{"id":1912,"date":"2020-09-07T14:41:51","date_gmt":"2020-09-07T13:41:51","guid":{"rendered":"http:\/\/skippay.cz\/blog\/?p=1912"},"modified":"2023-08-17T12:10:21","modified_gmt":"2023-08-17T11:10:21","slug":"ztracena-platebni-karta-jak-nejrychleji-zabranit-jejimu-zneuziti","status":"publish","type":"post","link":"https:\/\/skippay.cz\/blog\/ztracena-platebni-karta-jak-nejrychleji-zabranit-jejimu-zneuziti\/","title":{"rendered":"Ztracen\u00e1 platebn\u00ed karta: Jak nejrychleji zabr\u00e1nit jej\u00edmu zneu\u017eit\u00ed?"},"content":{"rendered":"\n

A\u0165 u\u017e jste o platebn\u00ed<\/a> nebo kreditn\u00ed kartu<\/a> p\u0159i\u0161li vlastn\u00ed nepozornost\u00ed, nebo ciz\u00edm zavin\u011bn\u00edm, je t\u0159eba ji neprodlen\u011b zablokovat<\/strong>. T\u00edm zamez\u00edte tomu, \u017ee ji n\u011bkdo zneu\u017eije. I kdy\u017e v\u00e1m blokace platebn\u00ed karty<\/a> m\u016f\u017ee lehce zkomplikovat \u017eivot, neriskujte, \u017ee p\u0159ijdete o pen\u00edze, pokud by se skute\u010dn\u011b ocitla v ne\u017e\u00e1douc\u00edch ruk\u00e1ch. Zvl\u00e1\u0161t\u011b v p\u0159\u00edpad\u011b bezkontaktn\u00ed karty m\u016f\u017ee p\u0159\u00edpadn\u00fd nepoctiv\u00fd \u201en\u00e1lezce\u201c z va\u0161eho \u00fa\u010dtu bleskov\u011b vy\u010derpat nezanedbatelnou \u010d\u00e1stku i bez znalosti PIN k\u00f3du. I proto se zablokov\u00e1n\u00edm karty nijak neot\u00e1lejte.<\/p>\n\n\n\n

Blokaci karty lze prov\u00e9st \u010dty\u0159mi zp\u016fsoby:
<\/p>\n\n\n\n

1. Telefonick\u00e1 blokace karty<\/strong><\/h3>\n\n\n\n

Asi nej\u010dast\u011bj\u0161\u00edm zp\u016fsobem blokace ztracen\u00e9 nebo odcizen\u00e9 platebn\u00ed karty je telefon\u00e1t na speci\u00e1ln\u00ed linku, kterou m\u00e1 z\u0159\u00edzenou ka\u017ed\u00e1 banka. Oper\u00e1to\u0159i jsou na lince dostupn\u00ed nep\u0159etr\u017eit\u011b<\/strong>, a tak kartu m\u016f\u017eete zablokovat kdykoliv, t\u0159eba i uprost\u0159ed noci. Ve chv\u00edli, kdy se identifikujete a spolu s pracovn\u00edkem banky kartu \u201evypnete\u201c, ji u\u017e nikdo nem\u016f\u017ee zneu\u017e\u00edt. Cel\u00fd proces v\u00e1m zabere jen p\u00e1r minut. Telefonn\u00ed \u010d\u00edsla, na kter\u00e1 m\u016f\u017eete v p\u0159\u00edpad\u011b ztr\u00e1ty karty volat, najdete n\u00ed\u017ee.<\/p>\n\n\n\n

\"Telefon\u00e1t
Telefonick\u00e1 blokace karty b\u00fdv\u00e1 nejspolehliv\u011bj\u0161\u00edm \u0159e\u0161en\u00edm.<\/figcaption><\/figure>\n\n\n\n

2. Zablokov\u00e1n\u00ed karty na pobo\u010dce<\/strong><\/h3>\n\n\n\n

Pokud se v dob\u011b, kdy zaznamen\u00e1te ztr\u00e1tu karty, pohybujete ve m\u011bst\u011b, m\u016f\u017eete kartu zablokovat i osobn\u011b v kter\u00e9koliv pobo\u010dce va\u0161\u00ed banky.<\/strong> Tam sta\u010d\u00ed vysv\u011btlit, co se v\u00e1m stalo, identifikovat se dokladem toto\u017enosti a zam\u011bstnanec banky v\u00e1m kartu zablokuje. Ale vzhledem k tomu, \u017ee se p\u0159i ztr\u00e1t\u011b platebn\u00ed karty po\u010d\u00edt\u00e1 ka\u017ed\u00e1 minuta, kterou byste v bance t\u0159eba str\u00e1vili \u010dek\u00e1n\u00edm na volnou p\u0159ep\u00e1\u017eku, b\u00fdv\u00e1 telefon\u00e1t na danou infolinku rychlej\u0161\u00edm \u0159e\u0161en\u00edm. <\/p>\n\n\n\n

3. Blokace v internetov\u00e9m nebo mobiln\u00edm bankovnictv\u00ed<\/strong><\/h3>\n\n\n\n

Kartu m\u016f\u017eete bleskov\u011b zablokovat tak\u00e9 v internetov\u00e9m \u010di mobiln\u00edm bankovnictv\u00ed<\/strong>. To znamen\u00e1, \u017ee pokud m\u00e1te p\u0159\u00edstup do \u00fa\u010dtu z chytr\u00e9ho telefonu nebo pr\u00e1v\u011b sed\u00edte u po\u010d\u00edta\u010de, v n\u011bm\u017e m\u00e1te internetov\u00e9 bankovnictv\u00ed<\/a>, m\u016f\u017eete vyu\u017e\u00edt i tuto cestu. Probl\u00e9m m\u016f\u017ee b\u00fdt, \u017ee tuto funkci nevyu\u017e\u00edv\u00e1te ka\u017ed\u00fd den, a tak m\u016f\u017ee b\u00fdt ve stresov\u00e9 situaci n\u00e1ro\u010dn\u011bj\u0161\u00ed se v internetov\u00e9m bankovnictv\u00ed rychle zorientovat.<\/p>\n\n\n

TIP!<\/div>
Nen\u00ed karta jako karta. Jak\u00fd je rozd\u00edl mezi debetn\u00ed a kreditn\u00ed kartou?<\/a><\/b><\/div><\/div>\n\n\n\n

4. Zablokov\u00e1n\u00ed karty u kartov\u00e9 spole\u010dnosti<\/strong><\/h3>\n\n\n\n

I kdy\u017e to nen\u00ed p\u0159\u00edli\u0161 \u010dast\u00e9 \u0159e\u0161en\u00ed, m\u016f\u017eete kartu zablokovat p\u0159\u00edmo u jej\u00edho vydavatele<\/strong>, v \u010cesku se nej\u010dast\u011bji jedn\u00e1 o spole\u010dnosti Mastercard<\/a> nebo Visa<\/a>. P\u0159esto\u017ee tento zp\u016fsob tak\u00e9 funguje, je lep\u0161\u00ed se v p\u0159\u00edpad\u011b zatoulan\u00e9 karty obr\u00e1tit rovnou na va\u0161i banku, se kterou m\u016f\u017eete rovnou vy\u0159e\u0161it vyd\u00e1n\u00ed n\u00e1hrady. Ta k v\u00e1m zpravidla doraz\u00ed do n\u011bkolika pracovn\u00edch dn\u016f jako klasick\u00e1 z\u00e1silka. Toho, \u017ee by ji n\u011bkdo zneu\u017eil, se b\u00e1t nemus\u00edte. Kartu toti\u017e nejprve mus\u00edte aktivovat \u201erozlu\u0161t\u011bn\u00edm\u201c PIN k\u00f3du, kter\u00e9mu p\u0159edch\u00e1z\u00ed ov\u011b\u0159en\u00ed toto\u017enosti pomoc\u00ed mobiln\u00edho telefonu.<\/p>\n\n\n\n

BANKA<\/strong><\/td>LINKA PRO BLOKACI KARTY<\/strong><\/td><\/tr>
\u010cesk\u00e1 spo\u0159itelna<\/td>+420 800 207 207<\/td><\/tr>
\u010cSOB<\/td>+420 495 800 111<\/td><\/tr>
Komer\u010dn\u00ed banka<\/td>+420 955 512 230<\/td><\/tr>
Moneta Money Bank<\/td>+420 224 442 424<\/td><\/tr>
Fio banka<\/td>+420 224 346 777<\/td><\/tr>
mBank<\/td>+420 222 111 999<\/td><\/tr>
Raiffeisenbank<\/td>+420 800 900 900<\/td><\/tr>
Air Bank<\/td>+420 547 134 134<\/td><\/tr>
UniCredit Bank<\/td>+420 800 140 014<\/td><\/tr>
Hello bank<\/td>+420 257 080 080<\/td><\/tr>
Equa bank<\/td>+420 222 010 222<\/td><\/tr>
Sberbank<\/td>+420 800 133 444 (bezkontaktn\u00ed karty)
+420 495 800 111 (kontaktn\u00ed karty)<\/td><\/tr>
Creditas<\/td>+420 267 197 018<\/td><\/tr>
Expobank<\/td>+420 267 197 197<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Ztracen\u00e1, nebo zapomenut\u00e1? Vyu\u017eijte do\u010dasnou blokaci<\/strong><\/h2>\n\n\n\n

Kartu je lep\u0161\u00ed zablokovat i v p\u0159\u00edpad\u011b, \u017ee si nejste jist\u00ed, jestli v\u00e1m n\u00e1hodou n\u011bkam nezapadla nebo jste ji t\u0159eba nenechali doma. Pro takov\u00e9 p\u0159\u00edpady n\u011bkter\u00e9 banky nab\u00edzej\u00ed slu\u017ebu do\u010dasn\u00e9 blokace platebn\u00ed karty<\/strong>. Pokud m\u00e1te podez\u0159en\u00ed, \u017ee jste kartu pravd\u011bpodobn\u011b zapomn\u011bli doma, v aut\u011b nebo v kapse obl\u00edben\u00e9 bundy, umo\u017en\u00ed v\u00e1m do\u010dasn\u00e1 blokace kartu kr\u00e1tkodob\u011b \u201euzamknout\u201c pro ve\u0161ker\u00e9 transakce a v p\u0159\u00edpad\u011b n\u00e1lezu ji op\u011bt aktivovat. <\/p>\n\n\n

TIP!<\/div>
Chcete nakoupit v e-shopu, ale \u010dek\u00e1te na vyd\u00e1n\u00ed karty? Vyu\u017eijte odlo\u017eenou platbu.<\/a><\/b> Za objedn\u00e1vku tak m\u016f\u017eete zaplatit, a\u017e v\u00e1m doraz\u00ed nov\u00e1. <\/div><\/div>\n\n\n\n

Do\u010dasn\u00e1 blokace m\u016f\u017ee trvat n\u011bkolik hodin i p\u00e1r dn\u016f, z\u00e1le\u017e\u00ed na tom, kdy se rozhodnete kartu odblokovat. Maxim\u00e1ln\u00ed doba, po kterou m\u016f\u017ee karta z\u016fstat \u201ezmrazen\u00e1\u201c, obvykle \u010din\u00ed 30 dn\u016f. Pokud se uk\u00e1\u017ee, \u017ee ke ztr\u00e1t\u011b nedo\u0161lo, u\u0161et\u0159\u00edte si d\u00edky t\u00e9to slu\u017eb\u011b \u010dek\u00e1n\u00ed na vyd\u00e1n\u00ed nov\u00e9 karty. A kdy\u017e zjist\u00edte, \u017ee karta skute\u010dn\u011b nen\u00ed k nalezen\u00ed, zm\u011bn\u00edte do\u010dasnou blokaci na trvalou.<\/strong><\/p>\n\n\n\n

A co kdy\u017e budete pot\u0159ebovat hotovost?<\/strong><\/h2>\n\n\n\n

\u0158ada lid\u00ed si v posledn\u00edch letech zvykla nosit u sebe jen minim\u00e1ln\u00ed hotovost, proto\u017ee platba kartou<\/a> se stala standardem u v\u011bt\u0161iny obchodn\u00edk\u016f. A kdy\u017e je to t\u0159eba, pen\u00edze si mohou kdykoliv vybrat z bankomatu. Jen\u017ee bez karty je v\u00e1m bankomat k ni\u010demu. V takov\u00e9m p\u0159\u00edpad\u011b vyrazte do banky. Na hotovostn\u00ed p\u0159ep\u00e1\u017ece v\u00e1m po prok\u00e1z\u00e1n\u00ed toto\u017enosti hotovost z va\u0161eho \u00fa\u010dtu vydaj\u00ed<\/strong>. <\/p>\n\n\n\n

Tento postup ale m\u00e1 t\u0159i \u00faskal\u00ed<\/strong>.\u2060 \u010c\u00e1stka m\u016f\u017ee b\u00fdt omezena jen na p\u00e1r tis\u00edc korun, v n\u011bkter\u00fdch bank\u00e1ch je v\u00fdb\u011br \u2013 by\u0165 z vlastn\u00edho \u00fa\u010dtu \u2013 zpoplatn\u011bn\u00fd a sou\u010d\u00e1st\u00ed identifikace b\u00fdv\u00e1 tak\u00e9 kontrola podpisov\u00e9ho vzoru. A pokud m\u00e1te \u00fa\u010det zalo\u017een\u00fd n\u011bjak\u00fd ten p\u00e1tek, nemus\u00ed se v\u00e1\u0161 aktu\u00e1ln\u00ed podpis shodovat s t\u00edm n\u011bkdej\u0161\u00edm.<\/p>\n\n\n\n

\"Ztracen\u00e1
Prohledali jste pen\u011b\u017eenku a karta nikde? Rychle situaci \u0159e\u0161te.<\/figcaption><\/figure>\n\n\n\n

Existuje i dal\u0161\u00ed zp\u016fsob, jak se b\u011bhem \u010dek\u00e1n\u00ed na novou kartu k vlastn\u00edm pen\u011bz\u016fm dostat. M\u016f\u017eete se domluvit s n\u011bk\u00fdm z bl\u00edzk\u00fdch, ur\u010ditou \u010d\u00e1stku prost\u0159ednictv\u00edm platby online<\/a> p\u0159eposlat na jeho \u00fa\u010det<\/strong> a nechat si ji z bankomatu vybrat od n\u011bj. Asi nemus\u00edme podot\u00fdkat, \u017ee by m\u011blo j\u00edt o bl\u00edzkou osobu, kter\u00e9 pln\u011b d\u016fv\u011b\u0159ujete, aby se nestalo, \u017ee se doty\u010dn\u00fd po p\u0159ijet\u00ed platby nebude m\u00edt k tomu v\u00e1m pen\u00edze vydat.<\/p>\n\n\n\n

My v\u00e1m v ka\u017ed\u00e9m p\u0159\u00edpad\u011b dr\u017e\u00edme palce, abyste podobnou situaci v\u016fbec nemuseli \u0159e\u0161it<\/strong>. A pokud ano, tak v\u00e1m p\u0159ejeme, aby cel\u00fd proces blokace a z\u00edsk\u00e1n\u00ed nov\u00e9 karty prob\u011bhl hladce.<\/p>\n","protected":false},"excerpt":{"rendered":"

Zjistili jste, \u017ee p\u0159ihr\u00e1dka v pen\u011b\u017eence, kam si obvykle ukl\u00e1d\u00e1te platebn\u00ed kartu, zeje pr\u00e1zdnotou? Nebo v\u00e1m chyb\u00ed rovnou cel\u00e1 pen\u011b\u017eenka? Podobn\u00e1 situace vy\u017eaduje rychlou reakci. Porad\u00edme v\u00e1m, jak postupovat.<\/p>\n","protected":false},"author":6,"featured_media":1911,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[158,17,22,122,24],"class_list":["post-1912","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-bezpecnost","tag-odlozena-platba","tag-platba-kartou","tag-skip-pay","tag-tipy-triky","entry"],"acf":[],"yoast_head":"\nJak rychle zabr\u00e1nit zneu\u017eit\u00ed ztracen\u00e9 platebn\u00ed karty? | Skip Pay<\/title>\n<meta name=\"description\" content=\"Ztratili jste platebn\u00ed kartu? \ud83d\udcb3 Porad\u00edme v\u00e1m, jak ji co nejrychleji trvale nebo do\u010dasn\u011b zablokovat, abyste zabr\u00e1nili jej\u00edmu zneu\u017eit\u00ed.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/skippay.cz\/blog\/ztracena-platebni-karta-jak-nejrychleji-zabranit-jejimu-zneuziti\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Jak rychle zabr\u00e1nit zneu\u017eit\u00ed ztracen\u00e9 platebn\u00ed karty? 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