{"id":3924,"date":"2021-09-09T14:45:00","date_gmt":"2021-09-09T13:45:00","guid":{"rendered":"http:\/\/skippay.cz\/blog\/?p=3924"},"modified":"2025-10-30T13:27:52","modified_gmt":"2025-10-30T12:27:52","slug":"pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat","status":"publish","type":"post","link":"https:\/\/skippay.cz\/blog\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\/","title":{"rendered":"Poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet. M\u00e1 smysl si ho sjednat?"},"content":{"rendered":"\n

Poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet si m\u016f\u017eete sjednat nejen k hypot\u00e9ce nebo spl\u00e1tkov\u00e9mu \u00fav\u011bru, ale tak\u00e9 ke kreditce, kr\u00e1tkodob\u00e9 p\u016fj\u010dce i n\u00e1kupu na spl\u00e1tky<\/a>. Klienty prim\u00e1rn\u011b chr\u00e1n\u00ed v p\u0159\u00edpad\u011b \u00famrt\u00ed nebo vzniku invalidity III. stupn\u011b<\/strong>. Pokud by je podobn\u00e1 trag\u00e9die postihla, z\u016fstatek dluhu za n\u011b uhrad\u00ed poji\u0161\u0165ovna, u n\u00ed\u017e maj\u00ed poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet sjednan\u00e9.<\/p>\n\n\n

TIP!<\/div>
TIP: Nevytloukejte p\u016fj\u010dku p\u016fj\u010dkou. Zkuste sv\u00e9 z\u00e1vazky slou\u010dit do jednoho.<\/a><\/b><\/div><\/div>\n\n\n\n

Poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet se pak m\u016f\u017ee vztahovat i na pracovn\u00ed neschopnost nebo ztr\u00e1tu zam\u011bstn\u00e1n\u00ed<\/strong>, v prvn\u00edm p\u0159\u00edpad\u011b ale zpravidla kryje v\u00fdpadek p\u0159\u00edjm\u016f p\u0159i dlouhodob\u00e9 nemoci. Tak\u017ee pokud v\u00e1s do napjat\u00e9 finan\u010dn\u00ed situace dostane t\u0159eba ang\u00edna, jej\u00ed\u017e l\u00e9\u010den\u00ed se m\u016f\u017ee prot\u00e1hnout i na n\u011bkolik t\u00fddn\u016f, na pojistku se v takov\u00e9m p\u0159\u00edpad\u011b spolehnout nem\u016f\u017eete.<\/p>\n\n\n\n

<\/a><\/p>\n\n\n\n

\"Kr\u00e1tkodob\u00e1
Kdy\u017e v\u00e1s skol\u00ed ch\u0159ipka, poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet v\u00e1m nepom\u016f\u017ee.<\/figcaption><\/figure>\n\n\n\n

Sn\u00ed\u017een\u00ed \u00faroku za cenu vy\u0161\u0161\u00ed spl\u00e1tky<\/strong><\/h2>\n\n\n\n

Ve chv\u00edli, kdy zva\u017eujete p\u016fj\u010dku<\/a>, budete pravd\u011bpodobn\u011b hledat produkt s\u00a0v\u00fdhodnou \u00farokovou sazbou a\u00a0RPSN<\/a><\/strong>, abyste dos\u00e1hli na spl\u00e1tku v\u00a0rozumn\u00e9 v\u00fd\u0161i a\u00a0vyp\u016fj\u010denou \u010d\u00e1stku p\u0159\u00edli\u0161 nep\u0159eplatili. Rozhodnete-li se \u00fav\u011br doplnit poji\u0161t\u011bn\u00edm schopnosti spl\u00e1cet, zv\u00fd\u0161\u00edte t\u00edm celkovou cenu p\u016fj\u010dky<\/a>. To znamen\u00e1, \u017ee k\u00a0m\u011bs\u00ed\u010dn\u00ed spl\u00e1tce budete muset p\u0159ipo\u010d\u00edst n\u011bkolik stovek korun nav\u00edc.<\/p>\n\n\n\n

Ne\u017e si s bankou pl\u00e1cnete, dob\u0159e si prostudujte nejen smlouvu o \u00fav\u011bru, ale i podm\u00ednky poji\u0161t\u011bn\u00ed. Zam\u011b\u0159te se i na lh\u016fty, v jak\u00fdch za v\u00e1s poji\u0161\u0165ovna v p\u0159\u00edpad\u011b pojistn\u00e9 ud\u00e1losti za\u010dne spl\u00e1tky hradit. Ne v\u017edy, a to p\u0159edev\u0161\u00edm v p\u0159\u00edpad\u011b pracovn\u00ed neschopnosti, je tak\u00e9 poji\u0161t\u011bna celkov\u00e1 dlu\u017en\u00e1 \u010d\u00e1stka, ale jen ur\u010dit\u00fd po\u010det spl\u00e1tek. Proto se vyplat\u00ed p\u0159edem v\u011bd\u011bt, do jak\u00e9 m\u00edry v\u00e1s poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet re\u00e1ln\u011b podr\u017e\u00ed.
<\/em><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

T\u00edm, \u017ee si poji\u0161t\u011bn\u00ed sjedn\u00e1te, se pro banku st\u00e1v\u00e1te m\u00e9n\u011b rizikov\u00fdm klientem \u2013 pokud by se v\u00e1m n\u011bco stalo, bude poskytovatel \u00fav\u011bru v\u011bd\u011bt, \u017ee o sv\u00e9 pen\u00edze nep\u0159ijde. Proto v\u00e1m mo\u017en\u00e1 na opl\u00e1tku nab\u00eddne sn\u00ed\u017een\u00ed \u00farokov\u00e9 sazby<\/strong>. Nepo\u010d\u00edtejte ale, \u017ee by v\u00e1m poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet z \u00faroku ukrojilo n\u011bjak v\u00fdznamnou \u010d\u00e1st, p\u016fjde sp\u00ed\u0161e o \u201eoptickou\u201c slevu v \u0159\u00e1du desetin procent.<\/p>\n\n\n

TIP!<\/div>
TIP: P\u016fj\u010dka<\/a> nen\u00ed jedin\u00e9 \u0159e\u0161en\u00ed. Objevte v\u00fdhody Skip Pay.<\/a><\/b><\/div><\/div>\n\n\n\n

Poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet v\u00e1m dnes nab\u00eddne ka\u017ed\u00e1 banka i v\u011bt\u0161ina seri\u00f3zn\u00edch nebankovn\u00edch spole\u010dnost\u00ed<\/strong>. Pokud ale n\u011bkdo nepokryt\u011b nab\u00edz\u00ed nebankovn\u00ed p\u016fj\u010dky pro probl\u00e9mov\u00e9 klienty nebo pochybn\u00e9 \u00fav\u011brov\u00e9 produkty typu okam\u017eit\u00e1 p\u016fj\u010dka na sm\u011bnku, velkou podporu a ohleduplnost v p\u0159\u00edpad\u011b, \u017ee onemocn\u00edte nebo utrp\u00edte v\u00e1\u017en\u00fd \u00faraz, od nich \u010dekat nem\u016f\u017eete.<\/p>\n\n\n\n

Poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet, nebo \u017eivotko?<\/strong><\/h2>\n\n\n\n

Pokud se v\u00e1m podm\u00ednky poji\u0161t\u011bn\u00ed, kter\u00e9 v\u00e1m banka nab\u00edz\u00ed k \u00fav\u011bru nezdaj\u00ed, existuje je\u0161t\u011b jedna alternativa. U jak\u00e9koliv komer\u010dn\u00ed poji\u0161\u0165ovny si toti\u017e m\u016f\u017eete sjednat rizikov\u00e9 \u017eivotn\u00ed poji\u0161t\u011bn\u00ed<\/strong>. To v\u00e1s a va\u0161e bl\u00edzk\u00e9 bude chr\u00e1nit v p\u0159\u00edpad\u011b, \u017ee by v\u00e1s postihla tragick\u00e1 ud\u00e1lost v podob\u011b smrti, invalidity nebo \u00farazu s trval\u00fdmi n\u00e1sledky. Pojistka v\u00e1s pak \u2013 v z\u00e1vislosti na nab\u00eddce konkr\u00e9tn\u00ed spole\u010dnosti \u2013 m\u016f\u017ee kr\u00fdt i v p\u0159\u00edpad\u011b ztr\u00e1ty zam\u011bstn\u00e1n\u00ed.<\/p>\n\n\n\n

\"Podpis
A\u0165 u\u017e si poji\u0161t\u011bn\u00ed sjedn\u00e1te, nebo ne, v\u017edy si prostudujte \u00fav\u011brovou smlouvu.<\/figcaption><\/figure>\n\n\n\n

Na rozd\u00edl od poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet se ale p\u0159ipravte na to, \u017ee se poji\u0161\u0165ovna bude zaj\u00edmat o va\u0161i zdravotn\u00ed kondici, \u017eivotn\u00ed styl i m\u00edru rizikovosti va\u0161\u00ed pr\u00e1ce<\/strong>. Na druhou stranu zaplacen\u00e9 \u017eivotn\u00ed poji\u0161t\u011bn\u00ed m\u016f\u017eete ode\u010d\u00edst od z\u00e1kladu dan\u011b, a to a\u017e do v\u00fd\u0161e 24 000 K\u010d ro\u010dn\u011b.<\/p>\n\n\n\n

V ka\u017ed\u00e9m p\u0159\u00edpad\u011b v\u00e1m ale doporu\u010dujeme, abyste v\u017edy mysleli na zadn\u00ed vr\u00e1tka<\/strong>, proto\u017ee nikdy nev\u00edte, co v\u00e1s v \u017eivot\u011b postihne. Jist\u011b, mo\u017en\u00e1 budete m\u00edt \u0161t\u011bst\u00ed a nic se v\u00e1m nestane. Dokonce je to velmi pravd\u011bpodobn\u00e9. Ale s jistotou to v\u011bd\u011bt nem\u016f\u017eete. A proto si mysl\u00edme, \u017ee p\u00e1r stovek m\u011bs\u00ed\u010dn\u011b za klid, kter\u00fd d\u00edky poji\u0161t\u011bn\u00ed z\u00edsk\u00e1te, zkr\u00e1tka stoj\u00ed.<\/p>\n","protected":false},"excerpt":{"rendered":"

Chcete si sjednat \u00fav\u011br a p\u0159em\u00fd\u0161l\u00edte, jestli k n\u011bmu p\u0159idat i poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet? I kdy\u017e v\u00e1m poji\u0161t\u011bn\u00ed p\u016fj\u010dky zv\u00fd\u0161\u00ed m\u011bs\u00ed\u010dn\u00ed spl\u00e1tku, bude v\u00e1m kr\u00fdt z\u00e1da pro p\u0159\u00edpad, \u017ee by v\u00e1s v d\u016fsledku neo\u010dek\u00e1van\u00e9 \u017eivotn\u00ed situace postihl v\u00fdpadek p\u0159\u00edjm\u016f. Pro\u010d byste ho m\u011bli cht\u00edt?<\/p>\n","protected":false},"author":6,"featured_media":3920,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[118,23,42],"class_list":["post-3924","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-uver","tag-pujcka","tag-pojisteni","entry"],"acf":[],"yoast_head":"\nPoji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet. M\u00e1 smysl si ho sjednat? | Skip Pay<\/title>\n<meta name=\"description\" content=\"Vyplat\u00ed se sjedn\u00e1n\u00ed poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet? \u2753 I kdy\u017e v\u00e1m o p\u00e1r stovek zv\u00fd\u0161\u00ed m\u011bs\u00ed\u010dn\u00ed spl\u00e1tku, budete d\u00edky n\u011bmu moci klidn\u011b sp\u00e1t.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/skippay.cz\/blog\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet. M\u00e1 smysl si ho sjednat? | Skip Pay\" \/>\n<meta property=\"og:description\" content=\"Vyplat\u00ed se sjedn\u00e1n\u00ed poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet? \u2753 I kdy\u017e v\u00e1m o p\u00e1r stovek zv\u00fd\u0161\u00ed m\u011bs\u00ed\u010dn\u00ed spl\u00e1tku, budete d\u00edky n\u011bmu moci klidn\u011b sp\u00e1t.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/skippay.cz\/blog\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz\" \/>\n<meta property=\"article:published_time\" content=\"2021-09-09T13:45:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-30T12:27:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2021\/09\/pojisteni-schopnosti-splacet.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tomas Krasny\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tomas Krasny\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\\\/\"},\"author\":{\"name\":\"Tomas Krasny\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#\\\/schema\\\/person\\\/0709c74afc237a8e037d9b2e5578b164\"},\"headline\":\"Poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet. M\u00e1 smysl si ho sjednat?\",\"datePublished\":\"2021-09-09T13:45:00+00:00\",\"dateModified\":\"2025-10-30T12:27:52+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\\\/\"},\"wordCount\":914,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/pojisteni-schopnosti-splacet.jpg\",\"keywords\":[\"\u00dav\u011br\",\"P\u016fj\u010dka\",\"Poji\u0161t\u011bn\u00ed\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/skippay.cz\\\/blog\\\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\\\/\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\\\/\",\"name\":\"Poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet. M\u00e1 smysl si ho sjednat? | Skip Pay\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/pojisteni-schopnosti-splacet.jpg\",\"datePublished\":\"2021-09-09T13:45:00+00:00\",\"dateModified\":\"2025-10-30T12:27:52+00:00\",\"description\":\"Vyplat\u00ed se sjedn\u00e1n\u00ed poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet? \u2753 I kdy\u017e v\u00e1m o p\u00e1r stovek zv\u00fd\u0161\u00ed m\u011bs\u00ed\u010dn\u00ed spl\u00e1tku, budete d\u00edky n\u011bmu moci klidn\u011b sp\u00e1t.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/skippay.cz\\\/blog\\\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\\\/#primaryimage\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/pojisteni-schopnosti-splacet.jpg\",\"contentUrl\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/pojisteni-schopnosti-splacet.jpg\",\"width\":1800,\"height\":1200,\"caption\":\"Vyplat\u00ed se v\u00e1m p\u0159iplatit si za poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet?\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet. M\u00e1 smysl si ho sjednat?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/\",\"name\":\"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#organization\",\"name\":\"Skip Pay\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/11\\\/Logo-MALL_1200x440.png\",\"contentUrl\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/11\\\/Logo-MALL_1200x440.png\",\"width\":1200,\"height\":440,\"caption\":\"Skip Pay\"},\"image\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#\\\/schema\\\/person\\\/0709c74afc237a8e037d9b2e5578b164\",\"name\":\"Tomas Krasny\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/007dd7a471d4c0a4998bd07f2a5987f338e86656a6a0408d49f3f7a38464a545?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/007dd7a471d4c0a4998bd07f2a5987f338e86656a6a0408d49f3f7a38464a545?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/007dd7a471d4c0a4998bd07f2a5987f338e86656a6a0408d49f3f7a38464a545?s=96&d=mm&r=g\",\"caption\":\"Tomas Krasny\"},\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/author\\\/tomask\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet. M\u00e1 smysl si ho sjednat? | Skip Pay","description":"Vyplat\u00ed se sjedn\u00e1n\u00ed poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet? \u2753 I kdy\u017e v\u00e1m o p\u00e1r stovek zv\u00fd\u0161\u00ed m\u011bs\u00ed\u010dn\u00ed spl\u00e1tku, budete d\u00edky n\u011bmu moci klidn\u011b sp\u00e1t.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/skippay.cz\/blog\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\/","og_locale":"en_US","og_type":"article","og_title":"Poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet. M\u00e1 smysl si ho sjednat? | Skip Pay","og_description":"Vyplat\u00ed se sjedn\u00e1n\u00ed poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet? \u2753 I kdy\u017e v\u00e1m o p\u00e1r stovek zv\u00fd\u0161\u00ed m\u011bs\u00ed\u010dn\u00ed spl\u00e1tku, budete d\u00edky n\u011bmu moci klidn\u011b sp\u00e1t.","og_url":"https:\/\/skippay.cz\/blog\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\/","og_site_name":"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz","article_published_time":"2021-09-09T13:45:00+00:00","article_modified_time":"2025-10-30T12:27:52+00:00","og_image":[{"width":1800,"height":1200,"url":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2021\/09\/pojisteni-schopnosti-splacet.jpg","type":"image\/jpeg"}],"author":"Tomas Krasny","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Tomas Krasny","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/skippay.cz\/blog\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\/#article","isPartOf":{"@id":"https:\/\/skippay.cz\/blog\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\/"},"author":{"name":"Tomas Krasny","@id":"https:\/\/skippay.cz\/blog\/#\/schema\/person\/0709c74afc237a8e037d9b2e5578b164"},"headline":"Poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet. M\u00e1 smysl si ho sjednat?","datePublished":"2021-09-09T13:45:00+00:00","dateModified":"2025-10-30T12:27:52+00:00","mainEntityOfPage":{"@id":"https:\/\/skippay.cz\/blog\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\/"},"wordCount":914,"commentCount":0,"publisher":{"@id":"https:\/\/skippay.cz\/blog\/#organization"},"image":{"@id":"https:\/\/skippay.cz\/blog\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\/#primaryimage"},"thumbnailUrl":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2021\/09\/pojisteni-schopnosti-splacet.jpg","keywords":["\u00dav\u011br","P\u016fj\u010dka","Poji\u0161t\u011bn\u00ed"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/skippay.cz\/blog\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/skippay.cz\/blog\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\/","url":"https:\/\/skippay.cz\/blog\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\/","name":"Poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet. M\u00e1 smysl si ho sjednat? | Skip Pay","isPartOf":{"@id":"https:\/\/skippay.cz\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/skippay.cz\/blog\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\/#primaryimage"},"image":{"@id":"https:\/\/skippay.cz\/blog\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\/#primaryimage"},"thumbnailUrl":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2021\/09\/pojisteni-schopnosti-splacet.jpg","datePublished":"2021-09-09T13:45:00+00:00","dateModified":"2025-10-30T12:27:52+00:00","description":"Vyplat\u00ed se sjedn\u00e1n\u00ed poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet? \u2753 I kdy\u017e v\u00e1m o p\u00e1r stovek zv\u00fd\u0161\u00ed m\u011bs\u00ed\u010dn\u00ed spl\u00e1tku, budete d\u00edky n\u011bmu moci klidn\u011b sp\u00e1t.","breadcrumb":{"@id":"https:\/\/skippay.cz\/blog\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/skippay.cz\/blog\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/skippay.cz\/blog\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\/#primaryimage","url":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2021\/09\/pojisteni-schopnosti-splacet.jpg","contentUrl":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2021\/09\/pojisteni-schopnosti-splacet.jpg","width":1800,"height":1200,"caption":"Vyplat\u00ed se v\u00e1m p\u0159iplatit si za poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet?"},{"@type":"BreadcrumbList","@id":"https:\/\/skippay.cz\/blog\/pojisteni-schopnosti-splacet-ma-smysl-si-ho-sjednat\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/skippay.cz\/blog\/"},{"@type":"ListItem","position":2,"name":"Poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet. M\u00e1 smysl si ho sjednat?"}]},{"@type":"WebSite","@id":"https:\/\/skippay.cz\/blog\/#website","url":"https:\/\/skippay.cz\/blog\/","name":"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz","description":"","publisher":{"@id":"https:\/\/skippay.cz\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/skippay.cz\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/skippay.cz\/blog\/#organization","name":"Skip Pay","url":"https:\/\/skippay.cz\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/skippay.cz\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2019\/11\/Logo-MALL_1200x440.png","contentUrl":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2019\/11\/Logo-MALL_1200x440.png","width":1200,"height":440,"caption":"Skip Pay"},"image":{"@id":"https:\/\/skippay.cz\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/skippay.cz\/blog\/#\/schema\/person\/0709c74afc237a8e037d9b2e5578b164","name":"Tomas Krasny","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/007dd7a471d4c0a4998bd07f2a5987f338e86656a6a0408d49f3f7a38464a545?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/007dd7a471d4c0a4998bd07f2a5987f338e86656a6a0408d49f3f7a38464a545?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/007dd7a471d4c0a4998bd07f2a5987f338e86656a6a0408d49f3f7a38464a545?s=96&d=mm&r=g","caption":"Tomas Krasny"},"url":"https:\/\/skippay.cz\/blog\/author\/tomask\/"}]}},"_links":{"self":[{"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/posts\/3924","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/comments?post=3924"}],"version-history":[{"count":11,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/posts\/3924\/revisions"}],"predecessor-version":[{"id":11946,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/posts\/3924\/revisions\/11946"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/media\/3920"}],"wp:attachment":[{"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/media?parent=3924"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/categories?post=3924"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/tags?post=3924"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}