{"id":11743,"date":"2019-10-28T18:44:52","date_gmt":"2019-10-28T17:44:52","guid":{"rendered":"http:\/\/skippay.cz\/blog\/?post_type=encyclopedia&amp;p=1036"},"modified":"2019-10-28T18:44:52","modified_gmt":"2019-10-28T17:44:52","slug":"pojistny-limit","status":"publish","type":"pojem","link":"https:\/\/skippay.cz\/blog\/slovnik-pojmu\/pismeno-p\/pojistny-limit\/","title":{"rendered":"Pojistn\u00fd limit"},"content":{"rendered":"\n<p>\nPojistn\u00fd limit ur\u010duje maxim\u00e1ln\u00ed v\u00fd\u0161i \u010d\u00e1stky, kterou dostane\npoji\u0161t\u011bnec k&nbsp;vyplacen\u00ed od poji\u0161\u0165ovny v&nbsp;p\u0159\u00edpad\u011b\npojistn\u00e9 ud\u00e1losti. Pokud v\u00fd\u0161e \u0161kody p\u0159ekro\u010d\u00ed pojistn\u00fd limit,\nmus\u00ed zbytek zaplatit s\u00e1m poji\u0161t\u011bnec.<\/p>\n\n\n\n<p>Banky a poji\u0161\u0165ovny obvykle nab\u00edzej\u00ed v\u00edce druh\u016f, respektive bal\u00ed\u010dk\u016f <a href=\"http:\/\/skippay.cz\/slovnik-pojmu\/pismeno-p\/pojisteni\/\">poji\u0161t\u011bn\u00ed<\/a>, kter\u00e9 se li\u0161\u00ed pojistn\u00fdmi limity, od nich\u017e se odv\u00edj\u00ed cena poji\u0161t\u011bn\u00ed i zahrnut\u00e9 slu\u017eby. \u010c\u00edm vy\u0161\u0161\u00ed je maxim\u00e1ln\u00ed pojistn\u00fd limit, t\u00edm dra\u017e\u0161\u00ed poji\u0161t\u011bn\u00ed b\u00fdv\u00e1.<\/p>\n\n\n\n<p><strong>Podle \u010deho\nvybrat spr\u00e1vn\u00e9 poji\u0161t\u011bn\u00ed?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pro mnoho\n\tlid\u00ed je ur\u010duj\u00edc\u00ed <strong>cena poji\u0161t\u011bn\u00ed<\/strong>. Ta hraje d\u016fle\u017eitou\n\troli, nem\u011bla by v\u0161ak b\u00fdt rozhoduj\u00edc\u00edm parametrem, ale sp\u00ed\u0161e\n\torienta\u010dn\u00edm.\n\t<\/li>\n\n\n\n<li><strong>Pojistn\u00e9\n\tlimity<\/strong>. \u010c\u00edm vy\u0161\u0161\u00ed, t\u00edm lep\u0161\u00ed, je ov\u0161em d\u016fle\u017eit\u00e9\n\t\u010d\u00edst, na jak\u00e9 situace a p\u0159\u00edpady se jejich vypl\u00e1cen\u00ed vztahuje\n\ta jak\u00e9 jsou v\u00fdjimky.\n\t<\/li>\n\n\n\n<li><strong>Asisten\u010dn\u00ed\n\tslu\u017eba<\/strong>. U v\u011bt\u0161iny poji\u0161t\u011bn\u00ed nezbytnost\u00ed, m\u016f\u017ee v\u00e1m\n\tsnadno a rychle pomoci z&nbsp;nep\u0159\u00edjemn\u00e9 ud\u00e1losti, je ale\n\tpodstatn\u00e9, aby fungovala nonstop.\n\t<\/li>\n\n\n\n<li><strong>V\u00fdjimky\n\tz&nbsp;pln\u011bn\u00ed<\/strong>. D\u016fkladn\u011b si p\u0159e\u010dt\u011bte podm\u00ednky pln\u011bn\u00ed\n\tv&nbsp;podm\u00ednk\u00e1ch a ve smlouv\u011b poji\u0161t\u011bn\u00ed, abyste nap\u0159\u00edklad\n\tp\u0159i \u00faraze, nemoci \u010di zcizen\u00ed platebn\u00ed karty nejen na dovolen\u00e9\n\tp\u0159ede\u0161li p\u0159ekvapen\u00edm.\n<\/li>\n<\/ul>\n\n\n<figure class=\"wp-block-image size-large d-md-none\"><a href=\"https:\/\/skippay.cz\/platba-kartou\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" style=\"border-radius: 16px; max-width: 690px; box-shadow: 0 5px 30px 0 rgba(0, 0, 0, 0.1);\" src=\"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2025\/03\/skip-pay_platba-kartou_vyuzivejte-platebni-kartu_690px.png\" alt=\"Vyu\u017e\u00edvejte platebn\u00ed kartu chyt\u0159e a bezpe\u010dn\u011b\"><\/a><\/figure>\n<figure class=\"wp-block-image size-large d-none d-md-block\"><a href=\"https:\/\/skippay.cz\/platba-kartou\" target=\"_blank&quot;\" rel=\"noopener noreferrer\"><img decoding=\"async\" style=\"border-radius: 16px; max-width: 919px; box-shadow: 0 5px 30px 0 rgba(0, 0, 0, 0.1);\" src=\"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2025\/03\/skip-pay_platba-kartou_vyuzivejte-platebni-kartu_919px.png\" alt=\"Vyu\u017e\u00edvejte platebn\u00ed kartu chyt\u0159e a bezpe\u010dn\u011b\"><\/a><\/figure>","protected":false},"template":"","tags":[42],"pismeno":[3265],"class_list":["post-11743","pojem","type-pojem","status-publish","hentry","tag-pojisteni","pismeno-pismeno-p","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - 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