{"id":3700,"date":"2021-08-16T09:00:00","date_gmt":"2021-08-16T08:00:00","guid":{"rendered":"http:\/\/skippay.cz\/blog\/?p=3700"},"modified":"2025-10-30T12:14:36","modified_gmt":"2025-10-30T11:14:36","slug":"pujcka-na-materske-dobry-napad-nebo-riziko","status":"publish","type":"post","link":"https:\/\/skippay.cz\/blog\/pujcka-na-materske-dobry-napad-nebo-riziko\/","title":{"rendered":"P\u016fj\u010dka na mate\u0159sk\u00e9 dovolen\u00e9: Dobr\u00fd n\u00e1pad, nebo riziko?"},"content":{"rendered":"\n

Je logick\u00e9, \u017ee kdy\u017e si \u010dlov\u011bk po\u0159\u00edd\u00ed d\u00edt\u011b, mus\u00ed se mu naplno v\u011bnovat, a tud\u00ed\u017e mu nezbyde \u010das na pr\u00e1ci. A proto nem\u016f\u017ee po\u010d\u00edtat ani s pravidelnou v\u00fdplatou, na jakou byl roky zvykl\u00fd. Takov\u00e1 zm\u011bna m\u016f\u017ee po\u0159\u00e1dn\u011b zam\u00e1vat s dom\u00e1c\u00edm rozpo\u010dtem.<\/strong><\/p>\n\n\n\n

St\u00e1t sice rodi\u010de, kter\u00fd doma pe\u010duje o d\u00edt\u011b, nenech\u00e1 na holi\u010dk\u00e1ch, ale p\u0159\u00edsp\u011bvek, kter\u00fd jim vypl\u00e1c\u00ed, se jejich dosavadn\u00ed mzd\u011b zpravidla ani zdaleka nevyrovn\u00e1. I kdy\u017e v n\u011bkter\u00fdch p\u0159\u00edpadech doma s d\u011btmi z\u016fst\u00e1vaj\u00ed mu\u017ei, jsou v \u010cesku st\u00e1le v men\u0161in\u011b. To znamen\u00e1, \u017ee pen\u011b\u017eitou pomoc v mate\u0159stv\u00ed mnohem \u010dast\u011bji pob\u00edr\u00e1 matka d\u00edt\u011bte<\/strong>.<\/p>\n\n\n

TIP!<\/div>
Zn\u00e1me 7 zp\u016fsob\u016f, jak u\u0161et\u0159it na mate\u0159sk\u00e9. A r\u00e1di se o n\u011b s v\u00e1mi pod\u011bl\u00edme.<\/a><\/b><\/div><\/div>\n\n\n\n

Mate\u0159sk\u00e1 \u201edovolen\u00e1\u201c<\/strong> v \u010cesk\u00e9 republice trv\u00e1 28 t\u00fddn\u016f a v p\u0159\u00edpad\u011b v\u00edce\u010detn\u00e9ho porodu se protahuje na 37 t\u00fddn\u016f. V tomto obdob\u00ed se p\u0159\u00edsp\u011bvek od st\u00e1tu vypo\u010d\u00edt\u00e1v\u00e1 z v\u00fd\u0161e mzdy. Na mate\u0159skou plynule navazuje obdob\u00ed, kdy rodi\u010d pob\u00edr\u00e1 rodi\u010dovsk\u00fd p\u0159\u00edsp\u011bvek<\/strong>. Ten je pro v\u0161echny stejn\u00fd \u2013 jde o \u010d\u00e1stku 300 tis\u00edc korun, jej\u00ed\u017e \u010derp\u00e1n\u00ed si rodi\u010d m\u016f\u017ee rozlo\u017eit do t\u0159\u00ed nebo \u010dty\u0159 let v\u011bku d\u00edt\u011bte.<\/p>\n\n\n\n

Pro banky je p\u016fj\u010dka na mate\u0159sk\u00e9 riziko<\/strong><\/h2>\n\n\n\n

Banka ka\u017ed\u00e9ho \u017eadatele o \u00fav\u011br d\u016fkladn\u011b prov\u011b\u0159\u00ed, aby vyhodnotila jeho bonitu<\/strong> \u2013 v\u00fd\u0161i jeho p\u0159\u00edjm\u016f a schopnost potenci\u00e1ln\u00ed p\u016fj\u010dku spl\u00e1cet. Krom\u011b toho, \u017ee j\u00ed takov\u00fd postup ukl\u00e1d\u00e1 z\u00e1kon, t\u00edm chr\u00e1n\u00ed i klienta. P\u0159edlu\u017een\u00fd \u010dlov\u011bk, kter\u00e9mu z\u00e1vazky za\u010dnou p\u0159er\u016fstat p\u0159es hlavu, toti\u017e snadno spadne do dluhov\u00e9 spir\u00e1ly.<\/p>\n\n\n\n

Rodi\u010d, kter\u00fd od st\u00e1tu pob\u00edr\u00e1 p\u0159\u00edsp\u011bvek ur\u010den\u00fd na p\u00e9\u010di o d\u00edt\u011b, pro ni zpravidla nen\u00ed \u00fav\u011bruschopn\u00fd<\/strong>. Pen\u00edze, kter\u00e9 mu st\u00e1t vypl\u00e1c\u00ed, jednodu\u0161e nejsou ur\u010den\u00e9 k hrazen\u00ed p\u016fj\u010dek. Pokud tedy rodina s d\u011btmi pot\u0159ebuje p\u016fj\u010dku, m\u016f\u017ee o ni po\u017e\u00e1dat ten z partner\u016f, kter\u00fd m\u00e1 stabiln\u00ed p\u0159\u00edjem.<\/p>\n\n\n\n

\"Rodinn\u00fd
M\u00edt d\u011bti je skv\u011bl\u00e9, ale n\u011bkdy tak\u00e9 n\u00e1ro\u010dn\u00e9.<\/figcaption><\/figure>\n\n\n\n

V\u00fdpadek vy\u0159e\u0161\u00edte i bez p\u016fj\u010dky<\/strong><\/h2>\n\n\n\n

\u0158e\u0161\u00edte jen do\u010dasn\u00fd v\u00fdpadek p\u0159\u00edjm\u016f? Pak m\u016f\u017eete p\u0159i online n\u00e1kupech vyu\u017e\u00edt odlo\u017eenou platbu<\/a>. Tato modern\u00ed platebn\u00ed metoda<\/a> v\u00e1m umo\u017en\u00ed za objedn\u00e1vku z vybran\u00fdch e-shop\u016f zaplatit kdykoliv do 30 dn\u016f<\/strong>. Krom\u011b toho, \u017ee si produkty v klidu prohl\u00e9dnete nebo vyzkou\u0161\u00edte, z\u00edsk\u00e1te tak\u00e9 \u010dty\u0159i t\u00fddny k dobru na zaplacen\u00ed. A to se t\u0159eba p\u0159ed v\u00fdplatou m\u016f\u017ee hodit.<\/p>\n\n\n

TIP!<\/div>
Do ka\u017ed\u00e9ho rozpo\u010dtu se m\u016f\u017ee vloudit d\u00edra. V\u00edme, jak udr\u017eet \u00fadaje na uzd\u011b.<\/a><\/b><\/div><\/div>\n\n\n\n

Situaci v\u00e1m m\u016f\u017ee uleh\u010dit tak\u00e9 Skip Pay platebn\u00ed karta<\/a>. Ta v\u00e1m p\u0159i nakupov\u00e1n\u00ed umo\u017en\u00ed jednodu\u0161e p\u0159esko\u010dit v\u0161echny starosti p\u0159i nakupov\u00e1n\u00ed, a nav\u00edc d\u00edky n\u00ed budete v\u017edy m\u00edt po ruce finan\u010dn\u00ed rezervu<\/strong>. Bez nads\u00e1zky si mysl\u00edme, \u017ee jde o nejf\u00e9rov\u011bj\u0161\u00ed kartu v \u010cesku a mo\u017en\u00e1 i na sv\u011bt\u011b. Jinou s podobn\u011b f\u00e9rov\u00fdmi podm\u00ednkami jste toti\u017e nena\u0161li.<\/p>\n\n\n\n

Skip Pay kartu m\u016f\u017eete vyu\u017e\u00edvat p\u0159i online n\u00e1kupech, ale zaplat\u00edte s n\u00ed i v kamenn\u00fdch obchodech nebo vyberete hotovost z bankomatu. I kdy\u017e jde o kreditku, nep\u0159ekvap\u00ed v\u00e1s u n\u00ed vysok\u00e9 \u00faroky<\/a> nebo netransparentn\u00ed poplatky<\/strong>. Zkr\u00e1tka s n\u00ed v\u017edy v\u00edte, na \u010dem jste, a nav\u00edc m\u00e1te a\u017e 50 dn\u016f na zaplacen\u00ed.<\/p>\n\n\n\n

Dejte si pozor na pochybn\u00e9 p\u016fj\u010dky<\/strong><\/h2>\n\n\n\n

Budete-li na internetu hledat, jak z\u00edskat p\u016fj\u010dku na mate\u0159sk\u00e9, zjist\u00edte, \u017ee v\u011bt\u0161ina bank t\u00e9to mo\u017enosti nen\u00ed p\u0159\u00edli\u0161 naklon\u011bn\u00e1. O to intenzivn\u011bji na rodi\u010de, kte\u0159\u00ed p\u00e1traj\u00ed po \u00fav\u011bru, c\u00edl\u00ed nebankovn\u00ed spole\u010dnosti. Jen\u017ee s nebankovn\u00edmi p\u016fj\u010dkami<\/a> se zpravidla poj\u00ed vysok\u00e9 \u00faroky, poplatky a nev\u00fdhodn\u00e9 podm\u00ednky<\/strong>.<\/p>\n\n\n

TIP!<\/div>
led\u00e1te \u00fav\u011br s f\u00e9rov\u00fdmi podm\u00ednkami? Tak si dejte pozor na triky poskytovatel\u016f nebankovn\u00edch p\u016fj\u010dek.<\/a><\/b><\/div><\/div>\n\n\n\n

Jestli i vy zva\u017eujete, \u017ee budete muset d\u00edru v rozpo\u010dtu zalepit p\u016fj\u010dkou, dob\u0159e si rozmyslete, jestli je to skute\u010dn\u011b nevyhnuteln\u00e9. Pokud v\u00e1s zasko\u010dily nepl\u00e1novan\u00e9 v\u00fddaje<\/a> nebo propad p\u0159\u00edjm\u016f, kter\u00fd bez pomoci neustoj\u00edte, dob\u0159e vyb\u00edrejte, koho o \u00fav\u011br po\u017e\u00e1d\u00e1te<\/strong>. Jak p\u0159edej\u00edt pot\u00ed\u017e\u00edm?<\/p>\n\n\n\n

1. D\u016fkladn\u011b si prostudujte konkr\u00e9tn\u00ed parametry a podm\u00ednky \u00fav\u011bru, v\u010detn\u011b v\u00fdpo\u010dtu v\u00fd\u0161e spl\u00e1tky a RPSN<\/a><\/em>.<\/p>\n\n\n\n

2. Hledejte na internetu zku\u0161enosti lid\u00ed s danou \u00fav\u011brovou spole\u010dnost\u00ed.<\/em><\/p>\n\n\n\n

3. I kdy\u017e v\u00e1m to poskytovatel nab\u00eddne, nep\u016fj\u010dujte si v\u00edc pen\u011bz, ne\u017e skute\u010dn\u011b pot\u0159ebujete.<\/em><\/p>\n\n\n\n

4. Stejn\u011b dob\u0159e zva\u017ete i nutnost <\/em>n\u00e1kupu na spl\u00e1tky na mate\u0159sk\u00e9.<\/em><\/a><\/p>\n\n\n\n

5. Pokud p\u016fj\u010dku z\u00edsk\u00e1te, d\u016fsledn\u011b a v\u010das sv\u00e9 z\u00e1vazky spl\u00e1cejte.<\/em><\/p>\n\n\n\n

\"D\u011bti
Vyrovnan\u00fd rozpo\u010det znamen\u00e1 klid pro celou rodinu.<\/figcaption><\/figure>\n\n\n\n

Nakupujte chyt\u0159e a s rozmyslem<\/strong><\/h2>\n\n\n\n

Jestli\u017ee va\u0161\u00ed rodin\u011b poklesly p\u0159\u00edjmy<\/a>, mus\u00edte, aby v\u00e1\u0161 rozpo\u010det z\u016fstal v rovnov\u00e1ze, sn\u00ed\u017eit v\u00fddaje<\/a>. To znamen\u00e1 nakupovat jen to, co opravdu pot\u0159ebujete, a nevyhazovat pen\u00edze za hlouposti<\/strong>. Pom\u016f\u017ee v\u00e1m, kdy\u017e si sep\u00ed\u0161ete ve\u0161ker\u00e9 pravideln\u00e9 v\u00fddaje a vy\u0161krt\u00e1te z nich ty, bez kter\u00fdch se bez pot\u00ed\u017e\u00ed obejdete. Na n\u00e1kupy v\u017edy vyr\u00e1\u017eejte se seznamem, d\u00edky kter\u00e9mu nebudete zbo\u017e\u00ed do voz\u00edku h\u00e1zet impulzivn\u011b.<\/p>\n\n\n\n

Pokud u\u017e pen\u00edze dlu\u017e\u00edte a m\u00e1te pot\u00ed\u017ee s jejich spl\u00e1cen\u00edm<\/a>, nestrkejte hlavu do p\u00edsku<\/strong>. A\u0165 u\u017e jste si p\u016fj\u010dili od banky, nebo nebankovn\u00ed spole\u010dnosti, vylo\u017ete karty na st\u016fl a situaci s poskytovatelem p\u016fj\u010dky<\/a> \u0159e\u0161te. Dluh\u016fm toti\u017e neute\u010dete, a kdy\u017e se situaci postav\u00edte \u010delem, zabr\u00e1n\u00edte tomu, aby nekontrolovan\u011b nar\u016fstaly o r\u016fzn\u00e1 pen\u00e1le a sankce.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u0158ada rodin s p\u0159\u00edchodem d\u011bt\u00ed \u0159e\u0161\u00ed, jak ust\u00e1t citeln\u00e9 sn\u00ed\u017een\u00ed p\u0159\u00edjm\u016f jednoho z partner\u016f. Jak se zachovat, kdy\u017e se v\u00e1m b\u011bhem mate\u0159sk\u00e9 nebo rodi\u010dovsk\u00e9 dovolen\u00e9 neda\u0159\u00ed vyj\u00edt s pen\u011bzi? A je na m\u00edst\u011b takovou situaci \u0159e\u0161it p\u016fj\u010dkou?<\/p>\n","protected":false},"author":6,"featured_media":3705,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[135,23,122],"class_list":["post-3700","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-nebankovni-pujcka","tag-pujcka","tag-skip-pay","entry"],"acf":[],"yoast_head":"\nP\u016fj\u010dka na mate\u0159sk\u00e9 dovolen\u00e9: Dobr\u00fd n\u00e1pad nebo riziko? | Skip Pay<\/title>\n<meta name=\"description\" content=\"N\u011bkter\u00e9 rodiny \u0159e\u0161\u00ed, jak b\u011bhem mate\u0159sk\u00e9 dovolen\u00e9 finan\u010dn\u011b ust\u00e1t v\u00fdpadek p\u0159\u00edjmu jednoho z partner\u016f. Je v takov\u00e9m p\u0159\u00edpad\u011b p\u016fj\u010dka dobr\u00e9 \u0159e\u0161en\u00ed?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/skippay.cz\/blog\/pujcka-na-materske-dobry-napad-nebo-riziko\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"P\u016fj\u010dka na mate\u0159sk\u00e9 dovolen\u00e9: Dobr\u00fd n\u00e1pad nebo riziko? | Skip Pay\" \/>\n<meta property=\"og:description\" content=\"N\u011bkter\u00e9 rodiny \u0159e\u0161\u00ed, jak b\u011bhem mate\u0159sk\u00e9 dovolen\u00e9 finan\u010dn\u011b ust\u00e1t v\u00fdpadek p\u0159\u00edjmu jednoho z partner\u016f. Je v takov\u00e9m p\u0159\u00edpad\u011b p\u016fj\u010dka dobr\u00e9 \u0159e\u0161en\u00ed?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/skippay.cz\/blog\/pujcka-na-materske-dobry-napad-nebo-riziko\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz\" \/>\n<meta property=\"article:published_time\" content=\"2021-08-16T08:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-30T11:14:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2021\/08\/materska-dovolena.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tomas Krasny\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tomas Krasny\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/pujcka-na-materske-dobry-napad-nebo-riziko\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/pujcka-na-materske-dobry-napad-nebo-riziko\\\/\"},\"author\":{\"name\":\"Tomas Krasny\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#\\\/schema\\\/person\\\/0709c74afc237a8e037d9b2e5578b164\"},\"headline\":\"P\u016fj\u010dka na mate\u0159sk\u00e9 dovolen\u00e9: Dobr\u00fd n\u00e1pad, nebo riziko?\",\"datePublished\":\"2021-08-16T08:00:00+00:00\",\"dateModified\":\"2025-10-30T11:14:36+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/pujcka-na-materske-dobry-napad-nebo-riziko\\\/\"},\"wordCount\":1179,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/pujcka-na-materske-dobry-napad-nebo-riziko\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/08\\\/materska-dovolena.jpg\",\"keywords\":[\"Nebankovn\u00ed p\u016fj\u010dka\",\"P\u016fj\u010dka\",\"Skip Pay\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/skippay.cz\\\/blog\\\/pujcka-na-materske-dobry-napad-nebo-riziko\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/pujcka-na-materske-dobry-napad-nebo-riziko\\\/\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/pujcka-na-materske-dobry-napad-nebo-riziko\\\/\",\"name\":\"P\u016fj\u010dka na mate\u0159sk\u00e9 dovolen\u00e9: Dobr\u00fd n\u00e1pad nebo riziko? | Skip Pay\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/pujcka-na-materske-dobry-napad-nebo-riziko\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/pujcka-na-materske-dobry-napad-nebo-riziko\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/08\\\/materska-dovolena.jpg\",\"datePublished\":\"2021-08-16T08:00:00+00:00\",\"dateModified\":\"2025-10-30T11:14:36+00:00\",\"description\":\"N\u011bkter\u00e9 rodiny \u0159e\u0161\u00ed, jak b\u011bhem mate\u0159sk\u00e9 dovolen\u00e9 finan\u010dn\u011b ust\u00e1t v\u00fdpadek p\u0159\u00edjmu jednoho z partner\u016f. Je v takov\u00e9m p\u0159\u00edpad\u011b p\u016fj\u010dka dobr\u00e9 \u0159e\u0161en\u00ed?\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/pujcka-na-materske-dobry-napad-nebo-riziko\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/skippay.cz\\\/blog\\\/pujcka-na-materske-dobry-napad-nebo-riziko\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/pujcka-na-materske-dobry-napad-nebo-riziko\\\/#primaryimage\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/08\\\/materska-dovolena.jpg\",\"contentUrl\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/08\\\/materska-dovolena.jpg\",\"width\":1800,\"height\":1200,\"caption\":\"D\u011bti jsou radost i starost. Jak ust\u00e1t napjat\u00fd rodinn\u00fd rozpo\u010det?\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/pujcka-na-materske-dobry-napad-nebo-riziko\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"P\u016fj\u010dka na mate\u0159sk\u00e9 dovolen\u00e9: Dobr\u00fd n\u00e1pad, nebo riziko?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/\",\"name\":\"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#organization\",\"name\":\"Skip Pay\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/11\\\/Logo-MALL_1200x440.png\",\"contentUrl\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/11\\\/Logo-MALL_1200x440.png\",\"width\":1200,\"height\":440,\"caption\":\"Skip Pay\"},\"image\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#\\\/schema\\\/person\\\/0709c74afc237a8e037d9b2e5578b164\",\"name\":\"Tomas Krasny\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/007dd7a471d4c0a4998bd07f2a5987f338e86656a6a0408d49f3f7a38464a545?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/007dd7a471d4c0a4998bd07f2a5987f338e86656a6a0408d49f3f7a38464a545?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/007dd7a471d4c0a4998bd07f2a5987f338e86656a6a0408d49f3f7a38464a545?s=96&d=mm&r=g\",\"caption\":\"Tomas Krasny\"},\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/author\\\/tomask\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"P\u016fj\u010dka na mate\u0159sk\u00e9 dovolen\u00e9: Dobr\u00fd n\u00e1pad nebo riziko? | Skip Pay","description":"N\u011bkter\u00e9 rodiny \u0159e\u0161\u00ed, jak b\u011bhem mate\u0159sk\u00e9 dovolen\u00e9 finan\u010dn\u011b ust\u00e1t v\u00fdpadek p\u0159\u00edjmu jednoho z partner\u016f. Je v takov\u00e9m p\u0159\u00edpad\u011b p\u016fj\u010dka dobr\u00e9 \u0159e\u0161en\u00ed?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/skippay.cz\/blog\/pujcka-na-materske-dobry-napad-nebo-riziko\/","og_locale":"en_US","og_type":"article","og_title":"P\u016fj\u010dka na mate\u0159sk\u00e9 dovolen\u00e9: Dobr\u00fd n\u00e1pad nebo riziko? | Skip Pay","og_description":"N\u011bkter\u00e9 rodiny \u0159e\u0161\u00ed, jak b\u011bhem mate\u0159sk\u00e9 dovolen\u00e9 finan\u010dn\u011b ust\u00e1t v\u00fdpadek p\u0159\u00edjmu jednoho z partner\u016f. Je v takov\u00e9m p\u0159\u00edpad\u011b p\u016fj\u010dka dobr\u00e9 \u0159e\u0161en\u00ed?","og_url":"https:\/\/skippay.cz\/blog\/pujcka-na-materske-dobry-napad-nebo-riziko\/","og_site_name":"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz","article_published_time":"2021-08-16T08:00:00+00:00","article_modified_time":"2025-10-30T11:14:36+00:00","og_image":[{"width":1800,"height":1200,"url":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2021\/08\/materska-dovolena.jpg","type":"image\/jpeg"}],"author":"Tomas Krasny","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Tomas Krasny","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/skippay.cz\/blog\/pujcka-na-materske-dobry-napad-nebo-riziko\/#article","isPartOf":{"@id":"https:\/\/skippay.cz\/blog\/pujcka-na-materske-dobry-napad-nebo-riziko\/"},"author":{"name":"Tomas Krasny","@id":"https:\/\/skippay.cz\/blog\/#\/schema\/person\/0709c74afc237a8e037d9b2e5578b164"},"headline":"P\u016fj\u010dka na mate\u0159sk\u00e9 dovolen\u00e9: Dobr\u00fd n\u00e1pad, nebo riziko?","datePublished":"2021-08-16T08:00:00+00:00","dateModified":"2025-10-30T11:14:36+00:00","mainEntityOfPage":{"@id":"https:\/\/skippay.cz\/blog\/pujcka-na-materske-dobry-napad-nebo-riziko\/"},"wordCount":1179,"commentCount":0,"publisher":{"@id":"https:\/\/skippay.cz\/blog\/#organization"},"image":{"@id":"https:\/\/skippay.cz\/blog\/pujcka-na-materske-dobry-napad-nebo-riziko\/#primaryimage"},"thumbnailUrl":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2021\/08\/materska-dovolena.jpg","keywords":["Nebankovn\u00ed p\u016fj\u010dka","P\u016fj\u010dka","Skip Pay"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/skippay.cz\/blog\/pujcka-na-materske-dobry-napad-nebo-riziko\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/skippay.cz\/blog\/pujcka-na-materske-dobry-napad-nebo-riziko\/","url":"https:\/\/skippay.cz\/blog\/pujcka-na-materske-dobry-napad-nebo-riziko\/","name":"P\u016fj\u010dka na mate\u0159sk\u00e9 dovolen\u00e9: Dobr\u00fd n\u00e1pad nebo riziko? | Skip Pay","isPartOf":{"@id":"https:\/\/skippay.cz\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/skippay.cz\/blog\/pujcka-na-materske-dobry-napad-nebo-riziko\/#primaryimage"},"image":{"@id":"https:\/\/skippay.cz\/blog\/pujcka-na-materske-dobry-napad-nebo-riziko\/#primaryimage"},"thumbnailUrl":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2021\/08\/materska-dovolena.jpg","datePublished":"2021-08-16T08:00:00+00:00","dateModified":"2025-10-30T11:14:36+00:00","description":"N\u011bkter\u00e9 rodiny \u0159e\u0161\u00ed, jak b\u011bhem mate\u0159sk\u00e9 dovolen\u00e9 finan\u010dn\u011b ust\u00e1t v\u00fdpadek p\u0159\u00edjmu jednoho z partner\u016f. Je v takov\u00e9m p\u0159\u00edpad\u011b p\u016fj\u010dka dobr\u00e9 \u0159e\u0161en\u00ed?","breadcrumb":{"@id":"https:\/\/skippay.cz\/blog\/pujcka-na-materske-dobry-napad-nebo-riziko\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/skippay.cz\/blog\/pujcka-na-materske-dobry-napad-nebo-riziko\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/skippay.cz\/blog\/pujcka-na-materske-dobry-napad-nebo-riziko\/#primaryimage","url":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2021\/08\/materska-dovolena.jpg","contentUrl":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2021\/08\/materska-dovolena.jpg","width":1800,"height":1200,"caption":"D\u011bti jsou radost i starost. Jak ust\u00e1t napjat\u00fd rodinn\u00fd rozpo\u010det?"},{"@type":"BreadcrumbList","@id":"https:\/\/skippay.cz\/blog\/pujcka-na-materske-dobry-napad-nebo-riziko\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/skippay.cz\/blog\/"},{"@type":"ListItem","position":2,"name":"P\u016fj\u010dka na mate\u0159sk\u00e9 dovolen\u00e9: Dobr\u00fd n\u00e1pad, nebo riziko?"}]},{"@type":"WebSite","@id":"https:\/\/skippay.cz\/blog\/#website","url":"https:\/\/skippay.cz\/blog\/","name":"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz","description":"","publisher":{"@id":"https:\/\/skippay.cz\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/skippay.cz\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/skippay.cz\/blog\/#organization","name":"Skip Pay","url":"https:\/\/skippay.cz\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/skippay.cz\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2019\/11\/Logo-MALL_1200x440.png","contentUrl":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2019\/11\/Logo-MALL_1200x440.png","width":1200,"height":440,"caption":"Skip Pay"},"image":{"@id":"https:\/\/skippay.cz\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/skippay.cz\/blog\/#\/schema\/person\/0709c74afc237a8e037d9b2e5578b164","name":"Tomas Krasny","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/007dd7a471d4c0a4998bd07f2a5987f338e86656a6a0408d49f3f7a38464a545?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/007dd7a471d4c0a4998bd07f2a5987f338e86656a6a0408d49f3f7a38464a545?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/007dd7a471d4c0a4998bd07f2a5987f338e86656a6a0408d49f3f7a38464a545?s=96&d=mm&r=g","caption":"Tomas Krasny"},"url":"https:\/\/skippay.cz\/blog\/author\/tomask\/"}]}},"_links":{"self":[{"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/posts\/3700","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/comments?post=3700"}],"version-history":[{"count":10,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/posts\/3700\/revisions"}],"predecessor-version":[{"id":11921,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/posts\/3700\/revisions\/11921"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/media\/3705"}],"wp:attachment":[{"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/media?parent=3700"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/categories?post=3700"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/tags?post=3700"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}