{"id":493,"date":"2019-06-03T12:20:52","date_gmt":"2019-06-03T11:20:52","guid":{"rendered":"http:\/\/skippay.cz\/blog\/?p=493"},"modified":"2025-05-07T09:07:03","modified_gmt":"2025-05-07T07:07:03","slug":"studenti-prijmy-a-vydaje","status":"publish","type":"post","link":"https:\/\/skippay.cz\/blog\/studenti-prijmy-a-vydaje\/","title":{"rendered":"N\u00e1vod na p\u0159e\u017eit\u00ed: Jak vyj\u00edt s pen\u011bzi, kdy\u017e studujete?"},"content":{"rendered":"\n

U\u017e jste vyl\u00e9tli z rodinn\u00e9ho hn\u00edzda? V tom p\u0159\u00edpad\u011b je nejv\u011bt\u0161\u00ed polo\u017ekou va\u0161eho studentsk\u00e9ho rozpo\u010dtu platba za n\u00e1jem<\/a> nebo kolej<\/strong>. A pokud studujete na soukrom\u00e9 \u0161kole, je t\u0159eba k n\u00e1klad\u016fm na bydlen\u00ed p\u0159ipo\u010d\u00edst je\u0161t\u011b \u0161koln\u00e9. A to nemluv\u00edme o strav\u011b, oble\u010den\u00ed a n\u00e1kladech na voln\u00fd \u010das.<\/p>\n\n\n

TIP!<\/div>
Stravov\u00e1n\u00ed p\u0159i \u0161kole m\u00e1 ke zdrav\u00e9mu \u017eivotn\u00edmu stylu \u010dasto daleko, co\u017e s sebou nese negativn\u00ed n\u00e1sledky. \u0158e\u0161en\u00edm m\u016f\u017ee b\u00fdt n\u011bkter\u00e1 ze zdrav\u00fdch typ\u016f diet, nap\u0159\u00edklad keto dieta<\/a> je zalo\u017een\u00e1 na dostate\u010dn\u00e9m p\u0159\u00edjmu b\u00edlkovin<\/a> a vyv\u00e1\u017een\u00fdch porc\u00edch a p\u0159itom je cenov\u011b dostupn\u00e1. <\/div><\/div>\n\n\n\n

I kdy\u017e maj\u00ed \u010de\u0161t\u00ed rodi\u010de ze z\u00e1kona povinnost \u017eivit sv\u00e9 potomky, dokud studuj\u00ed, ne v\u0161ichni si to mohou dovolit. Pokud pat\u0159\u00edte k t\u011bm m\u00e9n\u011b \u0161\u0165astn\u00fdm, nebo jednodu\u0161e nechcete b\u00fdt na rodi\u010d\u00edch finan\u010dn\u011b z\u00e1visl\u00ed<\/strong>, mus\u00edte si dob\u0159e rozmyslet, jak sv\u00e9 pen\u00edze utratit. Proto v\u00e1m porad\u00edme p\u00e1r trik\u016f, kter\u00e9 va\u0161e n\u00e1klady citeln\u011b sn\u00ed\u017e\u00ed:<\/p>\n\n\n\n

ISIC nen\u00ed jen vstupn\u00ed karta<\/strong><\/h2>\n\n\n\n

ISIC je celosv\u011btov\u011b uzn\u00e1van\u00fd doklad, kter\u00fd prokazuje status studenta. Na zelenou plastovou karti\u010dku proto maj\u00ed n\u00e1rok v\u0161ichni studuj\u00edc\u00ed \u2013 od \u017e\u00e1k\u016f z\u00e1kladn\u00edch \u0161kol a\u017e po vysoko\u0161kol\u00e1ky. Na mnoha m\u00edstech ISIC z\u00e1rove\u0148 funguje jako vstupn\u00ed karta do \u0161koln\u00edch budov nebo pr\u016fkazka do knihovny. To ale nen\u00ed zdaleka v\u0161echno, d\u00edky statutu studenta m\u00e1te nav\u00edc n\u00e1rok na \u0159adu slev a zv\u00fdhodn\u011bn\u00ed. A pr\u00e1v\u011b ISIC v\u00e1m pom\u016f\u017ee je z\u00edskat, a to nejen v \u010cesku, ale i v zahrani\u010d\u00ed<\/strong>. Jde o slevy na dopravu, n\u00e1kupy, j\u00eddlo, sportovn\u00ed aktivity nebo t\u0159eba kulturn\u00ed akce a festivaly. Kouzeln\u00e1 karti\u010dka v\u00e1m poskytne t\u0159eba i slevu na cestovn\u00ed poji\u0161t\u011bn\u00ed nebo t\u0159eba \u00farazov\u00e9 poji\u0161t\u011bn\u00ed pro sportovce. <\/p>\n\n\n

\n
\"Jak
Pen\u00edze nejsou v\u0161echno. Ke studiu pat\u0159\u00ed i z\u00e1bava!<\/figcaption><\/figure>\n<\/div>\n\n\n

Vyu\u017e\u00edvejte studentsk\u00e9 produkty<\/strong><\/h2>\n\n\n\n

Studentem nebudete napo\u0159\u00e1d, a proto si studentsk\u00e9 slevy<\/a> a v\u00fdhody u\u017e\u00edvejte, dokud to jde. Na studenty mysl\u00ed i banky nebo mobiln\u00ed oper\u00e1to\u0159i<\/strong>. Banky pro n\u011b maj\u00ed studentsk\u00e1 konta s nulov\u00fdmi nebo minim\u00e1ln\u00edmi poplatky i p\u016fj\u010dky<\/a> s lep\u0161\u00edmi podm\u00ednkami. Pracuj\u00edc\u00edm student\u016fm n\u011bkter\u00e9 e-shopy umo\u017e\u0148uj\u00ed nakupovat<\/strong> na spl\u00e1tky<\/strong><\/a>. Oper\u00e1to\u0159i student\u016fm zase nab\u00edzej\u00ed zv\u00fdhodn\u011bn\u00e9 tarify \u0161it\u00e9 na m\u00edru mlad\u00fdm u\u017eivatel\u016fm \u2013 proto v nich vedle hlasov\u00fdch slu\u017eeb zpravidla nechyb\u00ed ani po\u0159\u00e1dn\u00fd bal\u00edk dat. K tomu, abyste zv\u00fdhodn\u011bn\u00fd produkt z\u00edskali, obvykle sta\u010d\u00ed dolo\u017eit potvrzen\u00ed o studiu, kter\u00e9 v\u00e1m vystav\u00ed na studijn\u00edm odd\u011blen\u00ed. K z\u00edsk\u00e1n\u00ed n\u011bkter\u00fdch v\u00fdhod nav\u00edc nen\u00ed nutn\u00e9 napl\u0148ovat status studenta, sta\u010d\u00ed, kdy\u017e se vejdete do v\u011bkov\u00e9ho limitu, jeho\u017e horn\u00ed hranice b\u00fdv\u00e1 26, ale v n\u011bkter\u00fdch p\u0159\u00edpadech i 30 let.<\/p>\n\n\n\n

TIP!<\/div>
Zten\u010dily se v\u00e1m \u00faspory a v\u00fdplata daleko? Nakupte te\u010f a zapla\u0165te za 30 dn\u016f s <\/em>Skip Pay<\/em><\/a>!<\/em> <\/div><\/div>\n\n\n\n

Prozkoumejte stipendia<\/strong><\/h2>\n\n\n\n

Ka\u017ed\u00e1 st\u00e1tn\u00ed vysok\u00e1 \u0161kola m\u00e1 v rozpo\u010dtu ur\u010dit\u00fd objem financ\u00ed, kter\u00e9 slou\u017e\u00ed na vypl\u00e1cen\u00ed studentsk\u00fdch stipendi\u00ed<\/a><\/strong>. Ta mohou z\u00edskat studenti ze soci\u00e1ln\u011b slab\u0161\u00edho prost\u0159ed\u00ed (soci\u00e1ln\u00ed stipendium) nebo ti, kte\u0159\u00ed se za studiem museli p\u0159ist\u011bhovat, a proto nemaj\u00ed trval\u00e9 bydli\u0161t\u011b ve m\u011bst\u011b, kde studuj\u00ed (stipendium na podporu ubytov\u00e1n\u00ed). Speci\u00e1ln\u00ed kategorii pak p\u0159edstavuje tzv. prosp\u011bchov\u00e9 stipendium (stipendium za vynikaj\u00edc\u00ed studijn\u00ed v\u00fdsledky). Jde o \u010d\u00e1stku, kter\u00e1 je na z\u00e1klad\u011b speci\u00e1ln\u00edho p\u0159epo\u010dtu rozd\u011blena mezi nej\u00fasp\u011b\u0161n\u011bj\u0161\u00ed studenty ka\u017ed\u00e9ho ro\u010dn\u00edku. Probl\u00e9m je, \u017ee nikdy nev\u00edte p\u0159edem, jak\u00e1 krit\u00e9ria mus\u00edte pro jeho z\u00edsk\u00e1n\u00ed splnit, ani o jakou \u010d\u00e1stku p\u016fjde, tak\u017ee s pen\u011bzi nelze p\u0159edem po\u010d\u00edtat. V\u00fd\u0161e \u010desk\u00fdch stipendi\u00ed se rozhodn\u011b nepohybuje v z\u00e1vratn\u00fdch \u010d\u00e1stk\u00e1ch, ale p\u0159esto se vyplat\u00ed prozkoumat, jestli na n\u011bkter\u00e9 z nich m\u00e1te n\u00e1rok.<\/p>\n\n\n

\n
\"\u0160kola,
N\u011bkter\u00e9 obory jsou m\u00e9n\u011b \u010dasov\u011b n\u00e1ro\u010dn\u00e9, jin\u00e9 v\u00edce.<\/figcaption><\/figure>\n<\/div>\n\n\n

Brig\u00e1du vyb\u00edrejte chyt\u0159e <\/strong><\/h2>\n\n\n\n

Bez pr\u00e1ce nejsou kol\u00e1\u010de. Proto si v\u011bt\u0161ina \u010desk\u00fdch student\u016f p\u0159i studiu p\u0159ivyd\u011bl\u00e1v\u00e1, a n\u011bkte\u0159\u00ed dokonce podnikaj\u00ed. O tom, kolik \u010dasu na pr\u00e1ci v\u00e1m zbyde, samoz\u0159ejm\u011b rozhoduje n\u00e1ro\u010dnost studia. V\u00fdhodou dne\u0161n\u00ed doby je, \u017ee existuje spousta prac\u00ed, kter\u00e9 m\u016f\u017eete d\u011blat z domova nebo na d\u00e1lku, co\u017e mnoz\u00ed studenti s n\u00e1ro\u010dn\u00fd rozvrhem v\u00edtaj\u00ed. A nav\u00edc \u2013 v sou\u010dasn\u00e9 dob\u011b se zam\u011bstnavatel\u00e9 o zam\u011bstnance doslova p\u0159etahuj\u00ed, co\u017e hraje do karet. Stejn\u011b jako fakt, \u017ee firmy studenty v\u00edtaj\u00ed, proto\u017ee pro n\u011b p\u0159edstavuj\u00ed men\u0161\u00ed n\u00e1klady. A nav\u00edc \u2013 kdy\u017e budete m\u00edt p\u0159i \u0161kole pr\u00e1ci, m\u016f\u017eete krom\u011b pen\u011bz z\u00edskat i praxi a cenn\u00e9 polo\u017eky do CV<\/strong>, kter\u00e9 v\u00e1m pozd\u011bji usnadn\u00ed hled\u00e1n\u00ed regul\u00e9rn\u00edho zam\u011bstn\u00e1n\u00ed na pln\u00fd \u00favazek. Proto se sna\u017ete hledat zku\u0161enosti v oboru, kter\u00fd studujete nebo byste se mu cht\u011bli v budoucnu v\u011bnovat. D\u00edky tomu po zd\u00e1rn\u00e9m ukon\u010den\u00ed studia na pracovn\u00ed trh nevstoup\u00edte jako nepopsan\u00fd list.<\/p>\n\n\n\n

M\u011bjte finan\u010dn\u00ed pl\u00e1n<\/strong><\/h2>\n\n\n\n

M\u00e1te-li omezen\u00fd rozpo\u010det, pom\u016f\u017ee v\u00e1m, kdy\u017e budete m\u00edt p\u0159ehled o sv\u00fdch p\u0159\u00edjmech a v\u00fddaj\u00edch<\/a>, abyste na konci m\u011bs\u00edce nemuseli j\u00edst jen \u0161pagety s ke\u010dupem<\/strong>. Zkuste si finan\u010dn\u00ed polo\u017eky zaznamen\u00e1vat \u2013 a\u0165 u\u017e na pap\u00edr, nebo do mobiln\u00ed aplikace<\/a>. D\u00edky tomu budete v\u011bd\u011bt, co za co nejv\u00edc utr\u00e1c\u00edte, a tak bude snadn\u011bj\u0161\u00ed eliminovat zbyte\u010dn\u00e9 n\u00e1kupy. Pokud v\u00e1s \u010dek\u00e1 v\u011bt\u0161\u00ed investice, t\u0159eba v podob\u011b n\u00e1kupu nov\u00e9ho telefonu, napl\u00e1nujte si p\u0159edem, kolik pen\u011bz si mus\u00edte m\u011bs\u00ed\u010dn\u011b d\u00e1vat stranou. D\u00edky \u00faspor\u00e1m nebudete muset hledat nab\u00eddky typu \u201eiPhone na spl\u00e1tky<\/a> pro studenty<\/em>\u201d, proto\u017ee si vysn\u011bn\u00fd smartphone koup\u00edte za sv\u00e9 a bez zbyte\u010dn\u00e9ho zadlu\u017eov\u00e1n\u00ed. A pokud se p\u0159eci jen stane, \u017ee s pen\u011bzi nevyjdete, dejte p\u0159ed nev\u00fdhodnou p\u016fj\u010dkou p\u0159ednost n\u00e1kupu s odlo\u017eenou platbou<\/a>, kter\u00fd m\u016f\u017eete zaplatit kdykoliv do 30 dn\u016f.<\/p>\n","protected":false},"excerpt":{"rendered":"

Pokud pr\u00e1v\u011b studujete, pravd\u011bpodobn\u011b krom\u011b skript a term\u00edn\u016f zkou\u0161ek \u0159e\u0161\u00edte tak\u00e9, jak zaplatit v\u0161echny v\u00fddaje, kter\u00e9 ke studentsk\u00e9mu \u017eivotu pat\u0159\u00ed. A te\u010f nem\u00e1me na mysli jen n\u00e1kupy knih, ale i v\u00fddaje na bydlen\u00ed, stravu a samoz\u0159ejm\u011b i z\u00e1bavu, kter\u00e1 k bezstarostn\u00e9mu studentsk\u00e9mu \u017eivotu zkr\u00e1tka pat\u0159\u00ed. Co v\u00e1m pom\u016f\u017ee u\u0161et\u0159it?<\/p>\n","protected":false},"author":6,"featured_media":492,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[29,17,24],"class_list":["post-493","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-nakup-na-splatky","tag-odlozena-platba","tag-tipy-triky","entry"],"acf":[],"yoast_head":"\n\ud83c\udf93 Jak si ohl\u00eddat p\u0159\u00edjmy a v\u00fddaje, kdy\u017e jste student? \ud83c\udf93 | Skip Pay<\/title>\n<meta name=\"description\" content=\"\ud83d\udc69\u200d\ud83c\udf93 Studenti si p\u0159i studiu p\u0159ivyd\u011bl\u00e1vaj\u00ed na brig\u00e1d\u00e1ch. Jak si vybrat brig\u00e1du, napl\u00e1novat p\u0159\u00edjmy a v\u00fddaje a vyu\u017e\u00edt studentsk\u00fdch slev? \ud83d\udca1\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/skippay.cz\/blog\/studenti-prijmy-a-vydaje\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\ud83c\udf93 Jak si ohl\u00eddat p\u0159\u00edjmy a v\u00fddaje, kdy\u017e jste student? \ud83c\udf93 | Skip Pay\" \/>\n<meta property=\"og:description\" content=\"\ud83d\udc69\u200d\ud83c\udf93 Studenti si p\u0159i studiu p\u0159ivyd\u011bl\u00e1vaj\u00ed na brig\u00e1d\u00e1ch. 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