{"id":8956,"date":"2023-10-04T17:29:47","date_gmt":"2023-10-04T16:29:47","guid":{"rendered":"http:\/\/skippay.cz\/blog\/?p=8956"},"modified":"2025-01-10T10:28:03","modified_gmt":"2025-01-10T09:28:03","slug":"trendy-v-digitalnim-platebnim-prostoru","status":"publish","type":"post","link":"https:\/\/skippay.cz\/blog\/trendy-v-digitalnim-platebnim-prostoru\/","title":{"rendered":"5 trend\u016f v digit\u00e1ln\u00edm platebn\u00edm prostoru: Jak budou vypadat platby budoucnosti?\u00a0"},"content":{"rendered":"\n

Platby chytr\u00fdm telefonem a digit\u00e1ln\u00ed pen\u011b\u017eenky<\/strong>\u00a0<\/h2>\n\n\n\n

Telefon m\u00e1 ka\u017ed\u00fd p\u0159i ruce a hodinky na ruce. Nen\u00ed tedy s podivem, \u017ee je jejich vyu\u017e\u00edv\u00e1n\u00ed p\u0159i placen\u00ed st\u00e1le \u010dast\u011bj\u0161\u00ed. B\u011bhem p\u00e1r sekund tak m\u016f\u017eete zaplatit na e-shopu i v kamenn\u00fdch prodejn\u00e1ch<\/a>. Z\u00e1rove\u0148 stoup\u00e1 obliba placen\u00ed n\u00e1kup\u016f virtu\u00e1ln\u00edmi kartami, kter\u00e9 nejsou nav\u00e1zan\u00e9 k b\u011b\u017en\u00e9mu \u00fa\u010dtu. Lid\u00e9 tak minimalizuj\u00ed riziko podvodu a zneu\u017eit\u00ed \u00faspor.<\/p>\n\n\n\n

CO JE DIGIT\u00c1LN\u00cd PEN\u011a\u017dENKA 
 
Digit\u00e1ln\u00ed pen\u011b\u017eenka<\/a> je aplikace, kterou si st\u00e1hnete do chytr\u00e9ho telefonu a nahrajete do n\u00ed sv\u00e9 platebn\u00ed karty. K placen\u00ed si pak m\u016f\u017eete vybrat konkr\u00e9tn\u00ed kartu a zaplatit s n\u00ed online i v kamenn\u00fdch obchodech. Pomoc\u00ed mobiln\u00ed pen\u011b\u017eenky m\u016f\u017eete p\u0159ij\u00edmat a pos\u00edlat pen\u00edze na dal\u0161\u00ed \u00fa\u010dty, zobrazovat historii plateb nebo t\u0159eba z\u00edsk\u00e1vat odm\u011bny za n\u00e1kupy. <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Anonymn\u00ed kryptom\u011bny<\/strong> <\/h2>\n\n\n\n

Kryptom\u011bny vznikly za \u00fa\u010delem nahradit klasick\u00e9 sv\u011btov\u00e9 m\u011bny. Platby kryptom\u011bnou jsou anonymn\u00ed, jednoduch\u00e9, neplat\u00edte za n\u011b \u017e\u00e1dn\u00e9 bankovn\u00ed poplatky<\/strong> a nelimituj\u00ed v\u00e1s ani p\u0159eshrani\u010dn\u00ed platby. Jejich rostouc\u00ed popularitu vn\u00edmaj\u00ed i obchodn\u00edci, a proto jimi zaplat\u00edte na n\u011bkter\u00fdch e-shopech, v kamenn\u00fdch prodejn\u00e1ch nebo restaurac\u00edch. Kryptom\u011bnou nakoup\u00edte t\u0159eba na Microsoftu, na e-shopu Alza.cz nebo v pra\u017esk\u00e9 kav\u00e1rn\u011b Bitcoin Coffee. Dnes zaplat\u00edte kryptom\u011bnou u v\u0161ech prodejc\u016f s termin\u00e1lem v mobilu GP Tom<\/a>. St\u00e1le je u n\u00e1s \u010dast\u011bj\u0161\u00ed investov\u00e1n\u00ed do kryptom\u011bn <\/a>ne\u017e praktick\u00e9 pou\u017e\u00edv\u00e1n\u00ed. To by se m\u011blo ale \u010dasem zm\u011bnit.<\/p>\n\n\n\n

Biometrick\u00e9 ov\u011b\u0159ov\u00e1n\u00ed<\/strong><\/h2>\n\n\n\n

Pou\u017e\u00edv\u00e1n\u00ed \u010d\u00edseln\u00fdch PIN k\u00f3d\u016f k uzam\u010den\u00ed \u00fa\u010dt\u016f nen\u00ed tak spolehliv\u00e9 jako biometrick\u00e9 ov\u011b\u0159ov\u00e1n\u00ed, tedy potvrzen\u00ed pomoc\u00ed otisk\u016f prst\u016f, rozpozn\u00e1v\u00e1n\u00ed obli\u010deje<\/strong> i o\u010dn\u00ed duhovky nebo t\u0159eba mapov\u00e1n\u00ed \u017eil. Kv\u016fli rostouc\u00edmu riziku kr\u00e1de\u017ee identity, podvod\u016f a internetov\u00e9 bezpe\u010dnosti <\/a>se o\u010dek\u00e1v\u00e1, \u017ee obl\u00edbenost biometrick\u00e9ho ov\u011b\u0159ov\u00e1n\u00ed bude stoupat. Nejen, \u017ee je to jedine\u010dn\u00fd bezpe\u010dnost\u00ed prvek, kter\u00fd nem\u016f\u017ee nikdo odkoukat, ale z\u00e1rove\u0148 v\u00e1m zjednodu\u0161\u00ed p\u0159\u00edstup k va\u0161im \u00fa\u010dt\u016fm \u2014 nemus\u00edte si tak pamatovat velk\u00e9 mno\u017estv\u00ed hesel.<\/p>\n\n\n\n

Placen\u00ed pomoc\u00ed QR k\u00f3du<\/strong> <\/h2>\n\n\n\n

Hlavn\u00ed plus platby QR k\u00f3dem je jeho p\u0159esnost<\/strong>. Nehroz\u00ed v\u00e1m, \u017ee \u0161patn\u011b op\u00ed\u0161ete \u010d\u00edslo \u00fa\u010dtu, \u010d\u00e1stku nebo variabiln\u00ed symbol a va\u0161e platba bude l\u00edtat v meziprostoru nebo doraz\u00ed na \u0161patn\u00fd \u00fa\u010det. QR k\u00f3dy na faktur\u00e1ch jsou dnes t\u00e9m\u011b\u0159 samoz\u0159ejmost\u00ed. Pomoc\u00ed QR k\u00f3du ale m\u016f\u017eete \u010dasto zaplatit i \u00fatratu v restauraci a nemus\u00edte \u010dekat na obsluhu. V n\u011bkter\u00fdch kamenn\u00fdch obchodech funguje samoobslu\u017en\u00e9 nakupov\u00e1n\u00ed a placen\u00ed, kdy si v aplikaci <\/a>naskenujete QR k\u00f3d zbo\u017e\u00ed, kter\u00e9 pot\u00e9 vlo\u017e\u00edte do n\u00e1kupn\u00edho voz\u00edku a na z\u00e1v\u011br zaplat\u00edte. Vyhnete se tak nekone\u010dn\u00fdm front\u00e1m u pokladny, \u0161et\u0159\u00edte sv\u016fj \u010das a z\u00e1rove\u0148 dop\u0159edu v\u00edte, kolik v\u00e1s n\u00e1kup bude st\u00e1t.<\/p>\n\n\n\n

Odlo\u017een\u00e1 a rozlo\u017een\u00e1 platba<\/strong> <\/h2>\n\n\n\n

Odlo\u017een\u00e1 platb<\/a>a<\/a> je \u010d\u00edm d\u00e1l popul\u00e1rn\u011bj\u0161\u00ed formou \u00fahrady zbo\u017e\u00ed. Je to modern\u00ed a bezplatn\u00e1 alternativa dob\u00edrky, kdy si bo\u017e\u00ed jednodu\u0161e objedn\u00e1te, p\u0159evezmete od kur\u00fdra, ale zaplat\u00edte ho a\u017e za stanoven\u00fd po\u010det dn\u00ed. Budoucnost pat\u0159\u00ed i rozlo\u017een\u00fdm platb\u00e1m<\/a>, kter\u00e9 umo\u017e\u0148uj\u00ed n\u00e1kup rozd\u011blit t\u0159eba do t\u0159\u00ed po sob\u011b jdouc\u00edch spl\u00e1tek. Na velk\u00e9 n\u00e1kupy tak nemus\u00edte vynalo\u017eit ve\u0161ker\u00e9 finan\u010dn\u00ed prost\u0159edky najednou.  <\/p>\n\n\n

TIP!<\/div>
TIP: L\u00e1kaj\u00ed v\u00e1s modern\u00ed metody \u00fahrady zbo\u017e\u00ed? Pla\u0165te se Skip Pay! Platbu si tak m\u016f\u017eete jednodu\u0161e rozd\u011blit na T\u0159etinu<\/a> nebo objednan\u00e9 zbo\u017e\u00ed zaplatit a\u017e do 50 dn\u00ed<\/a>.<\/div><\/div>\n\n\n
\"\u017d\u00e1dn\u00e9<\/a><\/figure>\n
\"\u017d\u00e1dn\u00e9<\/a><\/figure>","protected":false},"excerpt":{"rendered":"

Sv\u011bt se m\u011bn\u00ed a s n\u00edm se prom\u011b\u0148uj\u00ed i platebn\u00ed metody tak, aby byly bezpe\u010dn\u00e9, snadn\u00e9, rychl\u00e9 a pro z\u00e1kazn\u00edky pohodln\u00e9. Hotovosti v ob\u011bhu ub\u00fdv\u00e1, v\u011bt\u0161ina lid\u00ed up\u0159ednost\u0148uje bezkontaktn\u00ed platby a na popularit\u011b z\u00edsk\u00e1v\u00e1 placen\u00ed mobiln\u00edmi pen\u011b\u017eenkami nebo t\u0159eba bitcoinem. S jak\u00fdmi dal\u0161\u00edmi trendy je dobr\u00e9 v n\u00e1sleduj\u00edc\u00edch letech po\u010d\u00edtat? <\/p>\n","protected":false},"author":30,"featured_media":8957,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[21,446],"class_list":["post-8956","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-platebni-metody","tag-technologie","entry"],"acf":[],"yoast_head":"\n5 trend\u016f v digit\u00e1ln\u00edm platebn\u00edm prostoru I Skip Pay<\/title>\n<meta name=\"description\" content=\"Trendy v digit\u00e1ln\u00edm platebn\u00edm prostoru se m\u011bn\u00ed. Na popularit\u011b z\u00edsk\u00e1v\u00e1 placen\u00ed mobiln\u00edmi pen\u011b\u017eenkami nebo t\u0159eba bitcoinem. 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