{"id":10805,"date":"2024-07-24T12:33:00","date_gmt":"2024-07-24T10:33:00","guid":{"rendered":"http:\/\/skippay.cz\/blog\/?p=10805"},"modified":"2025-08-18T15:14:35","modified_gmt":"2025-08-18T13:14:35","slug":"7-vychytanych-aplikaci-pro-spravu-financi","status":"publish","type":"post","link":"https:\/\/skippay.cz\/blog\/7-vychytanych-aplikaci-pro-spravu-financi\/","title":{"rendered":"M\u011bjte sv\u00e9 pen\u00edze pod dohledem: 7 vychytan\u00fdch aplikac\u00ed pro spr\u00e1vu financ\u00ed\u00a0"},"content":{"rendered":"\n

1. GOODBUDGET<\/strong><\/h2>\n\n\n\n

Syst\u00e9m ob\u00e1lek<\/strong> se osv\u011bd\u010dil u\u017e spoust\u011b generac\u00ed p\u0159ed n\u00e1mi. Aplikace Goodbudget<\/a> tuto metodu vzala, a jednodu\u0161e p\u0159evedla do digit\u00e1ln\u00edho sv\u011bta. Pen\u00edze si v\u202fn\u00ed m\u016f\u017eete rozd\u011blit do r\u016fzn\u00fdch kategori\u00ed nebo na konkr\u00e9tn\u00ed \u00fa\u010dely<\/strong> a pak z\u202fnich postupn\u011b odeb\u00edrat.  <\/p>\n\n\n\n

Aplikace je designov\u011b p\u0159\u00edjemn\u00e1, jednoduch\u00e1 a vhodn\u00e1 zejm\u00e9na pro sd\u00edlen\u00e9 rozpo\u010dty<\/strong>. Obsahuje spoustu dal\u0161\u00edch u\u017eite\u010dn\u00fdch funkc\u00ed, bohu\u017eel v\u0161ak nepodporuje \u010de\u0161tinu<\/strong>. V z\u00e1kladn\u00ed verzi je zdarma<\/strong>, lep\u0161\u00ed p\u00e9\u010di si pak m\u016f\u017eete dop\u0159\u00e1t za 5,99 USD m\u011bs\u00ed\u010dn\u011b. Hodnocen\u00ed na Google Play: 4,3, App Store 4,7.<\/p>\n\n\n\n

\"goodbudget\"<\/figure>\n\n\n\n

2. SPENDEE <\/strong><\/h2>\n\n\n\n

Hled\u00e1te \u010deskou aplikaci<\/strong>, kter\u00e1 funguje podobn\u011b jako Goodbudget? Spendee<\/a> je ta spr\u00e1vn\u00e1 volba. Pom\u016f\u017ee v\u00e1m optimalizovat rozpo\u010det a udr\u017eet va\u0161e v\u00fddaje pod kontrolou. Z\u00edsk\u00e1te perfektn\u00ed p\u0159ehled o tom, za co sv\u00e9 pen\u00edze utr\u00e1c\u00edte<\/strong>, a t\u0159eba odhal\u00edte i p\u00e1r zbyte\u010dn\u011b hladov\u00fdch m\u00edst.  <\/p>\n\n\n\n

Apka je (samoz\u0159ejm\u011b) v\u202f\u010de\u0161tin\u011b<\/strong> a nab\u00edz\u00ed i u\u017eivatelsky p\u0159\u00edv\u011btiv\u00fd, zaj\u00edmav\u00fd design. V\u202fz\u00e1kladn\u00ed verzi je zdarma<\/strong>, pr\u00e9miov\u00e1 verze s\u202fmaximem funkc\u00ed v\u00e1s p\u0159ijde na 2,99 USD m\u011bs\u00ed\u010dn\u011b. Hodnocen\u00ed na Google Play: 4,2, App Store: 4,6. <\/p>\n\n\n\n

\"spendee\"<\/figure>\n\n\n\n

3. WALLET<\/h2>\n\n\n\n

Wallet od BudgetBakers<\/a> je dal\u0161\u00ed \u010desk\u00e1 aplikace<\/strong> s\u202fpodobnou funkcionalitou, kter\u00e1 ur\u010dit\u011b stoj\u00ed za pozornost. Nab\u00edz\u00ed mo\u017enost sledov\u00e1n\u00ed v\u00fddaj\u016f a spr\u00e1vu rozpo\u010dtu<\/strong>, v\u010detn\u011b anal\u00fdzy finan\u010dn\u00edch cesti\u010dek. P\u0159\u00edjemn\u00e1 je i automatick\u00e1 synchronizace s\u202fbankovn\u00edmi \u00fa\u010dty<\/strong>, d\u00edky kter\u00e9 v\u017edycky v\u00edte, kolik pen\u011bz m\u00e1te zrovna k\u202fdispozici. M\u016f\u017eete si tak\u00e9 nastavit specifick\u00e9 finan\u010dn\u00ed c\u00edle a pl\u00e1ny.  <\/p>\n\n\n\n

Apka je dostupn\u00e1 v\u202f\u010de\u0161tin\u011b<\/strong> a v\u202fz\u00e1kladu ji tak\u00e9 m\u016f\u017eete vyu\u017e\u00edvat zdarma<\/strong>. Hodnocen\u00ed na Google Play: 4,5, App Store: 4,5.  <\/p>\n\n\n\n

\"wallet\"<\/figure>\n\n\n\n

4. TOSHL FINANCE<\/h2>\n\n\n\n

P\u016fvodn\u011b americk\u00e1 aplikace Toshl Finance<\/a> nab\u00edz\u00ed v\u011bt\u0161inu v\u00fd\u0161e zm\u00edn\u011bn\u00fdch funkc\u00ed<\/strong>: profesion\u00e1ln\u00ed pl\u00e1nov\u00e1n\u00ed rozpo\u010dt\u016f a jejich vyhodnocen\u00ed pomoc\u00ed graf\u016f, automatick\u00e9 propojen\u00ed s\u202fbankovn\u00edmi \u00fa\u010dty nebo v\u00fddajov\u00e9 limity. Jeden \u00fa\u010det m\u016f\u017eete vyu\u017e\u00edvat na v\u00edce mobiln\u00edch za\u0159\u00edzen\u00edch<\/strong> a operovat se d\u00e1 v\u202ft\u00e9m\u011b\u0159 200 r\u016fzn\u00fdch m\u011bn\u00e1ch, v\u010detn\u011b 30 kryptom\u011bn<\/strong>. U\u017eite\u010dn\u00e1 je i mo\u017enost importovat sv\u00e1 data v\u202fn\u011bkolika r\u016fzn\u00fdch form\u00e1tech.  <\/p>\n\n\n\n

Apka je zdarma<\/strong>, pokro\u010dil\u00e9 funkce potom od 2,99 USD m\u011bs\u00ed\u010dn\u011b. Jedinou vadou na kr\u00e1se je omezen\u00fd v\u00fdb\u011br jazyk\u016f \u2013 \u010de\u0161tina zat\u00edm nen\u00ed dostupn\u00e1<\/strong>. Hodnocen\u00ed na Google Play: 4,1, App Store: 4,7. <\/p>\n\n\n\n

Tip: Jak nakoupit kryptom\u011bny a dal\u0161\u00ed d\u016fle\u017eit\u00e9 informace pro investory za\u010d\u00e1te\u010dn\u00edky se do\u010dtete v tomto \u010dl\u00e1nku od XTB.<\/a><\/p>\n\n\n\n

\"toshl<\/figure>\n\n\n\n

5. ACORNS<\/h2>\n\n\n\n

Acorns<\/a> je aplikace zam\u011b\u0159en\u00e1 na mikroinvestice<\/strong>. Zaokrouhluje va\u0161e n\u00e1kupy na cel\u00fd dolar a automaticky investuje rozd\u00edl<\/strong>. Pen\u00edze se pak zhodnocuj\u00ed a vy spo\u0159\u00edte, ani\u017e byste museli jednor\u00e1zov\u011b vyd\u00e1vat v\u00edc pen\u011bz nar\u00e1z. Aplikace tak\u00e9 pom\u00e1h\u00e1 zlep\u0161it finan\u010dn\u00ed gramotnost u d\u011bt\u00ed i dosp\u011bl\u00fdch a nab\u00edz\u00ed spoustu zaj\u00edmav\u00fdch speci\u00e1ln\u00edch akc\u00ed a bonus\u016f<\/strong>. <\/p>\n\n\n\n

Apka bohu\u017eel nen\u00ed v\u202f\u010de\u0161tin\u011b<\/strong> a i za z\u00e1kladn\u00ed verzi mus\u00edte zaplatit, p\u0159ijde v\u00e1s na 3 USD m\u011bs\u00ed\u010dn\u011b<\/strong>. Hodnocen\u00ed na Google Play 4,7, na App Store: 4,7. <\/p>\n\n\n\n

\"acorns\"<\/figure>\n\n\n\n

6. PATRIA FINANCE<\/h2>\n\n\n\n

Patria Finance<\/a> je propracovan\u00e1 aplikace ur\u010den\u00e1 pro spr\u00e1vu va\u0161eho investi\u010dn\u00edho portfolia<\/strong>. Vzhled i p\u0159\u00edstupnost odpov\u00edd\u00e1 pot\u0159eb\u00e1m opravdov\u00fdch prof\u00edk\u016f, snadno se v\u202fn\u00ed ale zorientujete i jako laik. Na p\u00e1r kliknut\u00ed tu p\u0159evedete sv\u00e9 pen\u00edze do jin\u00e9 m\u011bny, nakoup\u00edte a prod\u00e1te akcie nebo si prohl\u00e9dnete detaily sv\u00fdch cenn\u00fdch pap\u00edr\u016f. V\u0161e je 100% bezpe\u010dn\u00e9. <\/p>\n\n\n\n

Apka je v\u202f\u010de\u0161tin\u011b a zdarma.<\/strong> Hodnocen\u00ed na Google Play: 2,8, App Store: 4,0. <\/p>\n\n\n\n

\"patria\"<\/figure>\n\n\n\n

7. SKIP PAY<\/h2>\n\n\n\n

To nejlep\u0161\u00ed na konec! \ud83d\ude42 S\u202fna\u0161\u00ed mobiln\u00ed apkou<\/a> m\u00e1te perfektn\u00ed p\u0159ehled o sv\u00fdch n\u00e1kupech i dal\u0161\u00edch v\u00fddaj\u00edch<\/strong>. Pokud vyu\u017e\u00edv\u00e1te bal\u00ed\u010dek MINI, uvid\u00edte tu v\u0161echny sv\u00e9 Odlo\u017een\u00e9 platby i n\u00e1kupy na T\u0159etinu, tak\u017ee p\u0159esn\u011b v\u00edte, kdy je pot\u0159eba co uhradit<\/strong>. <\/p>\n\n\n\n

S\u202fbal\u00ed\u010dkem MAXI m\u00e1te k\u202fdispozici ur\u010dit\u00fd finan\u010dn\u00ed limit, kter\u00fd v\u00e1m pom\u016f\u017ee udr\u017eet n\u00e1kupy v\u202frozumn\u00fdch mez\u00edch. Najdete tu tak\u00e9 ovl\u00e1dac\u00ed panel ke sv\u00e9 Skip Pay kart\u011b<\/strong> \u2013 m\u016f\u017eete ji jednodu\u0161e aktivovat, zamknout, odemknout nebo si zobrazit PIN.  <\/p>\n\n\n\n

Apka umo\u017e\u0148uje nastaven\u00ed a spr\u00e1vu mikroinvestic i v\u011brnostn\u00edho konta s\u202fbody<\/strong>, kter\u00e9 tu snadno vym\u011bn\u00edte za skv\u011bl\u00e9 odm\u011bny. M\u016f\u017eete si sem tak\u00e9 ukl\u00e1dat \u00fa\u010dtenky<\/strong> od sv\u00fdch dal\u0161\u00edch n\u00e1kup\u016f, abyste je nemuseli skladovat doma v\u202fkrabic\u00edch od bot. <\/p>\n\n\n\n

Skip Pay apka<\/a> je v\u202f\u010de\u0161tin\u011b a zcela zdarma<\/strong>, stejn\u011b jako vyu\u017e\u00edv\u00e1n\u00ed na\u0161ich bal\u00ed\u010dk\u016f. Hodnocen\u00ed na Google Play: 4,8, na App Store 4,8. <\/p>\n\n\n\n

\"skip<\/figure>\n\n\n\n

A\u0165 u\u017e si vyberete chytr\u00e9ho pomocn\u00edka, nebo z\u016fstanete u blo\u010dku a tu\u017eky, hlavn\u011b si rozpo\u010dty d\u00e1l hl\u00eddejte<\/strong>. Jakmile se jim polev\u00ed, r\u00e1dy se utrhnou ze \u0159et\u011bzu \u2013 a pak se \u0161patn\u011b doh\u00e1n\u011bj\u00ed. Zkr\u00e1tka \u2013 nakupujte chyt\u0159e a s\u202frozumem.<\/strong> <\/p>\n\n\n\n

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Spravujete sv\u016fj rodinn\u00fd rozpo\u010det pomoc\u00ed blo\u010dku, tu\u017eky a kalkula\u010dky? Dob\u0159e, i to je cesta. Jen n\u011bkdy zbyte\u010dn\u011b slo\u017eit\u00e1. Zapojte naplno zevluj\u00edc\u00ed techniku a vyzkou\u0161ejte n\u011bkterou z t\u011bchto chytr\u00fdch aplikac\u00ed. U\u0161et\u0159\u00ed v\u00e1m nervy i spoustu \u010dasu. A \u2013 jak je zn\u00e1mo \u2013 \u010das jsou pen\u00edze. <\/p>\n","protected":false},"author":27,"featured_media":10820,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[35,157,2304,122,446,24],"class_list":["post-10805","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-uspory","tag-financni-gramotnost","tag-finance","tag-skip-pay","tag-technologie","tag-tipy-triky","entry"],"acf":[],"yoast_head":"\n7 vychytan\u00fdch aplikac\u00ed pro spr\u00e1vu financ\u00ed\u00a0| Skip Pay<\/title>\n<meta name=\"description\" content=\"Spravujete sv\u016fj rodinn\u00fd rozpo\u010det pomoc\u00ed chytr\u00fdch finan\u010dn\u00edch aplikac\u00ed. U\u0161et\u0159\u00ed v\u00e1m nervy i spoustu \u010dasu. 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