{"id":2956,"date":"2021-05-18T20:00:00","date_gmt":"2021-05-18T19:00:00","guid":{"rendered":"http:\/\/skippay.cz\/blog\/?p=2956"},"modified":"2024-06-25T16:28:42","modified_gmt":"2024-06-25T14:28:42","slug":"s-cim-vam-pomuze-bankovni-identita","status":"publish","type":"post","link":"https:\/\/skippay.cz\/blog\/s-cim-vam-pomuze-bankovni-identita\/","title":{"rendered":"Komunikujte (nejen) s \u00fa\u0159ady online. S \u010d\u00edm v\u00e1m pom\u016f\u017ee Bankovn\u00ed identita?"},"content":{"rendered":"\n

Bankovn\u00ed identita<\/a> p\u0159edstavuje rozs\u00e1hl\u00fd digitaliza\u010dn\u00ed projekt<\/strong>, do n\u011bho\u017e se pod veden\u00edm \u010cesk\u00e9 bankovn\u00ed asociace zapojila v\u011bt\u0161ina velk\u00fdch \u010desk\u00fdch bank. Ty nyn\u00ed slu\u017ebu postupn\u011b spou\u0161t\u011bj\u00ed pro sv\u00e9 klienty. C\u00edlem projektu, kter\u00fd vy\u017eadoval n\u011bkolik legislativn\u00edch zm\u011bn, jeliko\u017e se t\u00fdk\u00e1 citliv\u00fdch \u00fadaj\u016f, je umo\u017enit lidem, kte\u0159\u00ed vyu\u017e\u00edvaj\u00ed elektronick\u00e9 bankovnictv\u00ed, vstupovat do port\u00e1l\u016f s elektronick\u00fdmi slu\u017ebami st\u00e1tu a d\u016fv\u011bryhodn\u00fdm zp\u016fsobem komunikovat se soukrom\u00fdmi firmami. To v\u0161e d\u00edky vzd\u00e1len\u00e9mu ov\u011b\u0159en\u00ed toto\u017enosti, kter\u00e9 provede jejich banka. <\/p>\n\n\n

TIP!<\/div>
Skipujte a my v\u00e1s za to odm\u011bn\u00edme. Z\u00edskejte cashback<\/a> 500 K\u010d za prvn\u00ed n\u00e1kup se Skip Pay kartou. Jak na to?<\/a><\/b><\/div><\/div>\n\n\n\n

To znamen\u00e1, \u017ee lid\u00e9 nebudou pot\u0159ebovat n\u011bkolik sad p\u0159ihla\u0161ovac\u00edch \u00fadaj\u016f pro ka\u017ed\u00fd z port\u00e1l\u016f. Posta\u010d\u00ed kliknut\u00ed na tla\u010d\u00edtko ozna\u010duj\u00edc\u00ed bankovn\u00ed identitu, \u010d\u00edm\u017e jednozna\u010dn\u011b prok\u00e1\u017e\u00ed svoji toto\u017enost pomoc\u00ed zn\u00e1m\u00fdch \u00fadaj\u016f v zabezpe\u010den\u00e9m prost\u0159ed\u00ed banky.<\/strong> Ta dan\u00e9mu port\u00e1lu jednor\u00e1zov\u011b potvrd\u00ed identifikaci klienta a p\u0159esm\u011bruje ho zp\u011bt. Bankovn\u00ed identita tak usnadn\u00ed nejen p\u0159ihla\u0161ov\u00e1n\u00ed, ale tak\u00e9 kontakt se st\u00e1tn\u00edmi institucemi bez nutnosti osobn\u00ed n\u00e1v\u0161t\u011bvy nebo vyu\u017eit\u00ed datov\u00e9 schr\u00e1nky. Po cen\u00edku Bankovn\u00ed identity nav\u00edc nemus\u00edte p\u00e1trat, proto\u017ee slu\u017eba je zcela zdarma.<\/p>\n\n\n\n

Cesta k bezkontaktn\u00edmu jedn\u00e1n\u00ed s \u00fa\u0159ady<\/strong> <\/h2>\n\n\n\n

Na projektu se za\u010dalo intenzivn\u011b pracovat u\u017e v roce 2019, ale teprve lo\u0148sk\u00fd rok uk\u00e1zal, jak d\u016fle\u017eit\u00e9 je m\u00edt mo\u017enost vy\u0159e\u0161it co nejv\u00edce z\u00e1le\u017eitost\u00ed bezkontaktn\u011b a z pohodl\u00ed domova<\/strong>. A \u201eelektronick\u00e1 ob\u010danka\u201c, jak banky Bankovn\u00ed identitu n\u011bkdy ozna\u010duj\u00ed, to umo\u017e\u0148uje. \u0158adu \u00fakon\u016f, kv\u016fli nim\u017e byste d\u0159\u00edve museli st\u00e1t ve front\u011b na \u00fa\u0159adu, te\u010f vy\u0159e\u0161\u00edte pomoc\u00ed po\u010d\u00edta\u010de, tabletu nebo chytr\u00e9ho telefonu. <\/p>\n\n\n\n

V\u00fdhodou je, \u017ee Bankovn\u00ed identita nen\u00ed nadstavbov\u00e1 slu\u017eba. O jej\u00ed spu\u0161t\u011bn\u00ed tedy klient nemus\u00ed \u017e\u00e1dat, podepisovat smlouvu, nebo za jej\u00ed vyu\u017e\u00edv\u00e1n\u00ed dokonce platit. Banky ji toti\u017e automaticky zp\u0159\u00edstupn\u00ed ka\u017ed\u00e9mu, kdo m\u00e1 internetov\u00e9 bankovnictv\u00ed.<\/strong> To znamen\u00e1, \u017ee po pln\u00e9m spu\u0161t\u011bn\u00ed bude moci Bankovn\u00ed identitu vyu\u017e\u00edvat a\u017e 5,5 milionu \u010cech\u016f. <\/p>\n\n\n\n

Zat\u00edmco v \u010cesku je Bankovn\u00ed identita novinkou, v zahrani\u010d\u00ed jsou projekty, kter\u00e9 v r\u00e1mci digitalizace vyu\u017e\u00edvaj\u00ed spojen\u00ed bankovn\u00ed identity se st\u00e1tn\u00ed spr\u00e1vou, b\u011b\u017en\u00e9 a roky prov\u011b\u0159en\u00e9<\/strong>. Pr\u00e1v\u011b pozitivn\u00ed zku\u0161enosti ze Skandin\u00e1vie, Severn\u00ed Ameriky, Indie nebo bl\u00edzkov\u00fdchodn\u00edch zem\u00ed fungovaly jako inspirace k vytvo\u0159en\u00ed a spu\u0161t\u011bn\u00ed \u010desk\u00e9 obdoby.<\/p>\n\n\n\n

\"Bankovn\u00ed
Online komunikace s \u00fa\u0159ady v\u00e1m u\u0161et\u0159\u00ed \u010das i zbyte\u010dn\u00e9 pap\u00edrov\u00e1n\u00ed.<\/figcaption><\/figure>\n\n\n\n

Je Bankovn\u00ed identita bezpe\u010dn\u00e1?<\/strong> <\/h2>\n\n\n\n

Krom\u011b samotn\u00e9ho p\u0159ihla\u0161ov\u00e1n\u00ed pom\u016f\u017ee Bankovn\u00ed identita klient\u016fm bank s vypl\u0148ov\u00e1n\u00edm formul\u00e1\u0159\u016f. Do nich automaticky p\u0159edvypln\u00ed zn\u00e1m\u00e9 \u00fadaje, nebo umo\u017en\u00ed elektronicky podepisovat dokumenty<\/strong>. Ob\u011b operace prob\u011bhnou v\u017edy jen s va\u0161\u00edm souhlasem. Samoz\u0159ejm\u011b bez toho, aby si dan\u00fd port\u00e1l poskytnut\u00e1 data od banky uchov\u00e1val nebo s nimi d\u00e1le pracoval.<\/p>\n\n\n\n

Cel\u00fd projekt klade velmi vysok\u00e9 n\u00e1roky na bezpe\u010dnost<\/a>, a proto se nemus\u00edte b\u00e1t Bankovn\u00ed identitu vyu\u017e\u00edvat. P\u0159ihla\u0161ov\u00e1n\u00ed s n\u00ed je stejn\u011b bezpe\u010dn\u00e9, jako vyu\u017e\u00edv\u00e1n\u00ed internetov\u00e9ho bankovnictv\u00ed<\/strong>. Banka v cel\u00e9m procesu figuruje pouze jako mezi\u010dl\u00e1nek mezi klientem a konkr\u00e9tn\u00edm port\u00e1lem, kter\u00fd dvouf\u00e1zov\u011b ov\u011b\u0159\u00ed a potvrd\u00ed va\u0161i identitu. T\u0159et\u00ed stran\u011b, a\u0165 u\u017e jde o st\u00e1tn\u00ed nebo soukromou slu\u017ebu, p\u0159itom nezp\u0159\u00edstupn\u00ed \u017e\u00e1dn\u00e9 citliv\u00e9 informace. Rozhodnut\u00ed o vyu\u017eit\u00ed Bankovn\u00ed identity je ale v\u017edy na v\u00e1s.<\/p>\n\n\n\n

Kde je mo\u017en\u00e9 Bankovn\u00ed identitu vyu\u017e\u00edt?<\/strong> 

Port\u00e1l ob\u010dana<\/strong> 
D\u00edky Port\u00e1lu ob\u010dana m\u016f\u017eete online z\u00edskat nap\u0159\u00edklad v\u00fdpis bodov\u00e9ho hodnocen\u00ed \u0159idi\u010de nebo v\u00fdpis z Rejst\u0159\u00edku trest\u016f. Umo\u017en\u00ed v\u00e1m si vy\u0159\u00eddit \u017divnostensk\u00e9 opr\u00e1vn\u011bn\u00ed, z\u00edskat informace z katastru nemovitost\u00ed nebo si vyzvednout eRecept. A dal\u0161\u00ed online slu\u017eby v n\u011bm neust\u00e1le p\u0159ib\u00fdvaj\u00ed.  
 
Webov\u00e9 aplikace<\/a> \u00fa\u0159ad\u016f<\/strong>
S Bankovn\u00ed identitou postupn\u011b budete moci komunikovat s jednotliv\u00fdmi \u00fa\u0159ady skrze jejich port\u00e1ly. To v\u00e1m u\u0161et\u0159\u00ed \u010das i spoustu zbyte\u010dn\u00e9ho pap\u00edrov\u00e1n\u00ed.  
 
Port\u00e1l Moje dan\u011b<\/strong> 
Da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed u\u017e nebudete muset nosit osobn\u011b na finan\u010dn\u00ed \u00fa\u0159ad, proto\u017ee ho jednodu\u0161e pod\u00e1te online. Bankovn\u00ed identita v\u00e1m v takov\u00e9m p\u0159\u00edpad\u011b pom\u016f\u017ee nejen s p\u0159ihl\u00e1\u0161en\u00edm do online aplikace \u00fa\u0159adu, ale tak\u00e9 s p\u0159edvypln\u011bn\u00edm formul\u00e1\u0159\u016f.  
 
S\u010d\u00edt\u00e1n\u00ed lidu<\/strong> 
Bankovn\u00ed identita v\u00e1m v budoucnu usnadn\u00ed tak\u00e9 S\u010d\u00edt\u00e1n\u00ed lidu. Do s\u010d\u00edtac\u00edho formul\u00e1\u0159e se toti\u017e p\u0159ihl\u00e1s\u00edte bez nutnosti opisovat \u00fadaje z ob\u010dansk\u00e9ho pr\u016fkazu nebo pasu, proto\u017ee va\u0161i identitu potvrd\u00ed banka. 
 
E-shopy a klientsk\u00e9 z\u00f3ny web\u016f<\/strong> 
Bankovn\u00ed identitu budete v bl\u00edzk\u00e9 budoucnosti moci vyu\u017e\u00edt tak\u00e9 k p\u0159ihla\u0161ov\u00e1n\u00ed do klientsk\u00fdch sekc\u00ed e-shop\u016f a soukrom\u00fdch web\u016f, kter\u00e9 spln\u00ed v\u0161echny bezpe\u010dnost\u00ed n\u00e1le\u017eitosti. M\u00edsto mnoha r\u016fzn\u00fdch p\u0159ezd\u00edvek a hesel v\u00e1m tak budou sta\u010dit p\u0159ihla\u0161ovac\u00ed \u00fadaje do internetov\u00e9ho bankovnictv\u00ed. <\/em><\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"

Bankovn\u00ed identita nebo tak\u00e9 Bank ID je slu\u017eba, kter\u00e1 v\u00e1m umo\u017en\u00ed pomoc\u00ed \u00fadaj\u016f, je\u017e b\u011b\u017en\u011b pou\u017e\u00edv\u00e1te pro p\u0159ihla\u0161ov\u00e1n\u00ed do internetov\u00e9ho bankovnictv\u00ed, vstoupit do aplikac\u00ed st\u00e1tn\u00ed spr\u00e1vy i soukrom\u00fdch firem. D\u00edky tomu m\u016f\u017eete n\u011bkter\u00e9 z\u00e1le\u017eitosti, kter\u00e9 by se d\u0159\u00edve neobe\u0161ly bez osobn\u00ed n\u00e1v\u0161t\u011bvy \u00fa\u0159ad\u016f, vy\u0159e\u0161it online. Jak vzd\u00e1len\u00e9 ov\u011b\u0159en\u00ed toto\u017enosti funguje? <\/p>\n","protected":false},"author":6,"featured_media":2949,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[24],"class_list":["post-2956","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-tipy-triky","entry"],"acf":[],"yoast_head":"\nS \u010d\u00edm v\u00e1m pom\u016f\u017ee Bankovn\u00ed identita? | Skip Pay<\/title>\n<meta name=\"description\" content=\"Bankovn\u00ed identita potvrd\u00ed va\u0161i toto\u017enost p\u0159i online komunikaci s \u00fa\u0159ady. \ud83d\uddb9 Sta\u010d\u00ed v\u00e1m jen p\u0159ihla\u0161ovac\u00ed \u00fadaje do internetov\u00e9ho bankovnictv\u00ed.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/skippay.cz\/blog\/s-cim-vam-pomuze-bankovni-identita\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"S \u010d\u00edm v\u00e1m pom\u016f\u017ee Bankovn\u00ed identita? | Skip Pay\" \/>\n<meta property=\"og:description\" content=\"Bankovn\u00ed identita potvrd\u00ed va\u0161i toto\u017enost p\u0159i online komunikaci s \u00fa\u0159ady. \ud83d\uddb9 Sta\u010d\u00ed v\u00e1m jen p\u0159ihla\u0161ovac\u00ed \u00fadaje do internetov\u00e9ho bankovnictv\u00ed.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/skippay.cz\/blog\/s-cim-vam-pomuze-bankovni-identita\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz\" \/>\n<meta property=\"article:published_time\" content=\"2021-05-18T19:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-25T14:28:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2021\/05\/shutterstock_1801183702-60.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1568\" \/>\n\t<meta property=\"og:image:height\" content=\"1045\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tomas Krasny\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tomas Krasny\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/s-cim-vam-pomuze-bankovni-identita\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/s-cim-vam-pomuze-bankovni-identita\\\/\"},\"author\":{\"name\":\"Tomas Krasny\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#\\\/schema\\\/person\\\/0709c74afc237a8e037d9b2e5578b164\"},\"headline\":\"Komunikujte (nejen) s \u00fa\u0159ady online. 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