{"id":7150,"date":"2026-10-14T12:36:00","date_gmt":"2026-10-14T10:36:00","guid":{"rendered":"http:\/\/skippay.cz\/blog\/?p=7150"},"modified":"2026-10-20T16:21:31","modified_gmt":"2026-10-20T14:21:31","slug":"revolvingovy-uver","status":"publish","type":"post","link":"https:\/\/skippay.cz\/blog\/revolvingovy-uver\/","title":{"rendered":"Chcete m\u00edt pen\u00edze v\u017edy po ruce? Zkuste revolving"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Co to je revolvingov\u00fd \u00fav\u011br<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Revolving je \u00fav\u011br, d\u00edky kter\u00e9mu m\u00e1te k dispozici pen\u00edze na cokoli &#8211; a to prakticky okam\u017eit\u011b. M\u016f\u017eete je vyu\u017e\u00edt podle pot\u0159eby a pak je do konkr\u00e9tn\u00edho data zase bezplatn\u011b splatit, \u010d\u00edm\u017e se v\u00e1m \u00fav\u011brov\u00fd limit op\u011bt nav\u00fd\u0161\u00ed. Tento \u00fav\u011br m\u016f\u017eete \u010derpat st\u00e1le dokola, ani\u017e byste museli \u017e\u00e1dat o novou <a href=\"https:\/\/skippay.cz\/pujcka\">p\u016fj\u010dku<\/a>. Hlavn\u00ed rozd\u00edl je tedy v tom, \u017ee klasick\u00fd \u00fav\u011br mus\u00edte spl\u00e1cet v p\u0159edem pevn\u011b stanoven\u00fdch spl\u00e1tk\u00e1ch a pen\u00edze nav\u00edc u\u017e nedostanete. Revolving naopak m\u016f\u017eete \u010derpat a spl\u00e1cet opakovan\u011b, a to a\u017e do maxim\u00e1ln\u00ed v\u00fd\u0161e limitu.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Typy revolvingov\u00e9ho \u00fav\u011bru<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/skippay.cz\/blog\/kontokorent-versus-odlozena-platba\/\">Kontokorent<\/a><\/strong>. Kontokorent v\u00e1m umo\u017en\u00ed p\u0159e\u010derpat limit va\u0161eho b\u011b\u017en\u00e9ho \u00fa\u010dtu do m\u00ednusu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/skippay.cz\/blog\/kreditka-debetka-visa-nebo-mastercard\/\">Kreditn\u00ed karta<\/a><\/strong>. S kreditkou plat\u00edte stejn\u011b jako s va\u0161\u00ed platebn\u00ed kartou. Rozd\u00edl je v tom, \u017ee pen\u00edze na kreditce nejsou va\u0161e.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u00dav\u011br sjednan\u00fd ve va\u0161\u00ed bance.<\/strong> N\u011bkter\u00e9 banky poskytuj\u00ed sv\u00fdm klient\u016fm kr\u00e1tkodobou p\u016fj\u010dku, kterou si sjednaj\u00ed jedn\u00edm klikem v internetov\u00e9m bankovnictv\u00ed.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong><a href=\"https:\/\/skippay.cz\/balicek-maxi\" target=\"_blank\" rel=\"noreferrer noopener\">Bal\u00ed\u010dek MAXI<\/a> od Skip Pay kombinuje v\u00fdhody v\u0161ech typ\u016f revolvingov\u00fdch \u00fav\u011br\u016f:<\/strong><br><br>K dispozici m\u00e1te a\u017e 100 000 K\u010d, se kter\u00fdmi m\u016f\u017eete nakl\u00e1dat dle libosti, t\u0159eba i platit p\u0159evodem na \u00fa\u010det nebo pomoc\u00ed trval\u00fdch p\u0159\u00edkaz\u016f.<br><br>K bal\u00ed\u010dku MAXI z\u00edsk\u00e1te Skip Pay kartu Mastercard, kterou zaplat\u00edte v\u0161ude tam, kde berou karty a m\u016f\u017eete s n\u00ed vyb\u00edrat i hotovost z bankomatu.<br><br>Pen\u011bzi z revolvingu tak uhrad\u00edte n\u00e1kup na e-shopu, sva\u010dinu ze supermarketu nebo ve\u010de\u0159i v luxusn\u00ed restauraci.<br><br>Na konci m\u011bs\u00edce v\u00e1m p\u0159ijde vy\u00fa\u010dtov\u00e1n\u00ed v\u0161ech va\u0161ich n\u00e1kup\u016f se Skip Pay, kter\u00e9 jednodu\u0161e zaplat\u00edte sv\u00fdmi pen\u011bzi. <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Rozd\u00edl mezi b\u011b\u017en\u00fdm a revolvingov\u00fdm \u00fav\u011brem<\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-regular\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>B\u011b\u017en\u00e1 <a href=\"https:\/\/skippay.cz\/blog\/jak-vybrat-pujcku\/\">p\u016fj\u010dka<\/a><\/strong><\/td><td><strong>Revolving<\/strong><\/td><\/tr><tr><td>Jednor\u00e1zov\u00fd \u00fav\u011br<\/td><td>Mo\u017enost opakovan\u00e9ho \u010derp\u00e1n\u00ed \u00fav\u011bru<\/td><\/tr><tr><td>Slo\u017eit\u00e9 pap\u00edrov\u00e1n\u00ed<\/td><td>Skoro bez pr\u00e1ce<\/td><\/tr><tr><td>Pen\u00edze m\u00e1te k dispozici a\u017e po dlouh\u00e9m schvalovac\u00edm kole\u010dku<\/td><td>Pen\u00edze m\u00e1te k dispozici t\u00e9m\u011b\u0159 ihned<\/td><\/tr><tr><td>Dlouhodob\u00fd \u00fav\u011br<\/td><td>Kr\u00e1tkodob\u00fd \u00fav\u011br<\/td><\/tr><tr><td>\u010casto mus\u00edte dolo\u017eit, na co pen\u00edze pot\u0159ebujete<\/td><td>Pen\u00edze vyu\u017eijete, na co chcete<\/td><\/tr><tr><td>Pevn\u00e1 \u010d\u00e1stka a spl\u00e1tkov\u00fd kalend\u00e1\u0159<\/td><td>Pen\u00edze vyu\u017e\u00edv\u00e1te a spl\u00e1c\u00edte dle pot\u0159eby<\/td><\/tr><tr><td>P\u016fj\u010dka i v \u0159\u00e1du statis\u00edc\u016f<\/td><td>Men\u0161\u00ed p\u016fj\u010dka v (deseti)tis\u00edc\u00edch<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2023\/03\/kreditni-karta.jpg\" alt=\"kreditn\u00ed karta\" class=\"wp-image-7153\" srcset=\"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2023\/03\/kreditni-karta.jpg 768w, https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2023\/03\/kreditni-karta-300x200.jpg 300w, https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2023\/03\/kreditni-karta-150x100.jpg 150w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><figcaption class=\"wp-element-caption\"><em>Kreditn\u00ed karta je nejzn\u00e1m\u011bj\u0161\u00ed typ revolvingov\u00e9ho \u00fav\u011bru.<\/em><\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">V\u00fdhody revolvingov\u00e9ho \u00fav\u011bru<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Z\u00edsk\u00e1te finan\u010dn\u00ed pol\u0161t\u00e1\u0159 (nejen) pro p\u0159\u00edpad ne\u010dekan\u00fdch v\u00fddaj\u016f. Odpadnou v\u00e1m tak obavy, kde v nouzi sehnat pen\u00edze.<\/li>\n\n\n\n<li>\u00dav\u011br \u010derp\u00e1te, kdykoli pot\u0159ebujete.&nbsp;<\/li>\n\n\n\n<li>Pen\u00edze si m\u016f\u017eete p\u016fj\u010dovat opakovan\u011b bez zbyte\u010dn\u00e9ho pap\u00edrov\u00e1n\u00ed. M\u00e1te je k dispozici okam\u017eit\u011b.<\/li>\n\n\n\n<li>\u00daroky plat\u00edte jen z \u010d\u00e1stky nevr\u00e1cen\u00e9 b\u011bhem tzv. bez\u00faro\u010dn\u00e9ho obdob\u00ed.<\/li>\n\n\n\n<li>Pokud \u00fav\u011br nevyu\u017eijete, v\u011bt\u0161inou nic neplat\u00edte.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Nev\u00fdhody revolvingov\u00e9ho \u00fav\u011bru<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>N\u011bkte\u0159\u00ed poskytovatel\u00e9 v\u00e1m mohou po\u010d\u00edtat vysok\u00e9 \u00faroky za p\u0159ekro\u010den\u00ed limitu a pozdn\u00ed splacen\u00ed.<\/li>\n\n\n\n<li>Obvykle m\u016f\u017eete \u010derpat \u010d\u00e1stku v \u0159\u00e1du desetitis\u00edc\u016f. Hypot\u00e9ku z n\u011bj tedy nezaplat\u00edte.<\/li>\n\n\n\n<li>Revolvingov\u00fd \u00fav\u011br v\u00e1m m\u016f\u017ee br\u00e1nit v z\u00edsk\u00e1n\u00ed jin\u00e9ho \u00fav\u011bru, i kdy\u017e ho aktivn\u011b nepou\u017e\u00edv\u00e1te. Banky ho vn\u00edmaj\u00ed jako p\u016fj\u010dku.<\/li>\n<\/ul>\n\n\n<div class=\"su-box su-box-style-default\" id=\"\" style=\"border-color:#009f63;border-radius:3px;max-width:none\"><div class=\"su-box-title\" style=\"background-color:#19D296;color:#FFFFFF;border-top-left-radius:1px;border-top-right-radius:1px\">TIP!<\/div><div class=\"su-box-content su-u-clearfix su-u-trim\" style=\"border-bottom-left-radius:1px;border-bottom-right-radius:1px\">TIP: P\u0159estalo v\u00e1m jezdit auto a v\u00e1\u0161 \u00fa\u010det zeje pr\u00e1zdnotou? Vyu\u017eijte <a href=\"https:\/\/skippay.cz\/karta\">kartu Skip Pay.<\/a> Neplat\u00edte za ni \u017e\u00e1dn\u00e9 \u00faroky ani skryt\u00e9 poplatky.<\/div><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2023\/03\/rozbita-pracka.jpg\" alt=\"\" class=\"wp-image-7158\" srcset=\"https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2023\/03\/rozbita-pracka.jpg 768w, https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2023\/03\/rozbita-pracka-300x200.jpg 300w, https:\/\/skippay.cz\/blog\/wp-content\/uploads\/2023\/03\/rozbita-pracka-150x100.jpg 150w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><figcaption class=\"wp-element-caption\"><em>Rozbila se v\u00e1m pra\u010dka a do v\u00fdplaty daleko? D\u00edky revolvingu si m\u016f\u017eete po\u0159\u00eddit novou.<\/em><\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Na co si d\u00e1t p\u0159i zalo\u017een\u00ed revolvingov\u00e9ho \u00fav\u011bru pozor<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Hl\u00eddejte si datum, do kter\u00e9ho m\u00e1te cel\u00fd \u00fav\u011br splatit. V opa\u010dn\u00e9m p\u0159\u00edpad\u011b v\u00e1m hroz\u00ed \u00faroky z prodlen\u00ed. Ty se pohybuj\u00ed v des\u00edtk\u00e1ch procent.<\/li>\n\n\n\n<li>Ve smlouv\u011b si dejte pozor na smluvn\u00ed kli\u010dky \u00e1 la <strong>\u201e<\/strong>v\u00fdpov\u011b\u010f bez ud\u00e1n\u00ed d\u016fvodu\u201d. Pokud by k v\u00fdpov\u011bdi do\u0161lo, museli byste zaplatit celou p\u016fj\u010dku najednou a b\u011bhem kr\u00e1tk\u00e9 doby.<\/li>\n<\/ul>\n\n\n<div class=\"su-box su-box-style-default\" id=\"\" style=\"border-color:#009f63;border-radius:3px;max-width:none\"><div class=\"su-box-title\" style=\"background-color:#19D296;color:#FFFFFF;border-top-left-radius:1px;border-top-right-radius:1px\">TIP!<\/div><div class=\"su-box-content su-u-clearfix su-u-trim\" style=\"border-bottom-left-radius:1px;border-bottom-right-radius:1px\">TIP: Se Skip Pay se slo\u017eit\u00fdch smluv a pozn\u00e1mek pod \u010darou b\u00e1t nemus\u00edte. U n\u00e1s v\u017edy v\u00edte, na \u010dem jste. Hrajeme f\u00e9r.<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Zru\u0161en\u00ed revolvingov\u00e9ho \u00fav\u011bru<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pokud m\u00e1te \u00fav\u011br splacen\u00fd a u\u017e ho nepot\u0159ebujete, m\u016f\u017eete ho zru\u0161it. U v\u011bt\u0161iny finan\u010dn\u00edch instituc\u00ed revolvingov\u00fd \u00fav\u011br zru\u0161\u00edte vypln\u011bn\u00edm p\u00edsemn\u00e9 \u017e\u00e1dosti a odesl\u00e1n\u00edm na uvedenou adresu. Konkr\u00e9tn\u00ed podm\u00ednky najdete ve smlouv\u011b.<\/p>\n\n\n<div class=\"su-box su-box-style-default\" id=\"\" style=\"border-color:#009f63;border-radius:3px;max-width:none\"><div class=\"su-box-title\" style=\"background-color:#19D296;color:#FFFFFF;border-top-left-radius:1px;border-top-right-radius:1px\">TIP!<\/div><div class=\"su-box-content su-u-clearfix su-u-trim\" style=\"border-bottom-left-radius:1px;border-bottom-right-radius:1px\">TIP: Placen\u00ed se Skip Pay v\u00e1s ohrom\u00ed. Pokud byste sv\u016fj \u00fa\u010det i p\u0159esto cht\u011bli zru\u0161it, m\u016f\u017eete to ud\u011blat vm\u017eiku. A on-line.<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Revolvingov\u00fd \u00fav\u011br je p\u016fj\u010dka, kterou m\u016f\u017eete vyu\u017e\u00edvat opakovan\u011b a nemus\u00edte tak tr\u00e1vit ml\u00e1d\u00ed zbyte\u010dn\u00fdm pap\u00edrov\u00e1n\u00edm v bance. Pen\u00edze m\u00e1te v p\u0159\u00edpad\u011b pot\u0159eby ihned po ruce. Kdy je pro v\u00e1s revolving s\u00e1zka na jistotu a na co si d\u00e1t pozor?<\/p>\n","protected":false},"author":30,"featured_media":7151,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[2304,2359,22,112,21,122],"class_list":["post-7150","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-finance","tag-pujcky","tag-platba-kartou","tag-platebni-karta","tag-platebni-metody","tag-skip-pay","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Chcete m\u00edt pen\u00edze v\u017edy po ruce? Zkuste revolving I Skip Pay<\/title>\n<meta name=\"description\" content=\"Revolvingov\u00fd \u00fav\u011br je p\u016fj\u010dka, kterou m\u016f\u017eete vyu\u017e\u00edvat opakovan\u011b a m\u00edt pen\u00edze ihned po ruce. Kdy v\u00e1m p\u0159ijde revolving vhod a na co si d\u00e1t pozor?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/skippay.cz\/blog\/revolvingovy-uver\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Chcete m\u00edt pen\u00edze v\u017edy po ruce? Zkuste revolving I Skip Pay\" \/>\n<meta property=\"og:description\" content=\"Revolvingov\u00fd \u00fav\u011br je p\u016fj\u010dka, kterou m\u016f\u017eete vyu\u017e\u00edvat opakovan\u011b a m\u00edt pen\u00edze ihned po ruce. Kdy v\u00e1m p\u0159ijde revolving vhod a na co si d\u00e1t pozor?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/skippay.cz\/blog\/revolvingovy-uver\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog Skip Pay - p\u00ed\u0161eme srozumiteln\u011b o financ\u00edch | skippay.cz\" \/>\n<meta property=\"article:published_time\" content=\"2026-10-14T10:36:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-20T14:21:31+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/skippay.cz\/blog\/wp-content\/uploads\/2023\/03\/revolvingovy-uver.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1568\" \/>\n\t<meta property=\"og:image:height\" content=\"706\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Daniela Van\u011b\u010dkov\u00e1\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Daniela Van\u011b\u010dkov\u00e1\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/revolvingovy-uver\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/revolvingovy-uver\\\/\"},\"author\":{\"name\":\"Daniela Van\u011b\u010dkov\u00e1\",\"@id\":\"https:\\\/\\\/skippay.cz\\\/blog\\\/#\\\/schema\\\/person\\\/461ebc779ae758fe58b12ae07dd1c777\"},\"headline\":\"Chcete m\u00edt pen\u00edze v\u017edy po ruce? 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