{"id":520,"date":"2019-06-13T22:22:58","date_gmt":"2019-06-13T21:22:58","guid":{"rendered":"http:\/\/skippay.cz\/blog\/?p=520"},"modified":"2025-10-08T13:22:34","modified_gmt":"2025-10-08T11:22:34","slug":"jak-financovat-bydleni","status":"publish","type":"post","link":"https:\/\/skippay.cz\/blog\/jak-financovat-bydleni\/","title":{"rendered":"Cesta za lep\u0161\u00edm bydlen\u00edm: Jak financovat drobn\u00e9 \u00fapravy i rozs\u00e1hlou rekonstrukci?"},"content":{"rendered":"\n

Drobnosti mohou m\u00edt velk\u00fd efekt<\/strong><\/h2>\n\n\n\n

Pokud se v\u00e1m va\u0161e bydlen\u00ed zd\u00e1 trochu bez n\u00e1padu, ale nechcete se pou\u0161t\u011bt do velk\u00fdch zm\u011bn, vyzkou\u0161ejte mal\u00e9, ale nep\u0159ehl\u00e9dnuteln\u00e9 \u00fapravy<\/strong>. Mezi n\u011b pat\u0159\u00ed v\u00fdmalba m\u00edstnosti novou barvou<\/strong>. Pokud jste jen trochu \u0161ikovn\u00ed a trp\u011bliv\u00ed, porad\u00edte si s n\u00ed sami. Pot\u0159ebovat budete jen plechovku n\u00e1t\u011bru, mal\u00ed\u0159sk\u00e9 pot\u0159eby a igelit na zakryt\u00ed podlahy a n\u00e1bytku. Uvid\u00edte, \u017ee i mal\u00e1 \u00faprava dok\u00e1\u017ee bytu dodat sv\u011b\u017e\u00ed vzhled. <\/p>\n\n\n

\n
\"Vylep\u0161ete
Osv\u011b\u017ete st\u011bny novou barvou.<\/figcaption><\/figure>\n<\/div>\n\n\n

Dal\u0161\u00edm krokem je v\u00fdm\u011bna dopl\u0148k\u016f<\/a> \u2013  nov\u00e9 pol\u0161t\u00e1\u0159e na seda\u010dku, koberec<\/a>, stylov\u00e1 stojac\u00ed lampa, rostlina v n\u00e1padit\u00e9m kv\u011btin\u00e1\u010di nebo obrazy<\/a> na zdi dok\u00e1\u017eou divy. Proto\u017ee Picassa si na st\u011bnu asi nepov\u011bs\u00edte <\/strong>(nic ve zl\u00e9m, my taky ne), zar\u00e1mujte t\u0159eba rodinn\u00e9 fotky, d\u011btsk\u00e9 kresby nebo plak\u00e1t k obl\u00edben\u00e9mu filmu.<\/p>\n\n\n\n

P\u0159i n\u00e1kupu dopl\u0148k\u016f nebo men\u0161\u00edho n\u00e1bytku nav\u00edc m\u016f\u017eete vyu\u017e\u00edt odlo\u017eenou platbu<\/a>, abyste nejprve otestovali, jak k sob\u011b jednotliv\u00e9 kousky lad\u00ed a to v\u00fdhodn\u011b se slevov\u00fdmi kup\u00f3ny na XXXLutz<\/a>. N\u00e1kup pak sta\u010d\u00ed uhradit kdykoliv do 30 dn\u016f od doru\u010den\u00ed<\/strong>, tak\u017ee se do z\u00fatul\u0148ov\u00e1n\u00ed domova m\u016f\u017eete pustit i ve chv\u00edli, kdy \u010dek\u00e1te na v\u00fdplatu a nem\u00e1te na rozhazov\u00e1n\u00ed.<\/p>\n\n\n\n

V\u011bt\u0161\u00ed \u00fapravy vy\u017eaduj\u00ed vy\u0161\u0161\u00ed investici<\/strong><\/h2>\n\n\n\n

Pokud v rekonstrukci pl\u00e1nujete i novou kuchyni, pod\u00edvejte se nejd\u0159\u00edve t\u0159eba na tuto inspiraci<\/a> a vyberte si tu spr\u00e1vnou. Pro rozs\u00e1hlej\u0161\u00ed \u00fapravy bydlen\u00ed budete pot\u0159ebovat vydatn\u011bj\u0161\u00ed finan\u010dn\u00ed injekci.  Jestli\u017ee nem\u00e1te na\u0161et\u0159en\u00e9 statis\u00edce, pom\u016f\u017ee v\u00e1m s rekonstrukc\u00ed bytu<\/a> \u010di domu p\u016fj\u010dka<\/a><\/strong>.<\/p>\n\n\n\n

Ta m\u016f\u017ee b\u00fdt bu\u010f \u00fa\u010delov\u00e1<\/strong> (na bydlen\u00ed \u010di rekonstrukci, ozna\u010den\u00ed se li\u0161\u00ed v z\u00e1vislosti na poskytovateli), nebo ne\u00fa\u010delov\u00e1<\/strong>. S prvn\u00edm typem se sice v n\u011bkter\u00fdch p\u0159\u00edpadech poj\u00ed m\u00edrn\u011b ni\u017e\u0161\u00ed \u00farok a mo\u017enost del\u0161\u00ed splatnosti, ale tak\u00e9 povinnost prost\u0159ednictv\u00edm faktur prok\u00e1zat, \u017ee jste finance skute\u010dn\u011b investovali do vylep\u0161en\u00ed bydlen\u00ed. Pen\u00edze z\u00edskan\u00e9 prost\u0159ednictv\u00edm ne\u00fa\u010delov\u00e9 p\u016fj\u010dky<\/a> m\u016f\u017eete pou\u017e\u00edt na cokoliv<\/strong>, a tak \u00fav\u011br pro klienta p\u0159edstavuje men\u0161\u00ed administrativn\u00ed z\u00e1t\u011b\u017e.<\/p>\n\n\n

\n
\"Jakou
S men\u0161\u00ed rekonstrukc\u00ed nebo n\u00e1kupem nov\u00e9ho vybaven\u00ed v\u00e1m pom\u016f\u017ee p\u016fj\u010dka.<\/figcaption><\/figure>\n<\/div>\n\n\n

Nap\u0159\u00edklad MONETA Money Bank aktu\u00e1ln\u011b nab\u00edz\u00ed p\u016fj\u010dku na cokoliv<\/a>, jej\u00ed\u017e \u00farokov\u00e1 sazba startuje na 3,9 % ro\u010dn\u011b <\/strong>(s RPSN<\/a> 4 %). Po\u017e\u00e1dat m\u016f\u017eete maxim\u00e1ln\u011b o 800 000 K\u010d a dobu splatnosti si nastavit a\u017e na 10 let. D\u00edky tomu m\u016f\u017eete \u2013 pokud v\u00e1m banka p\u016fj\u010dku schv\u00e1l\u00ed \u2013 celkem pohodln\u011b a bez zbyte\u010dn\u00fdch pr\u016ftah\u016f z\u00edskat \u010d\u00e1stku, se kterou se m\u016f\u017eete pustit i do radik\u00e1ln\u011bj\u0161\u00edch \u00faprav.<\/p>\n\n\n\n

Vlastn\u00ed bydlen\u00ed? Obr\u0148te se trp\u011blivost\u00ed <\/strong><\/h2>\n\n\n\n

Pokud  se chyst\u00e1te na v\u011bt\u0161\u00ed rekonstrukci nebo tou\u017e\u00edte po vlastn\u00edm bydlen\u00ed, \u0159e\u0161en\u00edm pro v\u00e1s bude hypot\u00e9ka<\/strong>. Jak\u00e9 podm\u00ednky mus\u00edte pro jej\u00ed z\u00edsk\u00e1n\u00ed splnit? V minulosti mohli hypot\u00e9ku \u017e\u00e1dat i lid\u00e9, kte\u0159\u00ed nem\u011bli na\u0161et\u0159enou \u017e\u00e1dnou  finan\u010dn\u00ed rezervu<\/strong>. To se zm\u011bnilo po z\u00e1sahu \u010cesk\u00e9 n\u00e1rodn\u00ed banky (\u010cNB), kter\u00e1 nejprve stanovila, \u017ee \u017eadatel mus\u00ed m\u00edt k dispozici minim\u00e1ln\u011b 10 % hodnoty nemovitosti. Tuto hranici pozd\u011bji zvedla na 20 % a p\u0159idala dal\u0161\u00ed dv\u011b podm\u00ednky \u2013 v\u00fd\u0161e hypot\u00e9ky nesm\u00ed p\u0159es\u00e1hnout 108n\u00e1sobek \u010dist\u00e9ho m\u011bs\u00ed\u010dn\u00edho p\u0159\u00edjmu \u017eadatele a v\u00fd\u0161e spl\u00e1tky nesm\u00ed spolknout v\u00edce ne\u017e 45 % jeho v\u00fdplaty.<\/p>\n\n\n

\n
\"S
Tam, kde p\u016fj\u010dka nesta\u010d\u00ed, nastupuje hypot\u00e9ka.<\/figcaption><\/figure>\n<\/div>\n\n\n

Pokud m\u00e1te to \u0161t\u011bst\u00ed a tyto podm\u00ednky spl\u0148ujete, m\u016f\u017eete se pustit do hled\u00e1n\u00ed vhodn\u00e9 hypot\u00e9ky. V\u00fdb\u011br poskytovatele \u00fav\u011bru rozhodn\u011b neberte na lehkou v\u00e1hu, proto\u017ee hypote\u010dn\u00ed \u00fav\u011br nen\u00ed jen tak ledajak\u00e1 p\u016fj\u010dka, kterou splat\u00edte za rok nebo dva, ale z\u00e1vazek, s n\u00edm\u017e budete \u017e\u00edt  i n\u011bkolik des\u00edtek let<\/strong>. Proto p\u00e1trejte na internetu, stavte se poptat v bance, vyu\u017eijte internetov\u00e9 srovn\u00e1va\u010de<\/a> i zku\u0161enosti sv\u00fdch kamar\u00e1d\u016f nebo dal\u0161\u00edch lid\u00ed, kte\u0159\u00ed u\u017e hypot\u00e9ku spl\u00e1cej\u00ed. <\/p>\n\n\n\n

Mezi krit\u00e9ria, kter\u00e1 by v\u00e1s p\u0159i v\u00fdb\u011bru hypot\u00e9ky m\u011bla zaj\u00edmat, pat\u0159\u00ed nejen \u00farokov\u00e1 sazba<\/strong>, ale i d\u00e9lka fixace<\/strong>, tedy doby, po kterou z\u016fstane \u00farok nem\u011bnn\u00fd, nebo poplatky, kter\u00e9 si banka za sjedn\u00e1n\u00ed a veden\u00ed hypot\u00e9ky \u00fa\u010dtuje. Pozitivn\u00ed je, \u017ee \u010cNB nezp\u0159\u00edsnila pravidla pouze pro \u017eadatele, ale i pro samotn\u00e9 banky<\/strong>. D\u00edky tomu banky musely zav\u00e9st m\u00edrn\u011bj\u0161\u00ed sankce za nespl\u00e1cen\u00ed z\u00e1vazku nebo sn\u00ed\u017eit poplatek za \u010d\u00e1ste\u010dn\u00e9 nebo \u00fapln\u00e9 p\u0159ed\u010dasn\u00e9 splacen\u00ed hypot\u00e9ky.<\/p>\n","protected":false},"excerpt":{"rendered":"

M\u00e1te pocit, \u017ee by va\u0161e bydlen\u00ed pot\u0159ebovalo n\u011bjakou zm\u011bnu? Aby v\u00e1s interi\u00e9r bytu \u010di domu p\u0159estal nudit a chytil druh\u00fd dech, sta\u010d\u00ed n\u011bkdy zm\u011bnit jen p\u00e1r detail\u016f, po\u0159\u00eddit nov\u00e9 dopl\u0148ky nebo p\u0159estav\u011bt n\u00e1bytek. Ale proto\u017ee i bydlen\u00ed st\u00e1rne, b\u00fdv\u00e1 \u010dasto zapot\u0159eb\u00ed p\u0159istoupit k radik\u00e1ln\u011bj\u0161\u00edm a n\u00e1kladn\u011bj\u0161\u00edm \u00faprav\u00e1m. A my v\u00e1m porad\u00edme, jak mal\u00e9 i velk\u00e9 zm\u011bny financovat.<\/p>\n","protected":false},"author":6,"featured_media":519,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[17,23],"class_list":["post-520","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-odlozena-platba","tag-pujcka","entry"],"acf":[],"yoast_head":"\nLep\u0161\u00ed bydlen\u00ed? \ud83c\udfe0 Porad\u00edme v\u00e1m, jak ho financovat | Skip Pay<\/title>\n<meta name=\"description\" content=\"Jak na lep\u0161\u00ed bydlen\u00ed? \ud83c\udfe0 Porad\u00edme v\u00e1m jak zafinancovat nov\u00fd byt a nebo zrekonstruovat ten st\u00e1vaj\u00edc\u00ed. Jak\u00fd typ \u00fav\u011bru se vyplat\u00ed?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/skippay.cz\/blog\/jak-financovat-bydleni\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Lep\u0161\u00ed bydlen\u00ed? \ud83c\udfe0 Porad\u00edme v\u00e1m, jak ho financovat | Skip Pay\" \/>\n<meta property=\"og:description\" content=\"Jak na lep\u0161\u00ed bydlen\u00ed? \ud83c\udfe0 Porad\u00edme v\u00e1m jak zafinancovat nov\u00fd byt a nebo zrekonstruovat ten st\u00e1vaj\u00edc\u00ed. Jak\u00fd typ \u00fav\u011bru se vyplat\u00ed?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/skippay.cz\/blog\/jak-financovat-bydleni\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz\" \/>\n<meta property=\"article:published_time\" content=\"2019-06-13T21:22:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-08T11:22:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2019\/06\/rsz_cactus-cactus-plant-contemporary-1005058.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1280\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tomas Krasny\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tomas Krasny\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/jak-financovat-bydleni\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/jak-financovat-bydleni\\\/\"},\"author\":{\"name\":\"Tomas Krasny\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#\\\/schema\\\/person\\\/0709c74afc237a8e037d9b2e5578b164\"},\"headline\":\"Cesta za lep\u0161\u00edm bydlen\u00edm: Jak financovat drobn\u00e9 \u00fapravy i rozs\u00e1hlou rekonstrukci?\",\"datePublished\":\"2019-06-13T21:22:58+00:00\",\"dateModified\":\"2025-10-08T11:22:34+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/jak-financovat-bydleni\\\/\"},\"wordCount\":855,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/jak-financovat-bydleni\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/06\\\/rsz_cactus-cactus-plant-contemporary-1005058.jpg\",\"keywords\":[\"Odlo\u017een\u00e1 platba\",\"P\u016fj\u010dka\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/skippay.cz\\\/blog\\\/jak-financovat-bydleni\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/jak-financovat-bydleni\\\/\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/jak-financovat-bydleni\\\/\",\"name\":\"Lep\u0161\u00ed bydlen\u00ed? \ud83c\udfe0 Porad\u00edme v\u00e1m, jak ho financovat | Skip Pay\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/jak-financovat-bydleni\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/jak-financovat-bydleni\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/06\\\/rsz_cactus-cactus-plant-contemporary-1005058.jpg\",\"datePublished\":\"2019-06-13T21:22:58+00:00\",\"dateModified\":\"2025-10-08T11:22:34+00:00\",\"description\":\"Jak na lep\u0161\u00ed bydlen\u00ed? \ud83c\udfe0 Porad\u00edme v\u00e1m jak zafinancovat nov\u00fd byt a nebo zrekonstruovat ten st\u00e1vaj\u00edc\u00ed. Jak\u00fd typ \u00fav\u011bru se vyplat\u00ed?\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/jak-financovat-bydleni\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/skippay.cz\\\/blog\\\/jak-financovat-bydleni\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/jak-financovat-bydleni\\\/#primaryimage\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/06\\\/rsz_cactus-cactus-plant-contemporary-1005058.jpg\",\"contentUrl\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/06\\\/rsz_cactus-cactus-plant-contemporary-1005058.jpg\",\"width\":1920,\"height\":1280,\"caption\":\"Chcete lep\u0161\u00ed bydlen\u00ed? V\u00edme, jak na to.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/jak-financovat-bydleni\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cesta za lep\u0161\u00edm bydlen\u00edm: Jak financovat drobn\u00e9 \u00fapravy i rozs\u00e1hlou rekonstrukci?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/\",\"name\":\"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#organization\",\"name\":\"Skip Pay\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/11\\\/Logo-MALL_1200x440.png\",\"contentUrl\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/11\\\/Logo-MALL_1200x440.png\",\"width\":1200,\"height\":440,\"caption\":\"Skip Pay\"},\"image\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#\\\/schema\\\/person\\\/0709c74afc237a8e037d9b2e5578b164\",\"name\":\"Tomas Krasny\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/007dd7a471d4c0a4998bd07f2a5987f338e86656a6a0408d49f3f7a38464a545?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/007dd7a471d4c0a4998bd07f2a5987f338e86656a6a0408d49f3f7a38464a545?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/007dd7a471d4c0a4998bd07f2a5987f338e86656a6a0408d49f3f7a38464a545?s=96&d=mm&r=g\",\"caption\":\"Tomas Krasny\"},\"url\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/author\\\/tomask\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Lep\u0161\u00ed bydlen\u00ed? \ud83c\udfe0 Porad\u00edme v\u00e1m, jak ho financovat | Skip Pay","description":"Jak na lep\u0161\u00ed bydlen\u00ed? \ud83c\udfe0 Porad\u00edme v\u00e1m jak zafinancovat nov\u00fd byt a nebo zrekonstruovat ten st\u00e1vaj\u00edc\u00ed. Jak\u00fd typ \u00fav\u011bru se vyplat\u00ed?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/skippay.cz\/blog\/jak-financovat-bydleni\/","og_locale":"en_US","og_type":"article","og_title":"Lep\u0161\u00ed bydlen\u00ed? \ud83c\udfe0 Porad\u00edme v\u00e1m, jak ho financovat | Skip Pay","og_description":"Jak na lep\u0161\u00ed bydlen\u00ed? \ud83c\udfe0 Porad\u00edme v\u00e1m jak zafinancovat nov\u00fd byt a nebo zrekonstruovat ten st\u00e1vaj\u00edc\u00ed. Jak\u00fd typ \u00fav\u011bru se vyplat\u00ed?","og_url":"https:\/\/skippay.cz\/blog\/jak-financovat-bydleni\/","og_site_name":"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz","article_published_time":"2019-06-13T21:22:58+00:00","article_modified_time":"2025-10-08T11:22:34+00:00","og_image":[{"width":1920,"height":1280,"url":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2019\/06\/rsz_cactus-cactus-plant-contemporary-1005058.jpg","type":"image\/jpeg"}],"author":"Tomas Krasny","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Tomas Krasny","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/skippay.cz\/blog\/jak-financovat-bydleni\/#article","isPartOf":{"@id":"https:\/\/skippay.cz\/blog\/jak-financovat-bydleni\/"},"author":{"name":"Tomas Krasny","@id":"https:\/\/skippay.cz\/blog\/#\/schema\/person\/0709c74afc237a8e037d9b2e5578b164"},"headline":"Cesta za lep\u0161\u00edm bydlen\u00edm: Jak financovat drobn\u00e9 \u00fapravy i rozs\u00e1hlou rekonstrukci?","datePublished":"2019-06-13T21:22:58+00:00","dateModified":"2025-10-08T11:22:34+00:00","mainEntityOfPage":{"@id":"https:\/\/skippay.cz\/blog\/jak-financovat-bydleni\/"},"wordCount":855,"commentCount":0,"publisher":{"@id":"https:\/\/skippay.cz\/blog\/#organization"},"image":{"@id":"https:\/\/skippay.cz\/blog\/jak-financovat-bydleni\/#primaryimage"},"thumbnailUrl":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2019\/06\/rsz_cactus-cactus-plant-contemporary-1005058.jpg","keywords":["Odlo\u017een\u00e1 platba","P\u016fj\u010dka"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/skippay.cz\/blog\/jak-financovat-bydleni\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/skippay.cz\/blog\/jak-financovat-bydleni\/","url":"https:\/\/skippay.cz\/blog\/jak-financovat-bydleni\/","name":"Lep\u0161\u00ed bydlen\u00ed? \ud83c\udfe0 Porad\u00edme v\u00e1m, jak ho financovat | Skip Pay","isPartOf":{"@id":"https:\/\/skippay.cz\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/skippay.cz\/blog\/jak-financovat-bydleni\/#primaryimage"},"image":{"@id":"https:\/\/skippay.cz\/blog\/jak-financovat-bydleni\/#primaryimage"},"thumbnailUrl":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2019\/06\/rsz_cactus-cactus-plant-contemporary-1005058.jpg","datePublished":"2019-06-13T21:22:58+00:00","dateModified":"2025-10-08T11:22:34+00:00","description":"Jak na lep\u0161\u00ed bydlen\u00ed? \ud83c\udfe0 Porad\u00edme v\u00e1m jak zafinancovat nov\u00fd byt a nebo zrekonstruovat ten st\u00e1vaj\u00edc\u00ed. Jak\u00fd typ \u00fav\u011bru se vyplat\u00ed?","breadcrumb":{"@id":"https:\/\/skippay.cz\/blog\/jak-financovat-bydleni\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/skippay.cz\/blog\/jak-financovat-bydleni\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/skippay.cz\/blog\/jak-financovat-bydleni\/#primaryimage","url":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2019\/06\/rsz_cactus-cactus-plant-contemporary-1005058.jpg","contentUrl":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2019\/06\/rsz_cactus-cactus-plant-contemporary-1005058.jpg","width":1920,"height":1280,"caption":"Chcete lep\u0161\u00ed bydlen\u00ed? V\u00edme, jak na to."},{"@type":"BreadcrumbList","@id":"https:\/\/skippay.cz\/blog\/jak-financovat-bydleni\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/skippay.cz\/blog\/"},{"@type":"ListItem","position":2,"name":"Cesta za lep\u0161\u00edm bydlen\u00edm: Jak financovat drobn\u00e9 \u00fapravy i rozs\u00e1hlou rekonstrukci?"}]},{"@type":"WebSite","@id":"https:\/\/skippay.cz\/blog\/#website","url":"https:\/\/skippay.cz\/blog\/","name":"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz","description":"","publisher":{"@id":"https:\/\/skippay.cz\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/skippay.cz\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/skippay.cz\/blog\/#organization","name":"Skip Pay","url":"https:\/\/skippay.cz\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/skippay.cz\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2019\/11\/Logo-MALL_1200x440.png","contentUrl":"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2019\/11\/Logo-MALL_1200x440.png","width":1200,"height":440,"caption":"Skip Pay"},"image":{"@id":"https:\/\/skippay.cz\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/skippay.cz\/blog\/#\/schema\/person\/0709c74afc237a8e037d9b2e5578b164","name":"Tomas Krasny","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/007dd7a471d4c0a4998bd07f2a5987f338e86656a6a0408d49f3f7a38464a545?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/007dd7a471d4c0a4998bd07f2a5987f338e86656a6a0408d49f3f7a38464a545?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/007dd7a471d4c0a4998bd07f2a5987f338e86656a6a0408d49f3f7a38464a545?s=96&d=mm&r=g","caption":"Tomas Krasny"},"url":"https:\/\/skippay.cz\/blog\/author\/tomask\/"}]}},"_links":{"self":[{"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/posts\/520","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/comments?post=520"}],"version-history":[{"count":16,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/posts\/520\/revisions"}],"predecessor-version":[{"id":11887,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/posts\/520\/revisions\/11887"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/media\/519"}],"wp:attachment":[{"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/media?parent=520"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/categories?post=520"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/skippay.cz\/blog\/wp-json\/wp\/v2\/tags?post=520"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}