{"id":6635,"date":"2022-12-14T16:22:27","date_gmt":"2022-12-14T15:22:27","guid":{"rendered":"http:\/\/skippay.cz\/blog\/?p=6635"},"modified":"2026-01-29T14:23:54","modified_gmt":"2026-01-29T13:23:54","slug":"ktere-spotrebice-se-vyplati-pojistit","status":"publish","type":"post","link":"https:\/\/skippay.cz\/blog\/ktere-spotrebice-se-vyplati-pojistit\/","title":{"rendered":"Myslete na zadn\u00ed vr\u00e1tka. Kter\u00e9 spot\u0159ebi\u010de se vyplat\u00ed pojistit?"},"content":{"rendered":"\n

Obecn\u011b plat\u00ed, \u017ee se poji\u0161t\u011bn\u00ed<\/a> vyplat\u00ed dokoupit k produkt\u016fm s vy\u0161\u0161\u00ed po\u0159izovac\u00ed cenou<\/strong>, u kter\u00fdch se oprava m\u016f\u017ee prodra\u017eit. A kdy\u017e v\u00e1m n\u011bjak\u00fd nenechavec odciz\u00ed nap\u0159\u00edklad smartphone, fo\u0165\u00e1k nebo notebook<\/a>, ur\u010dit\u011b uv\u00edt\u00e1te proplacen\u00ed \u0161kody. Poji\u0161t\u011bn\u00ed<\/a> d\u00e1v\u00e1 smysl i u b\u00edl\u00e9 techniky a dal\u0161\u00edch v\u011bt\u0161\u00edch dom\u00e1c\u00edch spot\u0159ebi\u010d\u016f.<\/p>\n\n\n

TIP!<\/div>
Se Skip Pay<\/a><\/b> m\u016f\u017eete chr\u00e1nit sv\u00e9 n\u00e1kupy jedn\u00edm z nejv\u00fdhodn\u011bj\u0161\u00edch poji\u0161t\u011bn\u00ed na trhu.<\/a><\/b> F\u00e9rov\u00e9 podm\u00ednky, online sjedn\u00e1n\u00ed a cena u\u017e od 9 K\u010d ro\u010dn\u011b.<\/div><\/div>\n\n\n\n

Poji\u0161t\u011bn\u00ed elektroniky a spot\u0159ebi\u010d\u016f dnes nab\u00edz\u00ed v\u011bt\u0161ina poji\u0161\u0165oven a \u010dasto si ho m\u016f\u017eete sjednat i p\u0159\u00edmo p\u0159i n\u00e1kupu v e-shopu, kde se v\u00e1m automaticky nab\u00eddne v ko\u0161\u00edku. Orienta\u010dn\u011b lze \u0159\u00edct, \u017ee za n\u011bj zaplat\u00edte p\u0159ibli\u017en\u011b 10 a\u017e 15 % z hodnoty produktu<\/strong>. To znamen\u00e1, \u017ee u telefonu za 10 000 K\u010d v\u00e1s poji\u0161t\u011bn\u00ed vyjde p\u0159ibli\u017en\u011b na 1 000 a\u017e 1 500 K\u010d na rok. \u010c\u00e1stka se pak p\u0159ipo\u010d\u00edt\u00e1 ke kupn\u00ed cen\u011b.<\/p>\n\n\n\n

\"Poji\u0161t\u011bn\u00ed
U dra\u017e\u0161\u00ed elektroniky, kterou \u010dasto pou\u017e\u00edv\u00e1te, se poji\u0161t\u011bn\u00ed vyplat\u00ed.<\/figcaption><\/figure>\n\n\n\n

Za\u010dn\u011bte elektronikou, kterou ned\u00e1te z ruky<\/strong><\/h2>\n\n\n\n

U za\u0159\u00edzen\u00ed, kter\u00e1 pou\u017e\u00edv\u00e1te ka\u017ed\u00fd den (chytr\u00fd telefon, notebook, tablet nebo chytr\u00e9 hodinky), je riziko rozbit\u00ed vy\u0161\u0161\u00ed. Poji\u0161t\u011bn\u00ed zajist\u00ed, \u017ee kdy\u017e se s nimi n\u011bco stane, poji\u0161\u0165ovna v\u00e1m uhrad\u00ed opravu, p\u0159\u00edpadn\u011b v\u00fdm\u011bnu produktu za nov\u00fd<\/strong>. Smartphone nav\u00edc pat\u0159\u00ed mezi nej\u010dast\u011bj\u0161\u00ed \u00falovky zlod\u011bj\u016f, a proto se v\u00e1m bude hodit i poji\u0161t\u011bn\u00ed proti kr\u00e1de\u017ei.<\/p>\n\n\n\n

Poji\u0161t\u011bn\u00ed pak produkt chr\u00e1n\u00ed p\u0159ed rozbit\u00edm, kter\u00e9 bylo zp\u016fsobeno p\u00e1dem, vniknut\u00edm kapaliny nebo ciz\u00edch p\u0159edm\u011bt\u016f, a p\u0159ed mechanick\u00fdm po\u0161kozen\u00edm<\/strong>. Ochrana<\/a> se vztahuje tak\u00e9 na ztr\u00e1tu v d\u016fsledku kr\u00e1de\u017ee nebo vloup\u00e1n\u00ed. Pokud tedy dojde k n\u011bjak\u00e9 nehod\u011b, m\u00e1te jistotu, \u017ee za opravu nebudete muset platit, proto\u017ee ji pokryje poji\u0161t\u011bn\u00ed.<\/p>\n\n\n\n

Kter\u00e9 spot\u0159ebi\u010de jsou nejporuchov\u011bj\u0161\u00ed?<\/strong><\/h2>\n\n\n\n

Poji\u0161t\u011bn\u00ed se v\u00e1m bude hodit i u b\u00edl\u00e9 techniky a dal\u0161\u00edch n\u00e1kladn\u011bj\u0161\u00edch spot\u0159ebi\u010d\u016f, kter\u00e9 vyu\u017e\u00edv\u00e1te v dom\u00e1cnosti. Mezi nejporuchov\u011bj\u0161\u00ed v\u00fdrobky tradi\u010dn\u011b pat\u0159\u00ed pra\u010dka, chladni\u010dka nebo my\u010dka n\u00e1dob\u00ed<\/strong>. Poji\u0161\u0165ovny \u010dasto \u0159e\u0161\u00ed tak\u00e9 nefunk\u010dn\u00ed televize nebo su\u0161i\u010dky. Pokud se spot\u0159ebi\u010d porouch\u00e1, pojistka v\u00e1m zajist\u00ed bezplatnou opravu. <\/p>\n\n\n\n

A jak postupovat v p\u0159\u00edpad\u011b pojistn\u00e9 ud\u00e1losti? Pokud zaznamen\u00e1te poruchu nebo se stanete ob\u011bt\u00ed kr\u00e1de\u017ee, jednodu\u0161e zavol\u00e1te na infolinku, kterou najdete ve smlouv\u011b o poji\u0161t\u011bn\u00ed<\/strong>, p\u0159\u00edpadn\u011b \u0161kodu nahl\u00e1s\u00edte online. V z\u00e1vislosti na konkr\u00e9tn\u00edm produktu se s oper\u00e1torem dohodnete na dal\u0161\u00edch kroc\u00edch. Zat\u00edmco tablet m\u016f\u017eete na opravu celkem jednodu\u0161e zaslat, s my\u010dkou n\u00e1dob\u00ed u\u017e to tak jednoduch\u00e9 nen\u00ed, a proto se postup \u0159e\u0161\u00ed individu\u00e1ln\u011b.<\/p>\n\n\n\n

\"Poji\u0161t\u011bn\u00ed
Pra\u010dka pat\u0159\u00ed k nejporuchov\u011bj\u0161\u00edm spot\u0159ebi\u010d\u016fm v dom\u00e1cnosti.<\/figcaption><\/figure>\n\n\n\n

Vyplat\u00ed se tedy si za poji\u0161t\u011bn\u00ed p\u0159iplatit? U n\u00e1kladn\u011bj\u0161\u00ed elektroniky a spot\u0159ebi\u010d\u016f v\u00e1m pojistka m\u016f\u017ee u\u0161et\u0159it spoustu starost\u00ed a pen\u011bz, a proto d\u00e1v\u00e1 smysl si ji sjednat. V p\u0159\u00edpad\u011b levn\u011bj\u0161\u00edch produkt\u016f, jako jsou nap\u0159\u00edklad sluch\u00e1tka, je v\u00fdhodn\u011bj\u0161\u00ed si p\u0159ikoupit okam\u017eitou v\u00fdm\u011bnu zbo\u017e\u00ed<\/strong>, d\u00edky kter\u00e9 v p\u0159\u00edpad\u011b poruchy bez dlouh\u00e9ho \u010dek\u00e1n\u00ed dostanete nov\u00fd produkt.<\/p>\n","protected":false},"excerpt":{"rendered":"

Dom\u00e1c\u00ed spot\u0159ebi\u010de a elektronika maj\u00ed unik\u00e1tn\u00ed vlastnost \u2013 zpravidla se porouchaj\u00ed nebo v\u00e1m vypadnou z ruky ve chv\u00edli, kdy se to nejm\u00e9n\u011b hod\u00ed. A tot\u00e9\u017e plat\u00ed i pro odcizen\u00ed. Podobn\u00e9 nep\u0159\u00edjemnosti v\u00e1m pom\u016f\u017ee pokr\u00fdt poji\u0161t\u011bn\u00ed proti rozbit\u00ed nebo kr\u00e1de\u017ei. U kter\u00fdch produkt\u016f se vyplat\u00ed?<\/p>\n","protected":false},"author":6,"featured_media":6633,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[32,42,122,24],"class_list":["post-6635","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-o-nas","tag-pojisteni","tag-skip-pay","tag-tipy-triky","entry"],"acf":[],"yoast_head":"\nMyslete na zadn\u00ed vr\u00e1tka. Kter\u00e9 spot\u0159ebi\u010de se vyplat\u00ed pojistit? | Skip Pay<\/title>\n<meta name=\"description\" content=\"U kter\u00fdch spot\u0159ebi\u010d\u016f se vyplat\u00ed poji\u0161t\u011bn\u00ed proti rozbit\u00ed a kr\u00e1de\u017ei? Nejv\u00edce u t\u011bch dra\u017e\u0161\u00edch, kter\u00e9 \u010dasto pou\u017e\u00edv\u00e1te nebo jsou n\u00e1chyln\u00e9 k poruch\u00e1m. \ud83d\udd0c\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/skippay.cz\/blog\/ktere-spotrebice-se-vyplati-pojistit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Myslete na zadn\u00ed vr\u00e1tka. 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Nejv\u00edce u t\u011bch dra\u017e\u0161\u00edch, kter\u00e9 \u010dasto pou\u017e\u00edv\u00e1te nebo jsou n\u00e1chyln\u00e9 k poruch\u00e1m. \ud83d\udd0c\" \/>\n<meta property=\"og:url\" content=\"https:\/\/skippay.cz\/blog\/ktere-spotrebice-se-vyplati-pojistit\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz\" \/>\n<meta property=\"article:published_time\" content=\"2022-12-14T15:22:27+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-29T13:23:54+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/skippay.cz\/blog\/wp-content\/uploads\/2022\/12\/pojisteni-spotrebicu.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tomas Krasny\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tomas Krasny\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/ktere-spotrebice-se-vyplati-pojistit\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/ktere-spotrebice-se-vyplati-pojistit\\\/\"},\"author\":{\"name\":\"Tomas Krasny\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#\\\/schema\\\/person\\\/0709c74afc237a8e037d9b2e5578b164\"},\"headline\":\"Myslete na zadn\u00ed vr\u00e1tka. 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