{"id":11111,"date":"2024-10-23T14:35:06","date_gmt":"2024-10-23T12:35:06","guid":{"rendered":"http:\/\/skippay.cz\/blog\/?p=11111"},"modified":"2025-02-13T14:24:24","modified_gmt":"2025-02-13T13:24:24","slug":"jak-se-zajistit-na-duchod","status":"publish","type":"post","link":"https:\/\/skippay.cz\/blog\/jak-se-zajistit-na-duchod\/","title":{"rendered":"Jak se zajistit na d\u016fchod? Vsa\u010fte na kombinaci spo\u0159en\u00ed a investic"},"content":{"rendered":"\n

Z\u00e1kladem je penzijn\u00ed spo\u0159en\u00ed\u00a0\u00a0<\/h2>\n\n\n\n

V sou\u010dasn\u00e9 dob\u011b<\/strong> odborn\u00edci doporu\u010duj\u00ed m\u00edt p\u0159ed odchodem do d\u016fchodu naspo\u0159eny alespo\u0148 dva miliony korun<\/strong>. U\u017e za<\/strong> 30 let<\/strong> to ale m\u016f\u017ee b\u00fdt i t\u0159ikr\u00e1t vy\u0161\u0161\u00ed \u010d\u00e1stka<\/strong>, proto\u017ee inflace je ne\u00faprosn\u00e1 a u\u017e p\u0159i pouh\u00fdch 2 procentech ro\u010dn\u011b se za tu dobu hodnota pen\u011bz sn\u00ed\u017e\u00ed t\u00e9m\u011b\u0159 na polovinu.  <\/p>\n\n\n\n

Na\u0161t\u011bst\u00ed na to nejste sami a pokud zvol\u00edte dopl\u0148kov\u00e9 penzijn\u00ed spo\u0159en\u00ed<\/strong> (penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed), m\u016f\u017eete p\u0159i spln\u011bn\u00ed podm\u00ednek z\u00edskat p\u0159\u00edsp\u011bvek od st\u00e1tu i od sv\u00e9ho zam\u011bstnavatele<\/strong>, co\u017e se rozhodn\u011b vyplat\u00ed. Jak\u00e1koliv \u010d\u00e1stka od 500 korun m\u011bs\u00ed\u010dn\u011b <\/strong>se po\u010d\u00edt\u00e1, proto\u017ee pr\u00e1v\u011b od t\u00e9to sumy m\u00e1te n\u00e1rok na st\u00e1tn\u00ed p\u0159\u00edsp\u011bvek<\/strong>. Maxim\u00e1ln\u011b pak m\u016f\u017eete z\u00edskat 340 K\u010d m\u011bs\u00ed\u010dn\u011b, a to p\u0159i vkladu 1700 K\u010d a v\u00edce. Vklady nad 1 700 K\u010d si z\u00e1rove\u0148 m\u016f\u017eete ode\u010d\u00edst ze z\u00e1kladu dan\u011b ve sv\u00e9m da\u0148ov\u00e9m p\u0159izn\u00e1n\u00ed. <\/p>\n\n\n\n

V\u00e1\u0161 p\u0159\u00edsp\u011bvek na penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed<\/strong><\/td>St\u00e1tn\u00ed p\u0159\u00edsp\u011bvek na penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed<\/strong><\/td><\/tr>
100 K\u010d<\/td>0 K\u010d<\/td><\/tr>
200 K\u010d<\/td>0 K\u010d<\/td><\/tr>
300 K\u010d<\/td>0 K\u010d<\/td><\/tr>
400 K\u010d<\/td>0 K\u010d<\/td><\/tr>
500 K\u010d<\/td>100 K\u010d<\/td><\/tr>
600 K\u010d<\/td>120 K\u010d<\/td><\/tr>
700 K\u010d<\/td>140 K\u010d<\/td><\/tr>
800 K\u010d<\/td>160 K\u010d<\/td><\/tr>
900 K\u010d<\/td>180 K\u010d<\/td><\/tr>
1 000 K\u010d<\/td>200 K\u010d<\/td><\/tr>
1 200 K\u010d<\/td>240 K\u010d<\/td><\/tr>
1 700 K\u010d a v\u00edce<\/td>340 K\u010d<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Novinka v podob\u011b dlouhodob\u00e9ho investi\u010dn\u00edho produktu\u00a0<\/h2>\n\n\n\n

Ot\u00e1zkou nen\u00ed jen, jak si spo\u0159it na d\u016fchod. D\u016fle\u017eit\u00e9 je i chyt\u0159e investovat, nap\u0159\u00edklad pomoc\u00ed dlouhodob\u00e9ho investi\u010dn\u00edho produktu<\/strong>. M\u016f\u017eou j\u00edm b\u00fdt akcie, pod\u00edlov\u00e9 fondy, dluhopisy, term\u00ednovan\u00e9 vklady nebo nap\u0159\u00edklad ETF. Stejn\u011b jako u penzijn\u00edho spo\u0159en\u00ed si m\u016f\u017eete p\u0159\u00edsp\u011bvky ode\u010d\u00edst z dan\u00ed.\u00a0<\/p>\n\n\n\n

Dal\u0161\u00ed investice jako bonus\u00a0<\/h2>\n\n\n\n

K zahozen\u00ed nejsou ani v \u010cesku tolik obl\u00edben\u00e9 nemovitosti nebo r\u016fzn\u00e9 alternativn\u00ed investice<\/strong>. Byt i d\u016fm m\u016f\u017eete pronaj\u00edmat a k d\u016fchodu si tak p\u011bkn\u011b p\u0159ilep\u0161\u00edte. Nehled\u011b na to, \u017ee ceny nemovitost\u00ed st\u00e1le rostou a experti v p\u0159\u00ed\u0161t\u00edch letech rozhodn\u011b s poklesem nepo\u010d\u00edtaj\u00ed.  <\/p>\n\n\n\n

U alternativn\u00edch investic se ale doporu\u010duje velk\u00e1 opatrnost. <\/strong>Um\u011bleck\u00e1 d\u00edla, sb\u011bratelsk\u00e9 mince nebo luxusn\u00ed v\u00edna jsou sice zaj\u00edmavou mo\u017enost\u00ed, jak finance zhodnotit, ale m\u016f\u017ee nastat probl\u00e9m s jejich likviditou. To znamen\u00e1, \u017ee je za p\u0159im\u011b\u0159enou cenu neprod\u00e1te obratem. Nem\u011bly by tedy tvo\u0159it velkou \u010d\u00e1st va\u0161eho portfolia. <\/p>\n\n\n\n

Investujte i p\u0159i n\u00e1kupech\u00a0<\/h2>\n\n\n\n

Tentokr\u00e1t nem\u00e1me na mysli n\u00e1kup sb\u011bratelsk\u00fdch p\u0159edm\u011bt\u016f, ale b\u011b\u017en\u00e9 n\u00e1kupy na e-shopech i v kamenn\u00fdch prodejn\u00e1ch<\/strong>, kter\u00e9 zaplat\u00edte prost\u0159ednictv\u00edm Skip Pay<\/strong>. S bal\u00ed\u010dkem MAXI<\/a> m\u016f\u017eete p\u0159i ka\u017ed\u00e9m n\u00e1kupu investovat \u010d\u00e1stku, kterou si p\u0159edem sami zvol\u00edte. Expertn\u00ed investi\u010dn\u00ed znalosti ale pot\u0159ebovat nebudete, portfolio v\u00e1m na m\u00edru sestav\u00ed platforma Indigo od Patria Finance.\u00a0<\/p>\n\n\n\n

Ka\u017ed\u00e1 koruna se po\u010d\u00edt\u00e1\u00a0<\/h2>\n\n\n\n

P\u0159edpokl\u00e1danou v\u00fd\u0161i sv\u00e9ho d\u016fchodu<\/strong> snadno zjist\u00edte z webu \u010cesk\u00e9 spr\u00e1vy soci\u00e1ln\u00edho zabezpe\u010den\u00ed<\/strong>. Sta\u010d\u00ed se do syst\u00e9mu p\u0159ihl\u00e1sit nebo zaregistrovat. S trochou \u0161t\u011bst\u00ed dostanete za 30 let 15 tis\u00edc korun, co\u017e ale na pokryt\u00ed v\u0161ech n\u00e1klad\u016f sta\u010dit nebude. Je\u0161t\u011b si tedy mus\u00edte vypo\u010d\u00edtat \u010d\u00e1stku, kterou pot\u0159ebujete na\u0161et\u0159it<\/strong>.\u00a0<\/p>\n\n\n\n

Kolik by m\u011bl m\u00edt \u010dlov\u011bk na\u0161et\u0159eno na d\u016fchod?\u00a0<\/h2>\n\n\n\n

Pokud va\u0161e m\u011bs\u00ed\u010dn\u00ed v\u00fddaje dosahuj\u00ed 30 tis\u00edc korun, ro\u010dn\u011b utrat\u00edte 360 tis\u00edc korun. P\u0159ed odchodem do d\u016fchodu byste si tak m\u011bli na\u0161et\u0159it 9 milion\u016f korun, abyste byli zaji\u0161t\u011bn\u00ed zhruba na 25 let. Ka\u017ed\u00fd m\u00e1 ale jin\u00e9 p\u0159\u00edjmy i v\u00fddaje a zapom\u00ednat by se nem\u011blo ani na zmi\u0148ovanou inflaci.\u00a0\u00a0<\/p>\n\n\n\n

KOLIK SI M\u016e\u017dETE NASPO\u0158IT?

Pokud chcete v\u011bd\u011bt, kolik si m\u016f\u017eete p\u0159i odkl\u00e1d\u00e1n\u00ed ur\u010dit\u00e9 \u010d\u00e1stky p\u0159ed odchodem do d\u016fchodu naspo\u0159it, sta\u010d\u00ed ji zadat do kalkula\u010dky \u010cSOB<\/a>. Vypl\u0148te v\u00e1\u0161 v\u011bk, p\u0159\u00edpadn\u00fd p\u0159\u00edsp\u011bvek zam\u011bstnavatele, investi\u010dn\u00ed strategii a m\u00e1te hotovo.\u00a0
\u00a0
Kdy\u017e si tedy od 30 let budete m\u011bs\u00ed\u010dn\u011b spo\u0159it pouh\u00fdch 1000 K\u010d a zam\u011bstnavatel v\u00e1m tak\u00e9 p\u0159isp\u011bje 1000 K\u010d, s konzervativn\u00edm produktem \u00faro\u010den\u00fdm 2 % p. a. budete m\u00edt v 60 letech 1 081 707 K\u010d. S vyv\u00e1\u017een\u00fdm portfoliem a 4 % p. a. to u\u017e ale bude 1 510 255 K\u010d a odv\u00e1\u017en\u00ed investo\u0159i, kte\u0159\u00ed se rozhodnou pro dynamick\u00e9 investov\u00e1n\u00ed s 6 % p. a. mohou dos\u00e1hnout a\u017e na 2 149 750 K\u010d.\u00a0<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n
\"\u017d\u00e1dn\u00e9<\/a><\/figure>\n
\"\u017d\u00e1dn\u00e9<\/a><\/figure>","protected":false},"excerpt":{"rendered":"

Abyste si v d\u016fchodu zachovali st\u00e1vaj\u00edc\u00ed \u017eivotn\u00ed \u00farove\u0148, bez spo\u0159en\u00ed a investov\u00e1n\u00ed se neobejdete. Dne\u0161n\u00ed senio\u0159i pob\u00edraj\u00ed penzi zhruba ve v\u00fd\u0161i poloviny sv\u00e9 mzdy a \u010d\u00e1st z nich m\u00e1 probl\u00e9m s p\u0159\u00edjmy vyj\u00edt. V bl\u00edzk\u00e9 budoucnosti se ale st\u00e1tn\u00ed d\u016fchod m\u016f\u017ee je\u0161t\u011b sn\u00ed\u017eit, a to na m\u00e9n\u011b ne\u017e t\u0159etinu pr\u016fm\u011brn\u00e9 mzdy. Zat\u00edm m\u00e1 na d\u016fchody kdo vyd\u011bl\u00e1vat, ale populace st\u00e1rne, a aktu\u00e1ln\u00ed syst\u00e9m je neudr\u017eiteln\u00fd. Poj\u010fme se tedy pod\u00edvat, jak se zajistit na d\u016fchod vlastn\u00edmi silami. <\/p>\n","protected":false},"author":41,"featured_media":11112,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[157,2304,24],"class_list":["post-11111","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-financni-gramotnost","tag-finance","tag-tipy-triky","entry"],"acf":[],"yoast_head":"\nJak se zajistit na d\u016fchod I Skip Pay<\/title>\n<meta name=\"description\" content=\"Jak se zajistit na d\u016fchod, abyste si zachovali st\u00e1vaj\u00edc\u00ed \u017eivotn\u00ed \u00farove\u0148? Na st\u00e1t nespol\u00e9hejte. Bez spo\u0159en\u00ed a investov\u00e1n\u00ed se u\u017e neobejdete.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/skippay.cz\/blog\/jak-se-zajistit-na-duchod\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Jak se zajistit na d\u016fchod I Skip Pay\" \/>\n<meta property=\"og:description\" content=\"Jak se zajistit na d\u016fchod, abyste si zachovali st\u00e1vaj\u00edc\u00ed \u017eivotn\u00ed \u00farove\u0148? Na st\u00e1t nespol\u00e9hejte. Bez spo\u0159en\u00ed a investov\u00e1n\u00ed se u\u017e neobejdete.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/skippay.cz\/blog\/jak-se-zajistit-na-duchod\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz\" \/>\n<meta property=\"article:published_time\" content=\"2024-10-23T12:35:06+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-02-13T13:24:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2024\/11\/jak-se-zajistit-na-duchod.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1568\" \/>\n\t<meta property=\"og:image:height\" content=\"706\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Dana Halu\u0161kov\u00e1\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Dana Halu\u0161kov\u00e1\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/jak-se-zajistit-na-duchod\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/jak-se-zajistit-na-duchod\\\/\"},\"author\":{\"name\":\"Dana Halu\u0161kov\u00e1\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#\\\/schema\\\/person\\\/c56c2db4ae1172d6d6ddfccad207b388\"},\"headline\":\"Jak se zajistit na d\u016fchod? Vsa\u010fte na kombinaci spo\u0159en\u00ed a investic\",\"datePublished\":\"2024-10-23T12:35:06+00:00\",\"dateModified\":\"2025-02-13T13:24:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/jak-se-zajistit-na-duchod\\\/\"},\"wordCount\":816,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/jak-se-zajistit-na-duchod\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/jak-se-zajistit-na-duchod.png\",\"keywords\":[\"Finan\u010dn\u00ed gramotnost\",\"Finance\",\"Tipy & Triky\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/skippay.cz\\\/blog\\\/jak-se-zajistit-na-duchod\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/jak-se-zajistit-na-duchod\\\/\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/jak-se-zajistit-na-duchod\\\/\",\"name\":\"Jak se zajistit na d\u016fchod I Skip Pay\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/jak-se-zajistit-na-duchod\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/jak-se-zajistit-na-duchod\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/jak-se-zajistit-na-duchod.png\",\"datePublished\":\"2024-10-23T12:35:06+00:00\",\"dateModified\":\"2025-02-13T13:24:24+00:00\",\"description\":\"Jak se zajistit na d\u016fchod, abyste si zachovali st\u00e1vaj\u00edc\u00ed \u017eivotn\u00ed \u00farove\u0148? Na st\u00e1t nespol\u00e9hejte. Bez spo\u0159en\u00ed a investov\u00e1n\u00ed se u\u017e neobejdete.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/jak-se-zajistit-na-duchod\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/skippay.cz\\\/blog\\\/jak-se-zajistit-na-duchod\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/jak-se-zajistit-na-duchod\\\/#primaryimage\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/jak-se-zajistit-na-duchod.png\",\"contentUrl\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/jak-se-zajistit-na-duchod.png\",\"width\":1568,\"height\":706,\"caption\":\"jak se zajistit na d\u016fchod\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/jak-se-zajistit-na-duchod\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Jak se zajistit na d\u016fchod? Vsa\u010fte na kombinaci spo\u0159en\u00ed a investic\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/\",\"name\":\"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#organization\",\"name\":\"Skip Pay\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/11\\\/Logo-MALL_1200x440.png\",\"contentUrl\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/11\\\/Logo-MALL_1200x440.png\",\"width\":1200,\"height\":440,\"caption\":\"Skip Pay\"},\"image\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#\\\/schema\\\/person\\\/c56c2db4ae1172d6d6ddfccad207b388\",\"name\":\"Dana Halu\u0161kov\u00e1\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a9c39430529ac9975c85d231d0e6f647add436becdaec136ecceeae9c0e52850?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a9c39430529ac9975c85d231d0e6f647add436becdaec136ecceeae9c0e52850?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a9c39430529ac9975c85d231d0e6f647add436becdaec136ecceeae9c0e52850?s=96&d=mm&r=g\",\"caption\":\"Dana Halu\u0161kov\u00e1\"},\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/author\\\/dana-haluskova\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Jak se zajistit na d\u016fchod I Skip Pay","description":"Jak se zajistit na d\u016fchod, abyste si zachovali st\u00e1vaj\u00edc\u00ed \u017eivotn\u00ed \u00farove\u0148? Na st\u00e1t nespol\u00e9hejte. Bez spo\u0159en\u00ed a investov\u00e1n\u00ed se u\u017e neobejdete.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/skippay.cz\/blog\/jak-se-zajistit-na-duchod\/","og_locale":"en_US","og_type":"article","og_title":"Jak se zajistit na d\u016fchod I Skip Pay","og_description":"Jak se zajistit na d\u016fchod, abyste si zachovali st\u00e1vaj\u00edc\u00ed \u017eivotn\u00ed \u00farove\u0148? Na st\u00e1t nespol\u00e9hejte. Bez spo\u0159en\u00ed a investov\u00e1n\u00ed se u\u017e neobejdete.","og_url":"https:\/\/skippay.cz\/blog\/jak-se-zajistit-na-duchod\/","og_site_name":"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz","article_published_time":"2024-10-23T12:35:06+00:00","article_modified_time":"2025-02-13T13:24:24+00:00","og_image":[{"width":1568,"height":706,"url":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2024\/11\/jak-se-zajistit-na-duchod.png","type":"image\/png"}],"author":"Dana Halu\u0161kov\u00e1","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Dana Halu\u0161kov\u00e1","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/skippay.cz\/blog\/jak-se-zajistit-na-duchod\/#article","isPartOf":{"@id":"https:\/\/skippay.cz\/blog\/jak-se-zajistit-na-duchod\/"},"author":{"name":"Dana Halu\u0161kov\u00e1","@id":"https:\/\/skippay.cz\/blog\/#\/schema\/person\/c56c2db4ae1172d6d6ddfccad207b388"},"headline":"Jak se zajistit na d\u016fchod? Vsa\u010fte na kombinaci spo\u0159en\u00ed a investic","datePublished":"2024-10-23T12:35:06+00:00","dateModified":"2025-02-13T13:24:24+00:00","mainEntityOfPage":{"@id":"https:\/\/skippay.cz\/blog\/jak-se-zajistit-na-duchod\/"},"wordCount":816,"commentCount":0,"publisher":{"@id":"https:\/\/skippay.cz\/blog\/#organization"},"image":{"@id":"https:\/\/skippay.cz\/blog\/jak-se-zajistit-na-duchod\/#primaryimage"},"thumbnailUrl":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2024\/11\/jak-se-zajistit-na-duchod.png","keywords":["Finan\u010dn\u00ed gramotnost","Finance","Tipy & Triky"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/skippay.cz\/blog\/jak-se-zajistit-na-duchod\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/skippay.cz\/blog\/jak-se-zajistit-na-duchod\/","url":"https:\/\/skippay.cz\/blog\/jak-se-zajistit-na-duchod\/","name":"Jak se zajistit na d\u016fchod I Skip Pay","isPartOf":{"@id":"https:\/\/skippay.cz\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/skippay.cz\/blog\/jak-se-zajistit-na-duchod\/#primaryimage"},"image":{"@id":"https:\/\/skippay.cz\/blog\/jak-se-zajistit-na-duchod\/#primaryimage"},"thumbnailUrl":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2024\/11\/jak-se-zajistit-na-duchod.png","datePublished":"2024-10-23T12:35:06+00:00","dateModified":"2025-02-13T13:24:24+00:00","description":"Jak se zajistit na d\u016fchod, abyste si zachovali st\u00e1vaj\u00edc\u00ed \u017eivotn\u00ed \u00farove\u0148? Na st\u00e1t nespol\u00e9hejte. Bez spo\u0159en\u00ed a investov\u00e1n\u00ed se u\u017e neobejdete.","breadcrumb":{"@id":"https:\/\/skippay.cz\/blog\/jak-se-zajistit-na-duchod\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/skippay.cz\/blog\/jak-se-zajistit-na-duchod\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/skippay.cz\/blog\/jak-se-zajistit-na-duchod\/#primaryimage","url":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2024\/11\/jak-se-zajistit-na-duchod.png","contentUrl":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2024\/11\/jak-se-zajistit-na-duchod.png","width":1568,"height":706,"caption":"jak se zajistit na d\u016fchod"},{"@type":"BreadcrumbList","@id":"https:\/\/skippay.cz\/blog\/jak-se-zajistit-na-duchod\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/skippay.cz\/blog\/"},{"@type":"ListItem","position":2,"name":"Jak se zajistit na d\u016fchod? Vsa\u010fte na kombinaci spo\u0159en\u00ed a investic"}]},{"@type":"WebSite","@id":"https:\/\/skippay.cz\/blog\/#website","url":"https:\/\/skippay.cz\/blog\/","name":"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz","description":"","publisher":{"@id":"https:\/\/skippay.cz\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/skippay.cz\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/skippay.cz\/blog\/#organization","name":"Skip Pay","url":"https:\/\/skippay.cz\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/skippay.cz\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2019\/11\/Logo-MALL_1200x440.png","contentUrl":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2019\/11\/Logo-MALL_1200x440.png","width":1200,"height":440,"caption":"Skip Pay"},"image":{"@id":"https:\/\/skippay.cz\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/skippay.cz\/blog\/#\/schema\/person\/c56c2db4ae1172d6d6ddfccad207b388","name":"Dana Halu\u0161kov\u00e1","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/a9c39430529ac9975c85d231d0e6f647add436becdaec136ecceeae9c0e52850?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a9c39430529ac9975c85d231d0e6f647add436becdaec136ecceeae9c0e52850?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/a9c39430529ac9975c85d231d0e6f647add436becdaec136ecceeae9c0e52850?s=96&d=mm&r=g","caption":"Dana Halu\u0161kov\u00e1"},"url":"https:\/\/skippay.cz\/blog\/author\/dana-haluskova\/"}]}},"_links":{"self":[{"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/posts\/11111","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/users\/41"}],"replies":[{"embeddable":true,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/comments?post=11111"}],"version-history":[{"count":2,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/posts\/11111\/revisions"}],"predecessor-version":[{"id":11115,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/posts\/11111\/revisions\/11115"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/media\/11112"}],"wp:attachment":[{"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/media?parent=11111"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/categories?post=11111"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/tags?post=11111"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}