered":"\n<p> Fixn\u00ed \u00farokov\u00e1 sazba je takov\u00e1 sazba, kter\u00e1 se p\u0159i spl\u00e1cen\u00ed \u00fav\u011bru nijak nepohybuje, <strong>z\u016fst\u00e1v\u00e1 stejn\u00e1 nehled\u011b na zm\u011bny na finan\u010dn\u00edm trhu<\/strong>. Opakem je variabiln\u00ed \u00farokov\u00e1 sazba, kter\u00e1 bere v&nbsp;potaz tr\u017en\u00ed \u00farokovou sazbu, kter\u00e1 se m\u011bn\u00ed a tuto \u00farokovou sazbu tak ovliv\u0148uje. Klient, kter\u00fd si sjedn\u00e1 <a href=\"https:\/\/skippay.cz\/pujcky\">p\u016fj\u010dku<\/a> s&nbsp;variabiln\u00ed \u00farokovou sazbou tak m\u016f\u017ee platit r\u016fzn\u011b vysok\u00e9 spl\u00e1tky, zat\u00edmco klient s&nbsp;fixn\u00ed \u00farokovou sazbou plat\u00ed v\u017edy stejnou, p\u0159edem dohodnutou \u010d\u00e1stku.<\/p>\n\n\n\n<p>Neprom\u011bnliv\u00e1\n\u00farokov\u00e1 sazba je vhodn\u00e1 pro klienty, kte\u0159\u00ed nedisponuj\u00ed vysok\u00fdmi\n\u00fasporami a n\u011bjak\u00fdm finan\u010dn\u00edm \u201epol\u0161t\u00e1\u0159em\u201c, proto\u017ee\nv&nbsp;tomto p\u0159\u00edpad\u011b p\u0159esn\u011b vid\u00ed, na kolik je spl\u00e1tky vyjdou,\nkolik zaplat\u00ed v&nbsp;d\u016fsledku nav\u00edc nad p\u016fj\u010denou \u010d\u00e1stku a\nmohou si tak podm\u00ednky \u00fav\u011bru po dohod\u011b s&nbsp;bankou <strong>rozvrhnout\npodle sv\u00fdch mo\u017enost\u00ed<\/strong>.<\/p>\n\n\n\n<p>Na druhou stranu\nm\u016f\u017ee dlu\u017en\u00edk nakonec zaplatit v\u00edc, ne\u017e kdyby m\u011bl sjednanou\nvariabiln\u00ed sazbu, kter\u00e1 m\u016f\u017ee b\u00fdt kontinu\u00e1ln\u011b ni\u017e\u0161\u00ed ne\u017e\nfixn\u00ed sazba. V&nbsp;tomto p\u0159\u00edpad\u011b je ale dobr\u00e9, kdy\u017e se klient\nna finan\u010dn\u00edch trz\u00edch vyzn\u00e1.<\/p>\n","protected":false},"template":"","tags":[29,23],"pismeno":[3273],"class_list":["post-11738","pojem","type-pojem","status-publish","hentry","tag-nakup-na-splatky","tag-pujcka","pismeno-pismeno-f","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Fixn\u00ed \u00farokov\u00e1 sazba | Skip Pay<\/title>\n<meta name=\"description\" content=\"Fixn\u00ed \u00farokov\u00e1 sazba je takov\u00e1 sazba, kter\u00e1 se p\u0159i spl\u00e1cen\u00ed \u00fav\u011bru nijak nepohybuje, z\u016fst\u00e1v\u00e1 stejn\u00e1 nehled\u011b na zm\u011bny na finan\u010dn\u00edm trhu.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-f\/fixni-urokova-sazba\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fixn\u00ed \u00farokov\u00e1 sazba | Skip Pay\" \/>\n<meta property=\"og:description\" content=\"Fixn\u00ed \u00farokov\u00e1 sazba je takov\u00e1 sazba, kter\u00e1 se p\u0159i spl\u00e1cen\u00ed \u00fav\u011bru nijak nepohybuje, z\u016fst\u00e1v\u00e1 stejn\u00e1 nehled\u011b na zm\u011bny na finan\u010dn\u00edm trhu.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-f\/fixni-urokova-sazba\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/slovnik-pojmu\\\/pismeno-f\\\/fixni-urokova-sazba\\\/\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/slovnik-pojmu\\\/pismeno-f\\\/fixni-urokova-sazba\\\/\",\"name\":\"Fixn\u00ed \u00farokov\u00e1 sazba | Skip Pay\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#website\"},\"datePublished\":\"2019-10-28T17:31:15+00:00\",\"description\":\"Fixn\u00ed \u00farokov\u00e1 sazba je takov\u00e1 sazba, kter\u00e1 se p\u0159i spl\u00e1cen\u00ed \u00fav\u011bru nijak nepohybuje, z\u016fst\u00e1v\u00e1 stejn\u00e1 nehled\u011b na zm\u011bny na finan\u010dn\u00edm trhu.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/slovnik-pojmu\\\/pismeno-f\\\/fixni-urokova-sazba\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/skippay.cz\\\/blog\\\/slovnik-pojmu\\\/pismeno-f\\\/fixni-urokova-sazba\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/slovnik-pojmu\\\/pismeno-f\\\/fixni-urokova-sazba\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Slovn\u00edk pojm\u016f\",\"item\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/slovnik-pojmu\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Fixn\u00ed \u00farokov\u00e1 sazba\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/\",\"name\":\"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#organization\",\"name\":\"Skip Pay\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/11\\\/Logo-MALL_1200x440.png\",\"contentUrl\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/11\\\/Logo-MALL_1200x440.png\",\"width\":1200,\"height\":440,\"caption\":\"Skip Pay\"},\"image\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Fixn\u00ed \u00farokov\u00e1 sazba | Skip Pay","description":"Fixn\u00ed \u00farokov\u00e1 sazba je takov\u00e1 sazba, kter\u00e1 se p\u0159i spl\u00e1cen\u00ed \u00fav\u011bru nijak nepohybuje, z\u016fst\u00e1v\u00e1 stejn\u00e1 nehled\u011b na zm\u011bny na finan\u010dn\u00edm trhu.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-f\/fixni-urokova-sazba\/","og_locale":"en_US","og_type":"article","og_title":"Fixn\u00ed \u00farokov\u00e1 sazba | Skip Pay","og_description":"Fixn\u00ed \u00farokov\u00e1 sazba je takov\u00e1 sazba, kter\u00e1 se p\u0159i spl\u00e1cen\u00ed \u00fav\u011bru nijak nepohybuje, z\u016fst\u00e1v\u00e1 stejn\u00e1 nehled\u011b na zm\u011bny na finan\u010dn\u00edm trhu.","og_url":"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-f\/fixni-urokova-sazba\/","og_site_name":"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-f\/fixni-urokova-sazba\/","url":"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-f\/fixni-urokova-sazba\/","name":"Fixn\u00ed \u00farokov\u00e1 sazba | Skip Pay","isPartOf":{"@id":"https:\/\/skippay.cz\/blog\/#website"},"datePublished":"2019-10-28T17:31:15+00:00","description":"Fixn\u00ed \u00farokov\u00e1 sazba je takov\u00e1 sazba, kter\u00e1 se p\u0159i spl\u00e1cen\u00ed \u00fav\u011bru nijak nepohybuje, z\u016fst\u00e1v\u00e1 stejn\u00e1 nehled\u011b na zm\u011bny na finan\u010dn\u00edm trhu.","breadcrumb":{"@id":"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-f\/fixni-urokova-sazba\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-f\/fixni-urokova-sazba\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-f\/fixni-urokova-sazba\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/skippay.cz\/blog\/"},{"@type":"ListItem","position":2,"name":"Slovn\u00edk pojm\u016f","item":"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/"},{"@type":"ListItem","position":3,"name":"Fixn\u00ed \u00farokov\u00e1 sazba"}]},{"@type":"WebSite","@id":"https:\/\/skippay.cz\/blog\/#website","url":"https:\/\/skippay.cz\/blog\/","name":"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz","description":"","publisher":{"@id":"https:\/\/skippay.cz\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/skippay.cz\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/skippay.cz\/blog\/#organization","name":"Skip Pay","url":"https:\/\/skippay.cz\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/skippay.cz\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2019\/11\/Logo-MALL_1200x440.png","contentUrl":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2019\/11\/Logo-MALL_1200x440.png","width":1200,"height":440,"caption":"Skip Pay"},"image":{"@id":"https:\/\/skippay.cz\/blog\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/pojem\/11738","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/pojem"}],"about":[{"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/types\/pojem"}],"wp:attachment":[{"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/media?parent=11738"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/tags?post=11738"},{"taxonomy":"pismeno","embeddable":true,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/pismeno?post=11738"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}