{"id":9078,"date":"2024-02-21T15:00:00","date_gmt":"2024-02-21T14:00:00","guid":{"rendered":"https:\/\/skippay.cz\/blog\/?p=4102"},"modified":"2026-01-23T08:27:40","modified_gmt":"2026-01-23T07:27:40","slug":"jak-funguje-virtualni-karta-placeni-s-ni-je-bezpecne-a-pohodlne-2","status":"publish","type":"post","link":"https:\/\/skippay.cz\/blog\/jak-funguje-virtualni-karta-placeni-s-ni-je-bezpecne-a-pohodlne-2\/","title":{"rendered":"Jak funguje virtu\u00e1ln\u00ed karta? Placen\u00ed s\u00a0n\u00ed je bezpe\u010dn\u00e9 a\u00a0pohodln\u00e9"},"content":{"rendered":"\n

P\u0159ednost\u00ed virtu\u00e1ln\u00ed platebn\u00ed karty<\/a> je, \u017ee s n\u00ed m\u016f\u017eete bezpe\u010dn\u011b platit, ani\u017e byste museli vlastnit klasickou plastovou kartu<\/strong> propojenou s b\u011b\u017en\u00fdm bankovn\u00edm \u00fa\u010dtem. Pokud by p\u0159i platebn\u00edm styku do\u0161lo k prolomen\u00ed bezpe\u010dnosti, nestane se, \u017ee by v\u00e1m internetov\u00fd \u00fato\u010dn\u00edk \u201evyluxoval\u201c cel\u00e9 konto.<\/p>\n\n\n\n

Skip Pay\u00a0karta<\/strong>

S virtu\u00e1ln\u00ed Skip Pay kartou<\/a> m\u016f\u017eete pohodln\u011b platit na\u00a0internetu i\u00a0v\u00a0kamenn\u00fdch obchodech. Sta\u010d\u00ed v\u00e1m k\u00a0tomu chytr\u00fd telefon nebo hodinky s\u00a0Google Pay<\/a>, Apple Pay<\/a>, Garmin Pay nebo Xiaomi Pay. Pro n\u00e1kupy v\u00a0e-shopech si \u010d\u00edslo karty a\u00a0dal\u0161\u00ed \u00fadaje pot\u0159ebn\u00e9 k\u00a0platb\u011b jednodu\u0161e zobraz\u00edte v\u00a0na\u0161\u00ed mobiln\u00ed aplikaci<\/a>. Nakupujete tak bez rizika, bezpe\u010dn\u011b a\u00a0bez skryt\u00fdch poplatk\u016f.<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n
\"Kdy\u017e<\/a><\/figure>\n
\"Kdy\u017e<\/a><\/figure>\n\n\n

Karta, kter\u00e1 m\u016f\u017ee (ale nemus\u00ed) existovat<\/strong><\/h2>\n\n\n\n

Jak funguje virtu\u00e1ln\u00ed karta a v \u010dem se li\u0161\u00ed od t\u00e9 klasick\u00e9? M\u00edsto plastov\u00e9 karti\u010dky z\u00edsk\u00e1te v zabezpe\u010den\u00e9m prost\u0159ed\u00ed pouze \u00fadaje karty<\/strong>: \u010d\u00edslo, datum expirace a bezpe\u010dnostn\u00ed k\u00f3d. Ty si jednodu\u0161e ulo\u017e\u00edte do sv\u00e9 mobiln\u00ed pen\u011b\u017eenky. Platit pak m\u016f\u017eete chytr\u00fdm telefonem nebo hodinkami, kter\u00e9 m\u00e1te v\u017edy u sebe. Sv\u00e9 n\u00e1kupy tak uhrad\u00edte kdykoliv a odkudkoliv, a to i ve chv\u00edli, kdy nem\u00e1te po ruce pen\u011b\u017eenku.<\/p>\n\n\n

TIP!<\/div>
I kdy\u017e i virtu\u00e1ln\u00ed karta m\u016f\u017ee m\u00edt sv\u016fj plastov\u00fd prot\u011bj\u0161ek, ne\u010dekejte, a\u017e v\u00e1m doraz\u00ed dom\u016f. Aktivujte si kartu v aplikaci a obratem s n\u00ed nakupujte na\u00a0internetu, v\u00a0kamenn\u00fdch obchodech nebo ji pou\u017eijte k\u00a0v\u00fdb\u011bru hotovosti z\u00a0bezkontaktn\u00edch bankomat\u016f.<\/a><\/b><\/div><\/div>\n\n\n\n

Virtu\u00e1ln\u00ed karta b\u00fdv\u00e1 zpravidla propojen\u00e1 pouze s \u00fa\u010dtem, na kter\u00e9m je men\u0161\u00ed finan\u010dn\u00ed obnos ur\u010den\u00fd pro internetov\u00e9 platby<\/a>. D\u00edky tomu se nestane, \u017ee by se \u2013 nap\u0159\u00edklad p\u0159i ztr\u00e1t\u011b nebo odcizen\u00ed \u2013 kdokoliv nepovolan\u00fd dostal k va\u0161im \u00faspor\u00e1m na b\u011b\u017en\u00e9m bankovn\u00edm \u00fa\u010dtu. Platebn\u00ed transakce jsou nav\u00edc d\u016fkladn\u011b zabezpe\u010den\u00e9 a za\u0161ifrovan\u00e9<\/strong>, a proto se dnes virtu\u00e1ln\u00ed karty st\u00e1vaj\u00ed b\u011b\u017enou sou\u010d\u00e1st\u00ed placen\u00ed.<\/p>\n\n\n\n

V\u00fdhody virtu\u00e1ln\u00ed karty<\/strong><\/h2>\n\n\n\n